LCNB Corporation (LCNB) - Total Assets
Based on the latest financial reports, LCNB Corporation (LCNB) holds total assets worth $2.24 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See LCNB book value for net asset value and shareholders' equity analysis.
LCNB Corporation - Total Assets Trend (1998–2025)
This chart illustrates how LCNB Corporation's total assets have evolved over time, based on quarterly financial data.
LCNB Corporation - Asset Composition Analysis
Current Asset Composition (December 2025)
LCNB Corporation's total assets of $2.24 Billion consist of 11.5% current assets and 88.5% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0.8% |
| Accounts Receivable | $7.97 Million | 0.4% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $9.27 Million | 0.4% |
| Goodwill | $90.31 Million | 4.0% |
Asset Composition Trend (1998–2025)
This chart illustrates how LCNB Corporation's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see LCNB Corporation market capitalisation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: LCNB Corporation's current assets represent 11.5% of total assets in 2025, an increase from 0.0% in 1998.
- Cash Position: Cash and equivalents constituted 0.8% of total assets in 2025, up from 0.0% in 1998.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 4.0% of total assets, an increase from 0.0% in 1998.
- Asset Diversification: The largest asset category is goodwill at 4.0% of total assets.
LCNB Corporation Competitors by Total Assets
Key competitors of LCNB Corporation based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Hong Leong Bank Bhd
KLSE:5819
|
Malaysia | RM312.72 Billion |
|
First Merchants Corporation
NASDAQ:FRME
|
USA | $19.03 Billion |
|
TF Bank AB
ST:TFBANK
|
Sweden | Skr29.12 Billion |
|
Banco do Estado do Rio Grande do Sul S.A
SA:BRSR3
|
Brazil | R$163.86 Billion |
|
Pareto Bank ASA
OL:PARB
|
Norway | Nkr25.34 Billion |
|
Caisse Regionale de Credit Agricole Mutuel d’IlleetVilaine SC
PA:CIV
|
France | €21.07 Billion |
|
Blue Foundry Bancorp
NASDAQ:BLFY
|
USA | $2.16 Billion |
|
Banco Alfa de Investimento S.A
SA:BRIV3
|
Brazil | R$27.67 Billion |
LCNB Corporation - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.55 | 0.08 | 0.18 |
| Quick Ratio | 0.55 | 0.08 | 0.18 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-207.50 Million | $-1.73 Billion | $-1.27 Billion |
LCNB Corporation - Advanced Valuation Insights
This section examines the relationship between LCNB Corporation's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.91 |
| Latest Market Cap to Assets Ratio | 0.10 |
| Asset Growth Rate (YoY) | -2.9% |
| Total Assets | $2.24 Billion |
| Market Capitalization | $231.36 Million USD |
Valuation Analysis
Below Book Valuation: The market values LCNB Corporation's assets below their book value (0.10x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: LCNB Corporation's assets decreased by 2.9% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for LCNB Corporation (1998–2025)
The table below shows the annual total assets of LCNB Corporation from 1998 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $2.24 Billion | -2.89% |
| 2024-12-31 | $2.31 Billion | +0.69% |
| 2023-12-31 | $2.29 Billion | +19.41% |
| 2022-12-31 | $1.92 Billion | +0.81% |
| 2021-12-31 | $1.90 Billion | +9.04% |
| 2020-12-31 | $1.75 Billion | +6.50% |
| 2019-12-31 | $1.64 Billion | +0.15% |
| 2018-12-31 | $1.64 Billion | +26.34% |
| 2017-12-31 | $1.30 Billion | -0.85% |
| 2016-12-31 | $1.31 Billion | +2.05% |
| 2015-12-31 | $1.28 Billion | +15.56% |
| 2014-12-31 | $1.11 Billion | +18.85% |
| 2013-12-31 | $932.34 Million | +18.22% |
| 2012-12-31 | $788.64 Million | -0.37% |
| 2011-12-31 | $791.57 Million | +4.14% |
| 2010-12-31 | $760.13 Million | +3.50% |
| 2009-12-31 | $734.41 Million | +13.03% |
| 2008-12-31 | $649.73 Million | +7.56% |
| 2007-12-31 | $604.06 Million | +10.19% |
| 2006-12-31 | $548.22 Million | +1.62% |
| 2005-12-31 | $539.50 Million | +3.30% |
| 2004-12-31 | $522.25 Million | -0.26% |
| 2003-12-31 | $523.61 Million | +3.33% |
| 2002-12-31 | $506.75 Million | +5.48% |
| 2001-12-31 | $480.44 Million | +6.53% |
| 2000-12-31 | $451.00 Million | +2.74% |
| 1999-12-31 | $438.98 Million | +1.53% |
| 1998-12-31 | $432.36 Million | -- |
About LCNB Corporation
LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in the United States. The company offers checking and savings accounts; interest-bearing demand and money market deposit; and time certificates. It also provides commercial and industrial, commercial and residential real estate, agricultural, construction, various types of consumer, and smal… Read more