Old National Bancorp Asset Resilience Ratio
Old National Bancorp asset resilience ratio. Old National Bancorp (ONB) has an Asset Resilience Ratio of 1.71% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Old National Bancorp liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Old National Bancorp (1999–2025)
Asset resilience ratio of Old National Bancorp from 1999 to 2025. This chart shows how Old National Bancorp's Asset Resilience Ratio has changed over time. Read ONB total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Old National Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see how large is Old National Bancorp's balance sheet.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.23 Billion | 1.71% |
| Total Liquid Assets | $1.23 Billion | 1.71% |
Asset Resilience Insights
- Limited Liquidity: Old National Bancorp maintains only 1.71% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Old National Bancorp Industry Peers by Asset Resilience Ratio
Compare Old National Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Old National Bancorp Asset Resilience Ratio by Year (1999–2025)
Old National Bancorp asset resilience ratio by year from 1999 to 2025. The table below shows the annual Asset Resilience Ratio data for Old National Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 1.71% | $1.23 Billion | $72.15 Billion | -12.22pp |
| 2024-12-31 | 13.93% | $7.46 Billion | $53.55 Billion | +0.25pp |
| 2023-12-31 | 13.68% | $6.71 Billion | $49.09 Billion | -0.81pp |
| 2022-12-31 | 14.49% | $6.77 Billion | $46.76 Billion | -15.70pp |
| 2021-12-31 | 30.19% | $7.38 Billion | $24.45 Billion | +4.19pp |
| 2020-12-31 | 26.00% | $5.97 Billion | $22.96 Billion | -0.38pp |
| 2019-12-31 | 26.38% | $5.39 Billion | $20.41 Billion | +5.48pp |
| 2018-12-31 | 20.90% | $4.12 Billion | $19.73 Billion | +2.66pp |
| 2017-12-31 | 18.24% | $3.20 Billion | $17.52 Billion | -0.58pp |
| 2016-12-31 | 18.82% | $2.80 Billion | $14.86 Billion | -1.34pp |
| 2015-12-31 | 20.17% | $2.42 Billion | $11.99 Billion | -2.65pp |
| 2014-12-31 | 22.82% | $2.66 Billion | $11.65 Billion | -1.94pp |
| 2013-12-31 | 24.76% | $2.37 Billion | $9.58 Billion | -1.45pp |
| 2012-12-31 | 26.20% | $2.50 Billion | $9.54 Billion | +2.15pp |
| 2011-12-31 | 24.06% | $2.07 Billion | $8.61 Billion | +26.04pp |
| 2010-12-31 | -1.98% | $-144.18 Million | $7.26 Billion | -5.95pp |
| 2009-12-31 | 3.97% | $317.50 Million | $8.01 Billion | -23.69pp |
| 2008-12-31 | 27.65% | $2.18 Billion | $7.87 Billion | +0.37pp |
| 2007-12-31 | 27.28% | $2.14 Billion | $7.85 Billion | +0.59pp |
| 2006-12-31 | 26.69% | $2.18 Billion | $8.15 Billion | -0.39pp |
| 2005-12-31 | 27.09% | $2.30 Billion | $8.49 Billion | +26.95pp |
| 2004-12-31 | 0.14% | $12.32 Million | $8.90 Billion | -0.02pp |
| 2003-12-31 | 0.15% | $14.50 Million | $9.36 Billion | +0.02pp |
| 2002-12-31 | 0.14% | $13.22 Million | $9.61 Billion | -0.65pp |
| 2001-12-31 | 0.79% | $71.70 Million | $9.08 Billion | +0.64pp |
| 2000-12-31 | 0.15% | $13.55 Million | $8.77 Billion | +0.46pp |
| 1999-12-31 | -0.30% | $-24.66 Million | $8.09 Billion | -- |
About Old National Bancorp
Old National Bancorp operates as the bank holding company for Old National Bank that provides consumer and commercial banking services in the United States. It accepts deposit accounts, such as noninterest-bearing demand, interest-bearing checking and negotiable order of withdrawal, savings and money market, and time deposits. The company also offers loans, including home equity lines of credit, … Read more