Old National Bancorp (ONB) — Financial Flexibility Index
Old National Bancorp (ONB) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $355.80 Million (operating CF $341.19 Million minus capex $14.60 Million) represents 0% of total liabilities ($62.90 Billion). Check Old National Bancorp total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Old National Bancorp Financial Flexibility Index (1989–2024)
Historical Financial Flexibility Index trend for Old National Bancorp across 36 annual periods. For the full cash flow conversion analysis, see how efficiently does Old National Bancorp generate cash.
Annual Financial Flexibility Index for Old National Bancorp (1989–2024)
Year-by-year free cash flow to debt coverage for Old National Bancorp. Explore debt repayment capacity of Old National Bancorp to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $652.55 Million | $622.28 Million | $47.21 Billion | ▲ +8.5% |
| 2023 | 0.01x | $554.72 Million | $516.34 Million | $43.53 Billion | ▼ -37.7% |
| 2022 | 0.02x | $852.33 Million | $814.42 Million | $41.63 Billion | ▲ +15.8% |
| 2021 | 0.02x | $379.07 Million | $330.38 Million | $21.44 Billion | ▲ +41.0% |
| 2020 | 0.01x | $250.69 Million | $219.82 Million | $19.99 Billion | ▼ -18.8% |
| 2019 | 0.02x | $271.18 Million | $233.76 Million | $17.56 Billion | ▼ -1.7% |
| 2018 | 0.02x | $267.80 Million | $234.41 Million | $17.04 Billion | ▼ -16.0% |
| 2017 | 0.02x | $287.39 Million | $250.08 Million | $15.36 Billion | ▼ -2.2% |
| 2016 | 0.02x | $249.47 Million | $24.81 Million | $13.05 Billion | ▼ -4.1% |
| 2015 | 0.02x | $209.42 Million | $123.76 Million | $10.50 Billion | ▼ -7.6% |
| 2014 | 0.02x | $219.82 Million | $199.35 Million | $10.18 Billion | ▼ -1.2% |
| 2013 | 0.02x | $184.03 Million | $165.41 Million | $8.42 Billion | ▲ +37.2% |
| 2012 | 0.02x | $133.00 Million | $114.29 Million | $8.35 Billion | ▼ -21.9% |
| 2011 | 0.02x | $154.57 Million | $143.09 Million | $7.58 Billion | ▲ +25.3% |
| 2010 | 0.02x | $103.97 Million | $96.51 Million | $6.39 Billion | ▲ +115.0% |
| 2009 | 0.01x | $54.24 Million | $40.30 Million | $7.16 Billion | ▼ -18.3% |
| 2008 | 0.01x | $66.24 Million | $54.52 Million | $7.14 Billion | ▼ -19.9% |
| 2007 | 0.01x | $83.23 Million | $74.18 Million | $7.19 Billion | ▼ -54.1% |
| 2006 | 0.03x | $189.29 Million | $120.10 Million | $7.51 Billion | ▲ +91.6% |
| 2005 | 0.01x | $103.19 Million | $93.27 Million | $7.84 Billion | ▼ -21.5% |
| 2004 | 0.02x | $137.30 Million | $85.41 Million | $8.20 Billion | ▼ -44.5% |
| 2003 | 0.03x | $261.24 Million | $203.99 Million | $8.65 Billion | ▲ +158.4% |
| 2002 | 0.01x | $101.97 Million | $69.75 Million | $8.72 Billion | ▼ -12.1% |
| 2001 | 0.01x | $111.64 Million | $106.67 Million | $8.39 Billion | ▼ -18.1% |
| 2000 | 0.02x | $131.47 Million | $104.41 Million | $8.09 Billion | ▼ -15.8% |
| 1999 | 0.02x | $144.68 Million | $120.52 Million | $7.50 Billion | ▲ +19.3% |
| 1998 | 0.02x | $95.30 Million | $83.90 Million | $5.90 Billion | ▲ +11.0% |
| 1997 | 0.01x | $75.90 Million | $65.40 Million | $5.21 Billion | ▲ +61.7% |
| 1996 | 0.01x | $44.20 Million | $31.20 Million | $4.91 Billion | ▼ -55.3% |
| 1995 | 0.02x | $88.50 Million | $76.50 Million | $4.39 Billion | ▲ +8.6% |
| 1994 | 0.02x | $70.20 Million | $58.50 Million | $3.79 Billion | ▼ -20.4% |
| 1993 | 0.02x | $79.20 Million | $61.50 Million | $3.40 Billion | ▲ +28.2% |
| 1992 | 0.02x | $53.30 Million | $46.20 Million | $2.93 Billion | ▼ -0.2% |
| 1991 | 0.02x | $45.40 Million | $41.90 Million | $2.49 Billion | ▲ +9.3% |
| 1990 | 0.02x | $40.80 Million | $36.90 Million | $2.45 Billion | ▲ +11.0% |
| 1989 | 0.02x | $30.20 Million | $28.40 Million | $2.01 Billion | — |