Open Lending Corp (LPRO) — Financial Flexibility Index

Latest as of December 2025: 0.04x

Open Lending Corp (LPRO) has a Financial Flexibility Index of 0.04x as of December 2025. Free cash flow of $6.23 Million (operating CF $5.45 Million minus capex $778.00K) represents 0% of total liabilities ($161.72 Million). Also explore how fast is Open Lending Corp growing its equity to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.04x
Free Cash Flow / Total Liabilities

Free Cash Flow

$6.23 Million
Operating CF − Capex

Total Liabilities

$161.72 Million
USD

Capital Expenditures

$778.00K
USD

Open Lending Corp Financial Flexibility Index (2017–2025)

Historical Financial Flexibility Index trend for Open Lending Corp across 9 annual periods. Check LPRO PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Open Lending Corp (2017–2025)

Year-by-year free cash flow to debt coverage for Open Lending Corp. For the full company profile including market capitalisation, see LPRO market cap.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 -0.02x $-3.14 Million $-3.19 Million $161.72 Million ▼ -123.8%
2024 0.08x $17.76 Million $17.60 Million $218.28 Million ▼ -83.8%
2023 0.50x $84.84 Million $82.66 Million $168.46 Million ▼ -22.3%
2022 0.65x $108.06 Million $107.43 Million $166.81 Million ▲ +6.6%
2021 0.61x $97.14 Million $95.16 Million $159.84 Million ▲ +529.0%
2020 0.10x $25.84 Million $24.64 Million $267.39 Million ▼ -27.5%
2019 0.13x $41.86 Million $41.76 Million $313.96 Million ▼ -95.4%
2018 2.87x $28.71 Million $28.60 Million $9.99 Million ▼ -94.5%
2017 52.43x $13.14 Million $13.09 Million $250.60K
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities