Open Lending Corp (LPRO) — Cash Flow Quality Index

Latest as of December 2025: 3.24x

Open Lending Corp (LPRO) has a Cash Flow Quality Index of 3.24x as of December 2025. Operating cash flow of $5.45 Million exceeds net income of $1.68 Million, indicating high earnings quality where cash backs reported profits. Explore Open Lending Corp (LPRO) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

3.24x
Operating CF / Net Income

Operating Cash Flow

$5.45 Million
USD

Net Income

$1.68 Million
USD

Data as of

Dec 2025
Most recent filing

Open Lending Corp Cash Flow Quality Index (2017–2023)

Historical Cash Flow Quality Index for Open Lending Corp across 6 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Open Lending Corp cash flow conversion.

Annual Cash Flow Quality Index for Open Lending Corp (2017–2023)

Year-by-year earnings quality comparison for Open Lending Corp.

Year Quality Index Operating CF (USD) Net Income YoY Change
2023 3.75x $82.66 Million $22.07 Million ▲ +132.3%
2022 1.61x $107.43 Million $66.62 Million ▲ +147.6%
2021 0.65x $95.16 Million $146.08 Million ▼ -2.4%
2019 0.67x $41.76 Million $62.54 Million ▼ -34.0%
2018 1.01x $28.60 Million $28.28 Million ▲ +21.8%
2017 0.83x $13.09 Million $15.77 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.