Open Lending Corp (LPRO) - Total Assets
Based on the latest financial reports, Open Lending Corp (LPRO) holds total assets worth $236.68 Million USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore Open Lending Corp cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Open Lending Corp - Total Assets Trend (2017–2025)
This chart illustrates how Open Lending Corp's total assets have evolved over time, based on quarterly financial data. See Open Lending Corp net assets for net asset value and shareholders' equity analysis.
Open Lending Corp - Asset Composition Analysis
Current Asset Composition (December 2025)
Open Lending Corp's total assets of $236.68 Million consist of 94.1% current assets and 5.9% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 74.6% |
| Accounts Receivable | $29.05 Million | 12.3% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $4.05 Million | 1.7% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2017–2025)
This chart illustrates how Open Lending Corp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see LPRO stock market capitalisation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Open Lending Corp's current assets represent 94.1% of total assets in 2025, an increase from 10.2% in 2017.
- Cash Position: Cash and equivalents constituted 74.6% of total assets in 2025, up from 10.2% in 2017.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 2017.
- Asset Diversification: The largest asset category is accounts receivable at 12.3% of total assets.
Open Lending Corp Competitors by Total Assets
Key competitors of Open Lending Corp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Hotai Finance Corp
TW:6592
|
Taiwan | NT$329.59 Billion |
|
Krungthai Card PCL
BK:KTC
|
Thailand | ฿105.45 Billion |
|
General Accident PLC
LSE:GACA
|
UK | GBX14.16 Billion |
|
Plenti Group Ltd
AU:PLT
|
Australia | AU$3.21 Billion |
|
Hexa Tradex Limited
NSE:HEXATRADEX
|
India | Rs55.63 Billion |
|
MLRN Projects and Trade Ltd
TA:MLRN
|
Israel | ILA1.13 Billion |
|
Moneyme Ltd
AU:MME
|
Australia | AU$1.89 Billion |
|
Butn Ltd
AU:BTN
|
Australia | AU$107.54 Million |
Open Lending Corp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 4.52 | 5.84 | 10.05 |
| Quick Ratio | 4.52 | 5.84 | 9.86 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $173.43 Million | $228.47 Million | $172.08 Million |
Open Lending Corp - Advanced Valuation Insights
This section examines the relationship between Open Lending Corp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.88 |
| Latest Market Cap to Assets Ratio | 0.73 |
| Asset Growth Rate (YoY) | -20.1% |
| Total Assets | $236.68 Million |
| Market Capitalization | $172.56 Million USD |
Valuation Analysis
Below Book Valuation: The market values Open Lending Corp's assets below their book value (0.73x), which may indicate investor concerns about asset quality or future growth.
Significant Asset Reduction: Open Lending Corp's assets decreased by 20.1% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.
Annual Total Assets for Open Lending Corp (2017–2025)
The table below shows the annual total assets of Open Lending Corp from 2017 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $236.68 Million | -20.14% |
| 2024-12-31 | $296.37 Million | -20.77% |
| 2023-12-31 | $374.04 Million | -1.47% |
| 2022-12-31 | $379.63 Million | +19.07% |
| 2021-12-31 | $318.82 Million | +8.44% |
| 2020-12-31 | $294.01 Million | +271.29% |
| 2019-12-31 | $79.19 Million | -71.67% |
| 2018-12-31 | $279.51 Million | +114024.40% |
| 2017-12-31 | $244.92K | -- |
About Open Lending Corp
Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers lenders protection platform (LPP), which is a cloud-based automotive lending enablement platform that provides loan analytics solutions and automated issuance of credit default in… Read more