Open Lending Corp (LPRO) — Working Capital to Net Assets Ratio
Open Lending Corp (LPRO) has a Working Capital to Net Assets ratio of 231.4% as of December 2025. Working capital of $173.43 Million (current assets of $222.69 Million minus current liabilities of $49.26 Million) is measured against net assets of $74.96 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See Open Lending Corp net asset quality index to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Open Lending Corp Working Capital to Net Assets (2017–2025)
This chart shows how Open Lending Corp's Working Capital to Net Assets ratio has evolved across 9 annual periods from 2017 to 2025. As of December 2025, the ratio stands at 231.4%, reflecting working capital of $173.43 Million against net assets of $74.96 Million USD. Check Open Lending Corp (LPRO) tangible net worth to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for Open Lending Corp (2017–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Open Lending Corp from 2017 to 2025, covering 9 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see LPRO market cap.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 231.4% | $173.43 Million | $74.96 Million | $222.69 Million | $49.26 Million | ▼ -61.2 pp |
| 2024 | 292.6% | $228.47 Million | $78.09 Million | $275.73 Million | $47.25 Million | ▲ +161.6 pp |
| 2023 | 131.0% | $269.29 Million | $205.58 Million | $289.88 Million | $20.59 Million | ▲ +6.2 pp |
| 2022 | 124.8% | $265.64 Million | $212.82 Million | $280.74 Million | $15.11 Million | ▲ +4.8 pp |
| 2021 | 120.0% | $190.73 Million | $158.98 Million | $202.79 Million | $12.06 Million | ▼ -427.6 pp |
| 2020 | 547.6% | $145.77 Million | $26.62 Million | $162.78 Million | $17.01 Million | ▲ +563.3 pp |
| 2019 | -15.8% | $37.02 Million | $-234.78 Million | $45.21 Million | $8.19 Million | ▼ -16.1 pp |
| 2018 | 0.3% | $826.30K | $269.52 Million | $1.19 Million | $362.42K | ▼ -3970.1 pp |
| 2017 | 3970.5% | $-225.60K | $-5.68K | $25.00K | $250.60K | — |