First Financial Bankshares Inc Cash Flow Quality Index
First Financial Bankshares Inc cash flow quality index. First Financial Bankshares Inc (FFIN) has a Cash Flow Quality Index of 1.16x as of June 2026. Operating cash flow of $83.73 Million exceeds net income of $71.89 Million, indicating high earnings quality where cash backs reported profits. See First Financial Bankshares Inc (FFIN) financial flexibility to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of First Financial Bankshares Inc (1993–2025)
Cash flow quality index of First Financial Bankshares Inc from 1993 to 2025. Historical Cash Flow Quality Index for First Financial Bankshares Inc across 33 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore First Financial Bankshares Inc debt service capacity to assess how comfortably operating cash covers total debt obligations.
First Financial Bankshares Inc Cash Flow Quality Index by Year (1993–2025)
First Financial Bankshares Inc cash flow quality index by year from 1993 to 2025. Year-by-year earnings quality comparison for First Financial Bankshares Inc. For the full cash flow conversion analysis, see First Financial Bankshares Inc (FFIN) cash flow conversion.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.26x | $320.58 Million | $253.58 Million | ▼ -8.7% |
| 2024 | 1.39x | $309.64 Million | $223.51 Million | ▼ -3.2% |
| 2023 | 1.43x | $284.82 Million | $198.98 Million | ▲ +3.6% |
| 2022 | 1.38x | $323.94 Million | $234.47 Million | ▼ -11.0% |
| 2021 | 1.55x | $353.23 Million | $227.56 Million | ▲ +48.9% |
| 2020 | 1.04x | $210.67 Million | $202.03 Million | ▼ -15.8% |
| 2019 | 1.24x | $204.12 Million | $164.81 Million | ▲ +0.1% |
| 2018 | 1.24x | $186.35 Million | $150.64 Million | ▼ -21.7% |
| 2017 | 1.58x | $190.27 Million | $120.37 Million | ▲ +3.0% |
| 2016 | 1.53x | $160.74 Million | $104.77 Million | ▲ +41.2% |
| 2015 | 1.09x | $109.09 Million | $100.38 Million | ▼ -25.9% |
| 2014 | 1.47x | $131.40 Million | $89.56 Million | ▲ +5.3% |
| 2013 | 1.39x | $109.86 Million | $78.87 Million | ▲ +11.1% |
| 2012 | 1.25x | $93.06 Million | $74.22 Million | ▼ -9.9% |
| 2011 | 1.39x | $95.11 Million | $68.37 Million | ▲ +15.5% |
| 2010 | 1.20x | $71.83 Million | $59.66 Million | ▼ -62.2% |
| 2009 | 3.19x | $171.51 Million | $53.80 Million | ▲ +1715.0% |
| 2008 | -0.20x | $-10.49 Million | $53.16 Million | ▼ -117.8% |
| 2007 | 1.11x | $54.79 Million | $49.49 Million | ▲ +6.5% |
| 2006 | 1.04x | $47.86 Million | $46.03 Million | ▲ +11.8% |
| 2005 | 0.93x | $40.94 Million | $44.02 Million | ▼ -46.7% |
| 2004 | 1.74x | $68.28 Million | $39.17 Million | ▲ +35.8% |
| 2003 | 1.28x | $45.33 Million | $35.30 Million | ▲ +0.6% |
| 2002 | 1.28x | $43.32 Million | $33.95 Million | ▼ -5.4% |
| 2001 | 1.35x | $39.61 Million | $29.36 Million | ▲ +8.6% |
| 2000 | 1.24x | $35.19 Million | $28.32 Million | ▼ -4.7% |
| 1999 | 1.30x | $33.50 Million | $25.70 Million | ▼ -14.9% |
| 1998 | 1.53x | $35.70 Million | $23.30 Million | ▲ +45.6% |
| 1997 | 1.05x | $22.10 Million | $21.00 Million | ▼ -26.2% |
| 1996 | 1.43x | $27.10 Million | $19.00 Million | ▲ +20.6% |
| 1995 | 1.18x | $19.40 Million | $16.40 Million | ▼ -21.7% |
| 1994 | 1.51x | $19.80 Million | $13.10 Million | ▼ -6.5% |
| 1993 | 1.62x | $19.40 Million | $12.00 Million | — |