Old National Bancorp - Asset Resilience Ratio
Old National Bancorp (ONB) has an Asset Resilience Ratio of 1.71% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check asset allocation strategy of Old National Bancorp to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1999–2025)
This chart shows how Old National Bancorp's Asset Resilience Ratio has changed over time. See Old National Bancorp net asset quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Old National Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Old National Bancorp market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.23 Billion | 1.71% |
| Total Liquid Assets | $1.23 Billion | 1.71% |
Asset Resilience Insights
- Limited Liquidity: Old National Bancorp maintains only 1.71% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Old National Bancorp Industry Peers by Asset Resilience Ratio
Compare Old National Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK |
Banks - Regional | -9.21% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 28.98% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
Annual Asset Resilience Ratio for Old National Bancorp (1999–2025)
The table below shows the annual Asset Resilience Ratio data for Old National Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 1.71% | $1.23 Billion | $72.15 Billion | -12.22pp |
| 2024-12-31 | 13.93% | $7.46 Billion | $53.55 Billion | +0.25pp |
| 2023-12-31 | 13.68% | $6.71 Billion | $49.09 Billion | -0.81pp |
| 2022-12-31 | 14.49% | $6.77 Billion | $46.76 Billion | -15.70pp |
| 2021-12-31 | 30.19% | $7.38 Billion | $24.45 Billion | +4.19pp |
| 2020-12-31 | 26.00% | $5.97 Billion | $22.96 Billion | -0.38pp |
| 2019-12-31 | 26.38% | $5.39 Billion | $20.41 Billion | +5.48pp |
| 2018-12-31 | 20.90% | $4.12 Billion | $19.73 Billion | +2.66pp |
| 2017-12-31 | 18.24% | $3.20 Billion | $17.52 Billion | -0.58pp |
| 2016-12-31 | 18.82% | $2.80 Billion | $14.86 Billion | -1.34pp |
| 2015-12-31 | 20.17% | $2.42 Billion | $11.99 Billion | -2.65pp |
| 2014-12-31 | 22.82% | $2.66 Billion | $11.65 Billion | -1.94pp |
| 2013-12-31 | 24.76% | $2.37 Billion | $9.58 Billion | -1.45pp |
| 2012-12-31 | 26.20% | $2.50 Billion | $9.54 Billion | +2.15pp |
| 2011-12-31 | 24.06% | $2.07 Billion | $8.61 Billion | +26.04pp |
| 2010-12-31 | -1.98% | $-144.18 Million | $7.26 Billion | -5.95pp |
| 2009-12-31 | 3.97% | $317.50 Million | $8.01 Billion | -23.69pp |
| 2008-12-31 | 27.65% | $2.18 Billion | $7.87 Billion | +0.37pp |
| 2007-12-31 | 27.28% | $2.14 Billion | $7.85 Billion | +0.59pp |
| 2006-12-31 | 26.69% | $2.18 Billion | $8.15 Billion | -0.39pp |
| 2005-12-31 | 27.09% | $2.30 Billion | $8.49 Billion | +26.95pp |
| 2004-12-31 | 0.14% | $12.32 Million | $8.90 Billion | -0.02pp |
| 2003-12-31 | 0.15% | $14.50 Million | $9.36 Billion | +0.02pp |
| 2002-12-31 | 0.14% | $13.22 Million | $9.61 Billion | -0.65pp |
| 2001-12-31 | 0.79% | $71.70 Million | $9.08 Billion | +0.64pp |
| 2000-12-31 | 0.15% | $13.55 Million | $8.77 Billion | +0.46pp |
| 1999-12-31 | -0.30% | $-24.66 Million | $8.09 Billion | -- |
About Old National Bancorp
Old National Bancorp operates as the bank holding company for Old National Bank that provides consumer and commercial banking services in the United States. It accepts deposit accounts, such as noninterest-bearing demand, interest-bearing checking and negotiable order of withdrawal, savings and money market, and time deposits. The company also offers loans, including home equity lines of credit, … Read more