Old National Bancorp Financial Flexibility Index
Old National Bancorp financial flexibility index. Old National Bancorp (ONB) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $355.80 Million (operating CF $341.19 Million minus capex $14.60 Million) represents 0% of total liabilities ($62.90 Billion). See ONB cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Old National Bancorp (1989–2024)
Financial flexibility index of Old National Bancorp from 1989 to 2024. Historical Financial Flexibility Index trend for Old National Bancorp across 36 annual periods. Check ONB cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
Old National Bancorp Financial Flexibility Index by Year (1989–2024)
Old National Bancorp financial flexibility index by year from 1989 to 2024. Year-by-year free cash flow to debt coverage for Old National Bancorp. For the full cash flow conversion analysis, see ONB operating cash flow.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $652.55 Million | $622.28 Million | $47.21 Billion | ▲ +8.5% |
| 2023 | 0.01x | $554.72 Million | $516.34 Million | $43.53 Billion | ▼ -37.7% |
| 2022 | 0.02x | $852.33 Million | $814.42 Million | $41.63 Billion | ▲ +15.8% |
| 2021 | 0.02x | $379.07 Million | $330.38 Million | $21.44 Billion | ▲ +41.0% |
| 2020 | 0.01x | $250.69 Million | $219.82 Million | $19.99 Billion | ▼ -18.8% |
| 2019 | 0.02x | $271.18 Million | $233.76 Million | $17.56 Billion | ▼ -1.7% |
| 2018 | 0.02x | $267.80 Million | $234.41 Million | $17.04 Billion | ▼ -16.0% |
| 2017 | 0.02x | $287.39 Million | $250.08 Million | $15.36 Billion | ▼ -2.2% |
| 2016 | 0.02x | $249.47 Million | $24.81 Million | $13.05 Billion | ▼ -4.1% |
| 2015 | 0.02x | $209.42 Million | $123.76 Million | $10.50 Billion | ▼ -7.6% |
| 2014 | 0.02x | $219.82 Million | $199.35 Million | $10.18 Billion | ▼ -1.2% |
| 2013 | 0.02x | $184.03 Million | $165.41 Million | $8.42 Billion | ▲ +37.2% |
| 2012 | 0.02x | $133.00 Million | $114.29 Million | $8.35 Billion | ▼ -21.9% |
| 2011 | 0.02x | $154.57 Million | $143.09 Million | $7.58 Billion | ▲ +25.3% |
| 2010 | 0.02x | $103.97 Million | $96.51 Million | $6.39 Billion | ▲ +115.0% |
| 2009 | 0.01x | $54.24 Million | $40.30 Million | $7.16 Billion | ▼ -18.3% |
| 2008 | 0.01x | $66.24 Million | $54.52 Million | $7.14 Billion | ▼ -19.9% |
| 2007 | 0.01x | $83.23 Million | $74.18 Million | $7.19 Billion | ▼ -54.1% |
| 2006 | 0.03x | $189.29 Million | $120.10 Million | $7.51 Billion | ▲ +91.6% |
| 2005 | 0.01x | $103.19 Million | $93.27 Million | $7.84 Billion | ▼ -21.5% |
| 2004 | 0.02x | $137.30 Million | $85.41 Million | $8.20 Billion | ▼ -44.5% |
| 2003 | 0.03x | $261.24 Million | $203.99 Million | $8.65 Billion | ▲ +158.4% |
| 2002 | 0.01x | $101.97 Million | $69.75 Million | $8.72 Billion | ▼ -12.1% |
| 2001 | 0.01x | $111.64 Million | $106.67 Million | $8.39 Billion | ▼ -18.1% |
| 2000 | 0.02x | $131.47 Million | $104.41 Million | $8.09 Billion | ▼ -15.8% |
| 1999 | 0.02x | $144.68 Million | $120.52 Million | $7.50 Billion | ▲ +19.3% |
| 1998 | 0.02x | $95.30 Million | $83.90 Million | $5.90 Billion | ▲ +11.0% |
| 1997 | 0.01x | $75.90 Million | $65.40 Million | $5.21 Billion | ▲ +61.7% |
| 1996 | 0.01x | $44.20 Million | $31.20 Million | $4.91 Billion | ▼ -55.3% |
| 1995 | 0.02x | $88.50 Million | $76.50 Million | $4.39 Billion | ▲ +8.6% |
| 1994 | 0.02x | $70.20 Million | $58.50 Million | $3.79 Billion | ▼ -20.4% |
| 1993 | 0.02x | $79.20 Million | $61.50 Million | $3.40 Billion | ▲ +28.2% |
| 1992 | 0.02x | $53.30 Million | $46.20 Million | $2.93 Billion | ▼ -0.2% |
| 1991 | 0.02x | $45.40 Million | $41.90 Million | $2.49 Billion | ▲ +9.3% |
| 1990 | 0.02x | $40.80 Million | $36.90 Million | $2.45 Billion | ▲ +11.0% |
| 1989 | 0.02x | $30.20 Million | $28.40 Million | $2.01 Billion | — |