Open Lending Corp Cash Flow Quality Index

Latest as of December 2025: 3.24x

Open Lending Corp cash flow quality index. Open Lending Corp (LPRO) has a Cash Flow Quality Index of 3.24x as of December 2025. Operating cash flow of $5.45 Million exceeds net income of $1.68 Million, indicating high earnings quality where cash backs reported profits. See LPRO free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

3.24x
Operating CF / Net Income

Operating Cash Flow

$5.45 Million
USD

Net Income

$1.68 Million
USD

Data as of

Dec 2025
Most recent filing

Cash Flow Quality Index of Open Lending Corp (2017–2023)

Cash flow quality index of Open Lending Corp from 2017 to 2023. Historical Cash Flow Quality Index for Open Lending Corp across 6 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Open Lending Corp debt service capacity to assess how comfortably operating cash covers total debt obligations.

Open Lending Corp Cash Flow Quality Index by Year (2017–2023)

Open Lending Corp cash flow quality index by year from 2017 to 2023. Year-by-year earnings quality comparison for Open Lending Corp. For the full cash flow conversion analysis, see Open Lending Corp (LPRO) cash conversion ratio.

Year Quality Index Operating CF (USD) Net Income YoY Change
2023 3.75x $82.66 Million $22.07 Million ▲ +132.3%
2022 1.61x $107.43 Million $66.62 Million ▲ +147.6%
2021 0.65x $95.16 Million $146.08 Million ▼ -2.4%
2019 0.67x $41.76 Million $62.54 Million ▼ -34.0%
2018 1.01x $28.60 Million $28.28 Million ▲ +21.8%
2017 0.83x $13.09 Million $15.77 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.