Open Lending Corp (LPRO) — Financial Flexibility Index
Open Lending Corp (LPRO) has a Financial Flexibility Index of 0.04x as of December 2025. Free cash flow of $6.23 Million (operating CF $5.45 Million minus capex $778.00K) represents 0% of total liabilities ($161.72 Million). Check LPRO capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Open Lending Corp Financial Flexibility Index (2017–2025)
Historical Financial Flexibility Index trend for Open Lending Corp across 9 annual periods. See LPRO working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Open Lending Corp (2017–2025)
Year-by-year free cash flow to debt coverage for Open Lending Corp. For the full company profile including market capitalisation, see Open Lending Corp market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.02x | $-3.14 Million | $-3.19 Million | $161.72 Million | ▼ -123.8% |
| 2024 | 0.08x | $17.76 Million | $17.60 Million | $218.28 Million | ▼ -83.8% |
| 2023 | 0.50x | $84.84 Million | $82.66 Million | $168.46 Million | ▼ -22.3% |
| 2022 | 0.65x | $108.06 Million | $107.43 Million | $166.81 Million | ▲ +6.6% |
| 2021 | 0.61x | $97.14 Million | $95.16 Million | $159.84 Million | ▲ +529.0% |
| 2020 | 0.10x | $25.84 Million | $24.64 Million | $267.39 Million | ▼ -27.5% |
| 2019 | 0.13x | $41.86 Million | $41.76 Million | $313.96 Million | ▼ -95.4% |
| 2018 | 2.87x | $28.71 Million | $28.60 Million | $9.99 Million | ▼ -94.5% |
| 2017 | 52.43x | $13.14 Million | $13.09 Million | $250.60K | — |