Open Lending Corp (LPRO) - Total Assets
Based on the latest financial reports, Open Lending Corp (LPRO) holds total assets worth $231.09 Million USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Open Lending Corp - Total Assets Trend (2017–2025)
This chart illustrates how Open Lending Corp's total assets have evolved over time, based on quarterly financial data. Also see Open Lending Corp market capitalisation for the company's overall valuation and market capitalisation.
Open Lending Corp - Asset Composition Analysis
Current Asset Composition (December 2025)
Open Lending Corp's total assets of $231.09 Million consist of 94.1% current assets and 5.9% non-current assets. Review LPRO total liabilities to assess the company's total debt and financial obligations.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 74.6% |
| Accounts Receivable | $29.05 Million | 12.3% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $4.05 Million | 1.7% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2017–2025)
This chart illustrates how Open Lending Corp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. See LPRO share price today for real-time trading data and today's change.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Open Lending Corp's current assets represent 94.1% of total assets in 2025, an increase from 10.2% in 2017.
- Cash Position: Cash and equivalents constituted 74.6% of total assets in 2025, up from 10.2% in 2017.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 2017.
- Asset Diversification: The largest asset category is accounts receivable at 12.3% of total assets.
Open Lending Corp Competitors by Total Assets
Key competitors of Open Lending Corp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Direct Finance TA
TA:DIFI
|
Israel | ILA10.37 Billion |
|
Upstart Holdings Inc
NASDAQ:UPST
|
USA | $2.97 Billion |
|
Latitude Group Holdings Ltd
AU:LFS
|
Australia | AU$8.14 Billion |
|
OppFi Inc
NYSE:OPFI
|
USA | $719.99 Million |
|
TRUFIN PLC
F:29U
|
Germany | €62.34 Million |
|
Starteck Finance Limited
NSE:STARTECK
|
India | Rs6.75 Billion |
|
Mint Corp
V:MIT
|
Canada | CA$51.18K |
|
Williamson Magor & Company Limited
NSE:WILLAMAGOR
|
India | Rs3.91 Billion |
Open Lending Corp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 4.44 | 6.21 | 9.13 |
| Quick Ratio | 4.44 | 6.21 | 8.64 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $168.99 Million | $233.09 Million | $119.11 Million |
Open Lending Corp - Advanced Valuation Insights
This section examines the relationship between Open Lending Corp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 4.93 |
| Latest Market Cap to Assets Ratio | 1.57 |
| Asset Growth Rate (YoY) | -20.1% |
| Total Assets | $236.68 Million |
| Market Capitalization | $371.53 Million USD |
Valuation Analysis
Above Book Valuation: The market values Open Lending Corp's assets above their book value (1.57x), reflecting positive investor sentiment about the company's future prospects.
Significant Asset Reduction: Open Lending Corp's assets decreased by 20.1% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.
Annual Total Assets for Open Lending Corp (2017–2025)
The table below shows the annual total assets of Open Lending Corp from 2017 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $236.68 Million | -20.14% |
| 2024-12-31 | $296.37 Million | -20.77% |
| 2023-12-31 | $374.04 Million | -1.47% |
| 2022-12-31 | $379.63 Million | +19.07% |
| 2021-12-31 | $318.82 Million | +8.44% |
| 2020-12-31 | $294.01 Million | +271.29% |
| 2019-12-31 | $79.19 Million | -71.67% |
| 2018-12-31 | $279.51 Million | +114024.40% |
| 2017-12-31 | $244.92K | -- |
About Open Lending Corp
Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers lenders protection platform (LPP), which is a cloud-based automotive lending enablement platform that provides loan analytics solutions and automated issuance of credit default in… Read more