Open Lending Corp (LPRO) — Defensive Interval Ratio
Open Lending Corp (LPRO) has a Defensive Interval Ratio of 203 days as of March 2026. Defensive assets of $27.32 Million (cash $-, short-term investments $-, receivables $27.32 Million) cover 203 days of daily cash needs of $134.62K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Open Lending Corp Defensive Interval Ratio (2018–2025)
This chart shows how Open Lending Corp's Defensive Interval Ratio has evolved across 8 annual periods from 2018 to 2025. As of March 2026, the ratio stands at 203 days, meaning defensive assets of $27.32 Million can fund 203 days of operations without new revenue. For the complete balance sheet picture, see Open Lending Corp balance sheet assets.
Annual Defensive Interval Ratio for Open Lending Corp (2018–2025)
The table below presents the year-by-year Defensive Interval Ratio for Open Lending Corp from 2018 to 2025, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Open Lending Corp (LPRO) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 215 days | $29.05 Million | $134.95K/day | $- | $- | ▲ +72 days |
| 2024 | 144 days | $18.59 Million | $129.46K/day | $- | $- | ▼ -572 days |
| 2023 | 715 days | $40.35 Million | $56.41K/day | $- | $- | ▼ -973 days |
| 2022 | 1688 days | $69.86 Million | $41.39K/day | $- | $- | ▼ -684 days |
| 2021 | 2372 days | $78.41 Million | $33.05K/day | $- | $- | ▲ +1197 days |
| 2020 | 1175 days | $54.74 Million | $46.60K/day | $- | $- | ▼ -320 days |
| 2019 | 1495 days | $33.55 Million | $22.45K/day | $- | $- | ▼ -8985 days |
| 2018 | 10480 days | $10.41 Million | $992.93/day | $- | $- | — |