First Financial Bankshares Inc (FFIN) — Cash Flow Quality Index
First Financial Bankshares Inc (FFIN) has a Cash Flow Quality Index of 1.16x as of June 2026. Operating cash flow of $83.73 Million exceeds net income of $71.89 Million, indicating high earnings quality where cash backs reported profits. Explore FFIN cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
First Financial Bankshares Inc Cash Flow Quality Index (1993–2025)
Historical Cash Flow Quality Index for First Financial Bankshares Inc across 33 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see First Financial Bankshares Inc cash flow conversion.
Annual Cash Flow Quality Index for First Financial Bankshares Inc (1993–2025)
Year-by-year earnings quality comparison for First Financial Bankshares Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.26x | $320.58 Million | $253.58 Million | ▼ -8.7% |
| 2024 | 1.39x | $309.64 Million | $223.51 Million | ▼ -3.2% |
| 2023 | 1.43x | $284.82 Million | $198.98 Million | ▲ +3.6% |
| 2022 | 1.38x | $323.94 Million | $234.47 Million | ▼ -11.0% |
| 2021 | 1.55x | $353.23 Million | $227.56 Million | ▲ +48.9% |
| 2020 | 1.04x | $210.67 Million | $202.03 Million | ▼ -15.8% |
| 2019 | 1.24x | $204.12 Million | $164.81 Million | ▲ +0.1% |
| 2018 | 1.24x | $186.35 Million | $150.64 Million | ▼ -21.7% |
| 2017 | 1.58x | $190.27 Million | $120.37 Million | ▲ +3.0% |
| 2016 | 1.53x | $160.74 Million | $104.77 Million | ▲ +41.2% |
| 2015 | 1.09x | $109.09 Million | $100.38 Million | ▼ -25.9% |
| 2014 | 1.47x | $131.40 Million | $89.56 Million | ▲ +5.3% |
| 2013 | 1.39x | $109.86 Million | $78.87 Million | ▲ +11.1% |
| 2012 | 1.25x | $93.06 Million | $74.22 Million | ▼ -9.9% |
| 2011 | 1.39x | $95.11 Million | $68.37 Million | ▲ +15.5% |
| 2010 | 1.20x | $71.83 Million | $59.66 Million | ▼ -62.2% |
| 2009 | 3.19x | $171.51 Million | $53.80 Million | ▲ +1715.0% |
| 2008 | -0.20x | $-10.49 Million | $53.16 Million | ▼ -117.8% |
| 2007 | 1.11x | $54.79 Million | $49.49 Million | ▲ +6.5% |
| 2006 | 1.04x | $47.86 Million | $46.03 Million | ▲ +11.8% |
| 2005 | 0.93x | $40.94 Million | $44.02 Million | ▼ -46.7% |
| 2004 | 1.74x | $68.28 Million | $39.17 Million | ▲ +35.8% |
| 2003 | 1.28x | $45.33 Million | $35.30 Million | ▲ +0.6% |
| 2002 | 1.28x | $43.32 Million | $33.95 Million | ▼ -5.4% |
| 2001 | 1.35x | $39.61 Million | $29.36 Million | ▲ +8.6% |
| 2000 | 1.24x | $35.19 Million | $28.32 Million | ▼ -4.7% |
| 1999 | 1.30x | $33.50 Million | $25.70 Million | ▼ -14.9% |
| 1998 | 1.53x | $35.70 Million | $23.30 Million | ▲ +45.6% |
| 1997 | 1.05x | $22.10 Million | $21.00 Million | ▼ -26.2% |
| 1996 | 1.43x | $27.10 Million | $19.00 Million | ▲ +20.6% |
| 1995 | 1.18x | $19.40 Million | $16.40 Million | ▼ -21.7% |
| 1994 | 1.51x | $19.80 Million | $13.10 Million | ▼ -6.5% |
| 1993 | 1.62x | $19.40 Million | $12.00 Million | — |