First Financial Bankshares Inc (FFIN) — Cash Flow Quality Index
First Financial Bankshares Inc (FFIN) has a Cash Flow Quality Index of 1.42x as of March 2026. Operating cash flow of $101.64 Million exceeds net income of $71.54 Million, indicating high earnings quality where cash backs reported profits. Explore FFIN long-term investments to assets to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
First Financial Bankshares Inc Cash Flow Quality Index (1993–2025)
Historical Cash Flow Quality Index for First Financial Bankshares Inc across 33 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check First Financial Bankshares Inc (FFIN) tangible net worth to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for First Financial Bankshares Inc (1993–2025)
Year-by-year earnings quality comparison for First Financial Bankshares Inc. For live market cap and the full company financial profile, see FFIN company net worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.26x | $320.58 Million | $253.58 Million | ▼ -8.7% |
| 2024 | 1.39x | $309.64 Million | $223.51 Million | ▼ -3.2% |
| 2023 | 1.43x | $284.82 Million | $198.98 Million | ▲ +3.6% |
| 2022 | 1.38x | $323.94 Million | $234.47 Million | ▼ -11.0% |
| 2021 | 1.55x | $353.23 Million | $227.56 Million | ▲ +48.9% |
| 2020 | 1.04x | $210.67 Million | $202.03 Million | ▼ -15.8% |
| 2019 | 1.24x | $204.12 Million | $164.81 Million | ▲ +0.1% |
| 2018 | 1.24x | $186.35 Million | $150.64 Million | ▼ -21.7% |
| 2017 | 1.58x | $190.27 Million | $120.37 Million | ▲ +3.0% |
| 2016 | 1.53x | $160.74 Million | $104.77 Million | ▲ +41.2% |
| 2015 | 1.09x | $109.09 Million | $100.38 Million | ▼ -25.9% |
| 2014 | 1.47x | $131.40 Million | $89.56 Million | ▲ +5.3% |
| 2013 | 1.39x | $109.86 Million | $78.87 Million | ▲ +11.1% |
| 2012 | 1.25x | $93.06 Million | $74.22 Million | ▼ -9.9% |
| 2011 | 1.39x | $95.11 Million | $68.37 Million | ▲ +15.5% |
| 2010 | 1.20x | $71.83 Million | $59.66 Million | ▼ -62.2% |
| 2009 | 3.19x | $171.51 Million | $53.80 Million | ▲ +1715.0% |
| 2008 | -0.20x | $-10.49 Million | $53.16 Million | ▼ -117.8% |
| 2007 | 1.11x | $54.79 Million | $49.49 Million | ▲ +6.5% |
| 2006 | 1.04x | $47.86 Million | $46.03 Million | ▲ +11.8% |
| 2005 | 0.93x | $40.94 Million | $44.02 Million | ▼ -46.7% |
| 2004 | 1.74x | $68.28 Million | $39.17 Million | ▲ +35.8% |
| 2003 | 1.28x | $45.33 Million | $35.30 Million | ▲ +0.6% |
| 2002 | 1.28x | $43.32 Million | $33.95 Million | ▼ -5.4% |
| 2001 | 1.35x | $39.61 Million | $29.36 Million | ▲ +8.6% |
| 2000 | 1.24x | $35.19 Million | $28.32 Million | ▼ -4.7% |
| 1999 | 1.30x | $33.50 Million | $25.70 Million | ▼ -14.9% |
| 1998 | 1.53x | $35.70 Million | $23.30 Million | ▲ +45.6% |
| 1997 | 1.05x | $22.10 Million | $21.00 Million | ▼ -26.2% |
| 1996 | 1.43x | $27.10 Million | $19.00 Million | ▲ +20.6% |
| 1995 | 1.18x | $19.40 Million | $16.40 Million | ▼ -21.7% |
| 1994 | 1.51x | $19.80 Million | $13.10 Million | ▼ -6.5% |
| 1993 | 1.62x | $19.40 Million | $12.00 Million | — |