Open Lending Corp Total Assets
Open Lending Corp total assets. Based on the latest financial reports, Open Lending Corp (LPRO) holds total assets worth $231.09 Million USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see LPRO market cap for the company's overall valuation and market capitalisation.
Total Assets of Open Lending Corp (2017–2025)
Total assets of Open Lending Corp from 2017 to 2025. This chart illustrates how Open Lending Corp's total assets have evolved over time, based on quarterly financial data. See Open Lending Corp share price for real-time trading data and today's change.
Open Lending Corp - Asset Composition Analysis
Open Lending Corp Total Assets Breakdown (December 2025)
Open Lending Corp total assets breakdown as of December 2025. Open Lending Corp's total assets of $231.09 Million consist of 94.1% current assets and 5.9% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 74.6% |
| Accounts Receivable | $29.05 Million | 12.3% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $4.05 Million | 1.7% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2017–2025)
This chart illustrates how Open Lending Corp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. Explore LPRO net working capital ratio to assess how much short-term liquidity the company maintains relative to its equity base.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Open Lending Corp's current assets represent 94.1% of total assets in 2025, an increase from 10.2% in 2017.
- Cash Position: Cash and equivalents constituted 74.6% of total assets in 2025, up from 10.2% in 2017.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 2017.
- Asset Diversification: The largest asset category is accounts receivable at 12.3% of total assets.
Open Lending Corp Competitors by Total Assets
Key competitors of Open Lending Corp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Krungthai Card PCL
BK:KTC
|
Thailand | ฿105.45 Billion |
|
Mastercard Inc
NYSE:MA
|
USA | $52.45 Billion |
|
Indian Railway Finance Corporation Limited
NSE:IRFC
|
India | Rs4.98 Trillion |
|
Best SA
WAR:BST
|
Poland | zł2.95 Billion |
|
Vardhman Holdings Limited
NSE:VHL
|
India | Rs37.69 Billion |
|
RMS Mezzanine A.S.
PR:PVT
|
Czech Republic | Kč384.52 Million |
|
Magna Finance Tbk
JK:MGNA
|
Indonesia | Rp127.24 Billion |
|
Yolo SA
WAR:YOL
|
Poland | zł206.00K |
Open Lending Corp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 4.44 | 6.21 | 9.13 |
| Quick Ratio | 4.44 | 6.21 | 8.64 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $168.99 Million | $233.09 Million | $119.11 Million |
Open Lending Corp - Advanced Valuation Insights
This section examines the relationship between Open Lending Corp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 4.93 |
| Latest Market Cap to Assets Ratio | 1.57 |
| Asset Growth Rate (YoY) | -20.1% |
| Total Assets | $236.68 Million |
| Market Capitalization | $371.53 Million USD |
Valuation Analysis
Above Book Valuation: The market values Open Lending Corp's assets above their book value (1.57x), reflecting positive investor sentiment about the company's future prospects.
Significant Asset Reduction: Open Lending Corp's assets decreased by 20.1% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.
Annual Total Assets for Open Lending Corp (2017–2025)
The table below shows the annual total assets of Open Lending Corp from 2017 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $236.68 Million | -20.14% |
| 2024-12-31 | $296.37 Million | -20.77% |
| 2023-12-31 | $374.04 Million | -1.47% |
| 2022-12-31 | $379.63 Million | +19.07% |
| 2021-12-31 | $318.82 Million | +8.44% |
| 2020-12-31 | $294.01 Million | +271.29% |
| 2019-12-31 | $79.19 Million | -71.67% |
| 2018-12-31 | $279.51 Million | +114024.40% |
| 2017-12-31 | $244.92K | -- |
About Open Lending Corp
Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers lenders protection platform (LPP), which is a cloud-based automotive lending enablement platform that provides loan analytics solutions and automated issuance of credit default in… Read more