Old National Bancorp (ONB) — Cash Flow Quality Index
Old National Bancorp (ONB) has a Cash Flow Quality Index of 1.87x as of September 2025. Operating cash flow of $341.19 Million exceeds net income of $182.57 Million, indicating high earnings quality where cash backs reported profits. Explore ONB debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Old National Bancorp Cash Flow Quality Index (1989–2024)
Historical Cash Flow Quality Index for Old National Bancorp across 36 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see ONB cash flow conversion.
Annual Cash Flow Quality Index for Old National Bancorp (1989–2024)
Year-by-year earnings quality comparison for Old National Bancorp.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.15x | $622.28 Million | $539.19 Million | ▲ +30.1% |
| 2023 | 0.89x | $516.34 Million | $581.99 Million | ▼ -53.3% |
| 2022 | 1.90x | $814.42 Million | $428.29 Million | ▲ +59.7% |
| 2021 | 1.19x | $330.38 Million | $277.54 Million | ▲ +22.6% |
| 2020 | 0.97x | $219.82 Million | $226.41 Million | ▼ -1.1% |
| 2019 | 0.98x | $233.76 Million | $238.21 Million | ▼ -20.1% |
| 2018 | 1.23x | $234.41 Million | $190.83 Million | ▼ -53.0% |
| 2017 | 2.61x | $250.08 Million | $95.72 Million | ▲ +1314.0% |
| 2016 | 0.18x | $24.81 Million | $134.26 Million | ▼ -82.6% |
| 2015 | 1.06x | $123.76 Million | $116.72 Million | ▼ -44.9% |
| 2014 | 1.92x | $199.35 Million | $103.67 Million | ▲ +17.3% |
| 2013 | 1.64x | $165.41 Million | $100.92 Million | ▲ +31.5% |
| 2012 | 1.25x | $114.29 Million | $91.67 Million | ▼ -36.9% |
| 2011 | 1.97x | $143.09 Million | $72.46 Million | ▼ -21.8% |
| 2010 | 2.53x | $96.51 Million | $38.21 Million | ▼ -13.9% |
| 2009 | 2.93x | $40.30 Million | $13.74 Million | ▲ +236.2% |
| 2008 | 0.87x | $54.52 Million | $62.48 Million | ▼ -11.9% |
| 2007 | 0.99x | $74.18 Million | $74.89 Million | ▼ -34.5% |
| 2006 | 1.51x | $120.10 Million | $79.37 Million | ▲ +3.4% |
| 2005 | 1.46x | $93.27 Million | $63.76 Million | ▲ +8.0% |
| 2004 | 1.35x | $85.41 Million | $63.06 Million | ▼ -53.3% |
| 2003 | 2.90x | $203.99 Million | $70.41 Million | ▲ +389.9% |
| 2002 | 0.59x | $69.75 Million | $117.93 Million | ▼ -48.4% |
| 2001 | 1.15x | $106.67 Million | $93.04 Million | ▼ -32.3% |
| 2000 | 1.69x | $104.41 Million | $61.70 Million | ▲ +36.7% |
| 1999 | 1.24x | $120.52 Million | $97.36 Million | ▲ +9.3% |
| 1998 | 1.13x | $83.90 Million | $74.10 Million | ▲ +17.9% |
| 1997 | 0.96x | $65.40 Million | $68.10 Million | ▲ +83.8% |
| 1996 | 0.52x | $31.20 Million | $59.70 Million | ▼ -63.2% |
| 1995 | 1.42x | $76.50 Million | $53.90 Million | ▲ +11.6% |
| 1994 | 1.27x | $58.50 Million | $46.00 Million | ▼ -12.1% |
| 1993 | 1.45x | $61.50 Million | $42.50 Million | ▲ +13.4% |
| 1992 | 1.28x | $46.20 Million | $36.20 Million | ▼ -17.5% |
| 1991 | 1.55x | $41.90 Million | $27.10 Million | ▼ -3.6% |
| 1990 | 1.60x | $36.90 Million | $23.00 Million | ▲ +25.4% |
| 1989 | 1.28x | $28.40 Million | $22.20 Million | — |