LCNB Corporation (LCNB) — Financial Flexibility Index

Latest as of June 2026: 0.01x

LCNB Corporation (LCNB) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of $10.15 Million (operating CF $8.79 Million minus capex $1.36 Million) represents 0% of total liabilities ($1.94 Billion). Check LCNB cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$10.15 Million
Operating CF − Capex

Total Liabilities

$1.94 Billion
USD

Capital Expenditures

$1.36 Million
USD

LCNB Corporation Financial Flexibility Index (1999–2025)

Historical Financial Flexibility Index trend for LCNB Corporation across 27 annual periods. For the full cash flow conversion analysis, see LCNB Corporation cash flow conversion.

Annual Financial Flexibility Index for LCNB Corporation (1999–2025)

Year-by-year free cash flow to debt coverage for LCNB Corporation. Explore LCNB operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.02x $35.35 Million $34.40 Million $1.97 Billion ▼ -61.9%
2024 0.05x $97.03 Million $93.24 Million $2.05 Billion ▲ +274.0%
2023 0.01x $25.97 Million $23.36 Million $2.06 Billion ▼ -16.9%
2022 0.02x $26.13 Million $25.24 Million $1.72 Billion ▲ +28.1%
2021 0.01x $19.76 Million $17.82 Million $1.67 Billion ▲ +8.5%
2020 0.01x $16.47 Million $13.68 Million $1.51 Billion ▼ -40.4%
2019 0.02x $25.90 Million $21.97 Million $1.41 Billion ▲ +27.9%
2018 0.01x $20.34 Million $19.74 Million $1.42 Billion ▼ -33.6%
2017 0.02x $24.75 Million $18.14 Million $1.15 Billion ▲ +0.9%
2016 0.02x $24.93 Million $15.48 Million $1.16 Billion ▲ +77.8%
2015 0.01x $13.74 Million $13.24 Million $1.14 Billion ▼ -30.3%
2014 0.02x $16.99 Million $15.94 Million $982.37 Million ▲ +24.5%
2013 0.01x $11.30 Million $10.45 Million $813.47 Million ▼ -14.4%
2012 0.02x $11.47 Million $10.99 Million $706.63 Million ▼ -12.5%
2011 0.02x $13.23 Million $10.66 Million $713.61 Million ▼ -16.1%
2010 0.02x $15.25 Million $13.80 Million $689.43 Million ▲ +47.1%
2009 0.02x $10.06 Million $8.73 Million $668.79 Million ▼ -18.6%
2008 0.02x $10.93 Million $8.41 Million $591.62 Million ▲ +1.3%
2007 0.02x $9.98 Million $7.73 Million $547.53 Million ▲ +1.7%
2006 0.02x $8.92 Million $8.28 Million $497.22 Million ▼ -13.7%
2005 0.02x $10.13 Million $8.45 Million $487.48 Million ▼ -15.3%
2004 0.02x $11.53 Million $10.23 Million $469.95 Million ▲ +1.4%
2003 0.02x $11.41 Million $10.01 Million $471.16 Million ▲ +16.7%
2002 0.02x $9.44 Million $8.37 Million $454.82 Million ▼ -19.8%
2001 0.03x $11.14 Million $8.93 Million $430.93 Million ▼ -3.1%
2000 0.03x $10.80 Million $7.73 Million $404.69 Million ▲ +41.9%
1999 0.02x $7.45 Million $6.81 Million $395.99 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities