LCNB Corporation (LCNB) — Defensive Interval Ratio
LCNB Corporation (LCNB) has a Defensive Interval Ratio of 188 days as of December 2025. Defensive assets of $240.24 Million (cash $-, short-term investments $232.27 Million, receivables $7.97 Million) cover 188 days of daily cash needs of $1.28 Million/day. Check LCNB Corporation tangible book value ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
LCNB Corporation Defensive Interval Ratio (1999–2025)
This chart shows how LCNB Corporation's Defensive Interval Ratio has evolved across 26 annual periods from 1999 to 2025. As of December 2025, the ratio stands at 188 days, meaning defensive assets of $240.24 Million can fund 188 days of operations without new revenue. Also explore LCNB net asset momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for LCNB Corporation (1999–2025)
The table below presents the year-by-year Defensive Interval Ratio for LCNB Corporation from 1999 to 2025, covering 26 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see LCNB Corporation (LCNB) total market value.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 188 days | $240.24 Million | $1.28 Million/day | $- | $232.27 Million | ▲ +167 days |
| 2024 | 21 days | $107.56 Million | $5.15 Million/day | $- | $98.86 Million | ▼ -33 days |
| 2023 | 54 days | $285.01 Million | $5.27 Million/day | $- | $276.60 Million | ▼ -10 days |
| 2022 | 64 days | $297.33 Million | $4.64 Million/day | $- | $289.85 Million | ▼ -6 days |
| 2021 | 70 days | $316.18 Million | $4.52 Million/day | $- | $308.18 Million | ▲ +16 days |
| 2020 | 54 days | $217.81 Million | $4.05 Million/day | $- | $209.47 Million | ▲ +6 days |
| 2019 | 48 days | $181.93 Million | $3.78 Million/day | $- | $178.00 Million | ▼ -15 days |
| 2018 | 63 days | $238.42 Million | $3.79 Million/day | $- | $238.42 Million | ▼ -24 days |
| 2017 | 87 days | $275.21 Million | $3.17 Million/day | $- | $275.21 Million | ▼ -13 days |
| 2016 | 100 days | $320.66 Million | $3.22 Million/day | $- | $320.66 Million | ▼ -21 days |
| 2015 | 121 days | $377.98 Million | $3.14 Million/day | $- | $377.98 Million | ▲ +14 days |
| 2014 | 106 days | $285.37 Million | $2.68 Million/day | $- | $285.37 Million | ▼ -10 days |
| 2013 | 117 days | $258.24 Million | $2.21 Million/day | $- | $258.24 Million | ▼ -18 days |
| 2012 | 135 days | $258.51 Million | $1.92 Million/day | $- | $258.51 Million | ▲ +2 days |
| 2011 | 133 days | $254.01 Million | $1.92 Million/day | $- | $254.01 Million | ▲ +132 days |
| 2010 | 0 days | $182.00K | $1.83 Million/day | $- | $182.00K | ▼ -84 days |
| 2008 | 84 days | $136.24 Million | $1.63 Million/day | $- | $136.24 Million | ▲ +25 days |
| 2007 | 59 days | $87.42 Million | $1.49 Million/day | $- | $87.42 Million | ▼ -23 days |
| 2006 | 82 days | $111.14 Million | $1.36 Million/day | $- | $111.14 Million | ▲ +80 days |
| 2005 | 1 days | $1.91 Million | $1.33 Million/day | $- | $1.91 Million | ▼ -24 days |
| 2004 | 25 days | $32.40 Million | $1.28 Million/day | $- | $32.40 Million | ▲ +8 days |
| 2003 | 18 days | $22.62 Million | $1.28 Million/day | $- | $22.62 Million | ▲ +8 days |
| 2002 | 10 days | $11.93 Million | $1.23 Million/day | $- | $11.93 Million | ▼ -10 days |
| 2001 | 20 days | $23.00 Million | $1.15 Million/day | $- | $19.95 Million | ▲ +17 days |
| 2000 | 3 days | $3.14 Million | $1.09 Million/day | $- | $- | ▼ -98 days |
| 1999 | 101 days | $108.27 Million | $1.07 Million/day | $- | $104.91 Million | — |