Old National Bancorp Cash Flow Quality Index

Latest as of September 2025: 1.87x

Old National Bancorp cash flow quality index. Old National Bancorp (ONB) has a Cash Flow Quality Index of 1.87x as of September 2025. Operating cash flow of $341.19 Million exceeds net income of $182.57 Million, indicating high earnings quality where cash backs reported profits. See financial flexibility index of Old National Bancorp to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

1.87x
Operating CF / Net Income

Operating Cash Flow

$341.19 Million
USD

Net Income

$182.57 Million
USD

Data as of

Sep 2025
Most recent filing

Cash Flow Quality Index of Old National Bancorp (1989–2024)

Cash flow quality index of Old National Bancorp from 1989 to 2024. Historical Cash Flow Quality Index for Old National Bancorp across 36 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Old National Bancorp (ONB) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Old National Bancorp Cash Flow Quality Index by Year (1989–2024)

Old National Bancorp cash flow quality index by year from 1989 to 2024. Year-by-year earnings quality comparison for Old National Bancorp. For the full cash flow conversion analysis, see Old National Bancorp (ONB) cash conversion ratio.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 1.15x $622.28 Million $539.19 Million ▲ +30.1%
2023 0.89x $516.34 Million $581.99 Million ▼ -53.3%
2022 1.90x $814.42 Million $428.29 Million ▲ +59.7%
2021 1.19x $330.38 Million $277.54 Million ▲ +22.6%
2020 0.97x $219.82 Million $226.41 Million ▼ -1.1%
2019 0.98x $233.76 Million $238.21 Million ▼ -20.1%
2018 1.23x $234.41 Million $190.83 Million ▼ -53.0%
2017 2.61x $250.08 Million $95.72 Million ▲ +1314.0%
2016 0.18x $24.81 Million $134.26 Million ▼ -82.6%
2015 1.06x $123.76 Million $116.72 Million ▼ -44.9%
2014 1.92x $199.35 Million $103.67 Million ▲ +17.3%
2013 1.64x $165.41 Million $100.92 Million ▲ +31.5%
2012 1.25x $114.29 Million $91.67 Million ▼ -36.9%
2011 1.97x $143.09 Million $72.46 Million ▼ -21.8%
2010 2.53x $96.51 Million $38.21 Million ▼ -13.9%
2009 2.93x $40.30 Million $13.74 Million ▲ +236.2%
2008 0.87x $54.52 Million $62.48 Million ▼ -11.9%
2007 0.99x $74.18 Million $74.89 Million ▼ -34.5%
2006 1.51x $120.10 Million $79.37 Million ▲ +3.4%
2005 1.46x $93.27 Million $63.76 Million ▲ +8.0%
2004 1.35x $85.41 Million $63.06 Million ▼ -53.3%
2003 2.90x $203.99 Million $70.41 Million ▲ +389.9%
2002 0.59x $69.75 Million $117.93 Million ▼ -48.4%
2001 1.15x $106.67 Million $93.04 Million ▼ -32.3%
2000 1.69x $104.41 Million $61.70 Million ▲ +36.7%
1999 1.24x $120.52 Million $97.36 Million ▲ +9.3%
1998 1.13x $83.90 Million $74.10 Million ▲ +17.9%
1997 0.96x $65.40 Million $68.10 Million ▲ +83.8%
1996 0.52x $31.20 Million $59.70 Million ▼ -63.2%
1995 1.42x $76.50 Million $53.90 Million ▲ +11.6%
1994 1.27x $58.50 Million $46.00 Million ▼ -12.1%
1993 1.45x $61.50 Million $42.50 Million ▲ +13.4%
1992 1.28x $46.20 Million $36.20 Million ▼ -17.5%
1991 1.55x $41.90 Million $27.10 Million ▼ -3.6%
1990 1.60x $36.90 Million $23.00 Million ▲ +25.4%
1989 1.28x $28.40 Million $22.20 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.