Open Lending Corp - Asset Resilience Ratio

Latest as of March 2019: 7.89%

Open Lending Corp (LPRO) has an Asset Resilience Ratio of 7.89% as of March 2019. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See LPRO current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$22.14 Million

Cash + Short-term Investments

Total Assets

$280.73 Million

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (None–None)

This chart shows how Open Lending Corp's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Open Lending Corp asset portfolio.

Liquid Assets Composition Over Time

This chart breaks down Open Lending Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Read LPRO current and long-term liabilities for a breakdown of total debt and financial obligations.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$22.14 Million	7.89%
Total Liquid Assets	$22.14 Million	7.89%

Asset Resilience Insights

Limited Liquidity: Open Lending Corp maintains only 7.89% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Open Lending Corp Industry Peers by Asset Resilience Ratio

Compare Open Lending Corp's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Direct Finance TA TA:DIFI	Credit Services	0.01%
Upstart Holdings Inc NASDAQ:UPST	Credit Services	1.39%
Latitude Group Holdings Ltd AU:LFS	Credit Services	3.67%
OppFi Inc NYSE:OPFI	Credit Services	6.56%
Starteck Finance Limited NSE:STARTECK	Credit Services	0.02%
Mint Corp V:MIT	Credit Services	0.00%
Williamson Magor & Company Limited NSE:WILLAMAGOR	Credit Services	0.06%
Butn Ltd AU:BTN	Credit Services	3.72%

Annual Asset Resilience Ratio for Open Lending Corp (None–None)

The table below shows the annual Asset Resilience Ratio data for Open Lending Corp.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
No yearly data available.

pp = percentage points

About Open Lending Corp

NASDAQ:LPRO USA Credit Services

Market Cap

$371.53 Million

Market Cap Rank

#13872 Global

#3327 in USA

Share Price

$3.14

Change (1 day)

+0.00%

52-Week Range

$1.20 - $3.15

All Time High

$43.09