LCNB Corporation Asset Resilience Ratio
LCNB Corporation asset resilience ratio. LCNB Corporation (LCNB) has an Asset Resilience Ratio of 9.70% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See LCNB Corporation (LCNB) liquidity interval to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of LCNB Corporation (1999–2025)
Asset resilience ratio of LCNB Corporation from 1999 to 2025. This chart shows how LCNB Corporation's Asset Resilience Ratio has changed over time. Read debt load of LCNB Corporation for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down LCNB Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see total assets of LCNB Corporation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $215.77 Million | 9.7% |
| Total Liquid Assets | $215.77 Million | 9.70% |
Asset Resilience Insights
- Limited Liquidity: LCNB Corporation maintains only 9.70% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
LCNB Corporation Industry Peers by Asset Resilience Ratio
Compare LCNB Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
WOORI FIN. GRP SP.ADR/3
F:2WGA |
Banks - Regional | 13.88% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Graubuendner Kantonalbank
SW:GRKP |
Banks - Regional | -38.39% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
LCNB Corporation Asset Resilience Ratio by Year (1999–2025)
LCNB Corporation asset resilience ratio by year from 1999 to 2025. The table below shows the annual Asset Resilience Ratio data for LCNB Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 10.37% | $232.27 Million | $2.24 Billion | +6.08pp |
| 2024-12-31 | 4.28% | $98.86 Million | $2.31 Billion | -7.79pp |
| 2023-12-31 | 12.07% | $276.60 Million | $2.29 Billion | -3.03pp |
| 2022-12-31 | 15.10% | $289.85 Million | $1.92 Billion | -1.09pp |
| 2021-12-31 | 16.19% | $308.18 Million | $1.90 Billion | +4.19pp |
| 2020-12-31 | 12.00% | $209.47 Million | $1.75 Billion | +1.14pp |
| 2019-12-31 | 10.86% | $178.00 Million | $1.64 Billion | -3.71pp |
| 2018-12-31 | 14.57% | $238.42 Million | $1.64 Billion | -6.68pp |
| 2017-12-31 | 21.24% | $275.21 Million | $1.30 Billion | -3.30pp |
| 2016-12-31 | 24.54% | $320.66 Million | $1.31 Billion | -4.98pp |
| 2015-12-31 | 29.52% | $377.98 Million | $1.28 Billion | +3.76pp |
| 2014-12-31 | 25.75% | $285.37 Million | $1.11 Billion | -1.94pp |
| 2013-12-31 | 27.70% | $258.24 Million | $932.34 Million | -5.08pp |
| 2012-12-31 | 32.78% | $258.51 Million | $788.64 Million | +0.69pp |
| 2011-12-31 | 32.09% | $254.01 Million | $791.57 Million | +32.06pp |
| 2010-12-31 | 0.02% | $182.00K | $760.13 Million | -20.95pp |
| 2008-12-31 | 20.97% | $136.24 Million | $649.73 Million | +6.50pp |
| 2007-12-31 | 14.47% | $87.42 Million | $604.06 Million | -5.80pp |
| 2006-12-31 | 20.27% | $111.14 Million | $548.22 Million | +19.92pp |
| 2005-12-31 | 0.35% | $1.91 Million | $539.50 Million | -5.85pp |
| 2004-12-31 | 6.20% | $32.40 Million | $522.25 Million | +1.88pp |
| 2003-12-31 | 4.32% | $22.62 Million | $523.61 Million | +1.97pp |
| 2002-12-31 | 2.35% | $11.93 Million | $506.75 Million | -1.80pp |
| 2001-12-31 | 4.15% | $19.95 Million | $480.44 Million | -19.75pp |
| 1999-12-31 | 23.90% | $104.91 Million | $438.98 Million | -- |
About LCNB Corporation
LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in the United States. It offers checking and savings accounts; interest-bearing demand and money market deposit; and time certificates. The company also provides commercial and industrial, commercial and residential real estate, agricultural, construction, various types of consumer, and smal… Read more