Open Lending Corp (LPRO) — Financial Flexibility Index

Latest as of March 2026: 0.00x

Open Lending Corp (LPRO) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $-475.00K (operating CF $-764.00K minus capex $289.00K) represents 0% of total liabilities ($155.77 Million). Check LPRO capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$-475.00K
Operating CF − Capex

Total Liabilities

$155.77 Million
USD

Capital Expenditures

$289.00K
USD

Open Lending Corp Financial Flexibility Index (2017–2025)

Historical Financial Flexibility Index trend for Open Lending Corp across 9 annual periods. For the full cash flow conversion analysis, see Open Lending Corp (LPRO) cash conversion ratio.

Annual Financial Flexibility Index for Open Lending Corp (2017–2025)

Year-by-year free cash flow to debt coverage for Open Lending Corp. Explore LPRO operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 -0.02x $-3.14 Million $-3.19 Million $161.72 Million ▼ -123.8%
2024 0.08x $17.76 Million $17.60 Million $218.28 Million ▼ -83.8%
2023 0.50x $84.84 Million $82.66 Million $168.46 Million ▼ -22.3%
2022 0.65x $108.06 Million $107.43 Million $166.81 Million ▲ +6.6%
2021 0.61x $97.14 Million $95.16 Million $159.84 Million ▲ +529.0%
2020 0.10x $25.84 Million $24.64 Million $267.39 Million ▼ -27.5%
2019 0.13x $41.86 Million $41.76 Million $313.96 Million ▼ -95.4%
2018 2.87x $28.71 Million $28.60 Million $9.99 Million ▼ -94.5%
2017 52.43x $13.14 Million $13.09 Million $250.60K
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities