Open Lending Corp - Asset Resilience Ratio

Latest as of March 2019: 7.89%

Open Lending Corp (LPRO) has an Asset Resilience Ratio of 7.89% as of March 2019. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Open Lending Corp (LPRO) total liabilities for a breakdown of total debt and financial obligations.

Liquid Assets

$22.14 Million

Cash + Short-term Investments

Total Assets

$280.73 Million

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (None–None)

This chart shows how Open Lending Corp's Asset Resilience Ratio has changed over time. See LPRO net assets for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Open Lending Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see LPRO market cap.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$22.14 Million	7.89%
Total Liquid Assets	$22.14 Million	7.89%

Asset Resilience Insights

Limited Liquidity: Open Lending Corp maintains only 7.89% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Open Lending Corp Industry Peers by Asset Resilience Ratio

Compare Open Lending Corp's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
PayPal Holdings Inc NASDAQ:PYPL	Credit Services	2.94%
Credit Acceptance Corporation NASDAQ:CACC	Credit Services	1.26%
Adira Dinamika Multi Finance JK:ADMF	Credit Services	1.28%
Pepper Money Ltd AU:PPM	Credit Services	0.08%
Direct Finance TA TA:DIFI	Credit Services	0.01%
Best SA WAR:BST	Credit Services	3.86%
FSA Group Ltd AU:FSA	Credit Services	0.99%
Vaziva Sa PA:ALVAZ	Credit Services	4.28%

Annual Asset Resilience Ratio for Open Lending Corp (None–None)

The table below shows the annual Asset Resilience Ratio data for Open Lending Corp.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
No yearly data available.

pp = percentage points

About Open Lending Corp

NASDAQ:LPRO USA Credit Services

Market Cap

$248.30 Million

Market Cap Rank

#17257 Global

#3961 in USA

Share Price

$2.11

Change (1 day)

+8.76%

52-Week Range

$1.20 - $2.64

All Time High

$43.09