Old National Bancorp (ONB) — Financial Flexibility Index

Latest as of September 2025: 0.01x

Old National Bancorp (ONB) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $355.80 Million (operating CF $341.19 Million minus capex $14.60 Million) represents 0% of total liabilities ($62.90 Billion). Check strategic asset allocation of Old National Bancorp to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$355.80 Million
Operating CF − Capex

Total Liabilities

$62.90 Billion
USD

Capital Expenditures

$14.60 Million
USD

Old National Bancorp Financial Flexibility Index (1989–2024)

Historical Financial Flexibility Index trend for Old National Bancorp across 36 annual periods. See ONB net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Old National Bancorp (1989–2024)

Year-by-year free cash flow to debt coverage for Old National Bancorp. For the full company profile including market capitalisation, see Old National Bancorp stock valuation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.01x $652.55 Million $622.28 Million $47.21 Billion ▲ +8.5%
2023 0.01x $554.72 Million $516.34 Million $43.53 Billion ▼ -37.7%
2022 0.02x $852.33 Million $814.42 Million $41.63 Billion ▲ +15.8%
2021 0.02x $379.07 Million $330.38 Million $21.44 Billion ▲ +41.0%
2020 0.01x $250.69 Million $219.82 Million $19.99 Billion ▼ -18.8%
2019 0.02x $271.18 Million $233.76 Million $17.56 Billion ▼ -1.7%
2018 0.02x $267.80 Million $234.41 Million $17.04 Billion ▼ -16.0%
2017 0.02x $287.39 Million $250.08 Million $15.36 Billion ▼ -2.2%
2016 0.02x $249.47 Million $24.81 Million $13.05 Billion ▼ -4.1%
2015 0.02x $209.42 Million $123.76 Million $10.50 Billion ▼ -7.6%
2014 0.02x $219.82 Million $199.35 Million $10.18 Billion ▼ -1.2%
2013 0.02x $184.03 Million $165.41 Million $8.42 Billion ▲ +37.2%
2012 0.02x $133.00 Million $114.29 Million $8.35 Billion ▼ -21.9%
2011 0.02x $154.57 Million $143.09 Million $7.58 Billion ▲ +25.3%
2010 0.02x $103.97 Million $96.51 Million $6.39 Billion ▲ +115.0%
2009 0.01x $54.24 Million $40.30 Million $7.16 Billion ▼ -18.3%
2008 0.01x $66.24 Million $54.52 Million $7.14 Billion ▼ -19.9%
2007 0.01x $83.23 Million $74.18 Million $7.19 Billion ▼ -54.1%
2006 0.03x $189.29 Million $120.10 Million $7.51 Billion ▲ +91.6%
2005 0.01x $103.19 Million $93.27 Million $7.84 Billion ▼ -21.5%
2004 0.02x $137.30 Million $85.41 Million $8.20 Billion ▼ -44.5%
2003 0.03x $261.24 Million $203.99 Million $8.65 Billion ▲ +158.4%
2002 0.01x $101.97 Million $69.75 Million $8.72 Billion ▼ -12.1%
2001 0.01x $111.64 Million $106.67 Million $8.39 Billion ▼ -18.1%
2000 0.02x $131.47 Million $104.41 Million $8.09 Billion ▼ -15.8%
1999 0.02x $144.68 Million $120.52 Million $7.50 Billion ▲ +19.3%
1998 0.02x $95.30 Million $83.90 Million $5.90 Billion ▲ +11.0%
1997 0.01x $75.90 Million $65.40 Million $5.21 Billion ▲ +61.7%
1996 0.01x $44.20 Million $31.20 Million $4.91 Billion ▼ -55.3%
1995 0.02x $88.50 Million $76.50 Million $4.39 Billion ▲ +8.6%
1994 0.02x $70.20 Million $58.50 Million $3.79 Billion ▼ -20.4%
1993 0.02x $79.20 Million $61.50 Million $3.40 Billion ▲ +28.2%
1992 0.02x $53.30 Million $46.20 Million $2.93 Billion ▼ -0.2%
1991 0.02x $45.40 Million $41.90 Million $2.49 Billion ▲ +9.3%
1990 0.02x $40.80 Million $36.90 Million $2.45 Billion ▲ +11.0%
1989 0.02x $30.20 Million $28.40 Million $2.01 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities