Old National Bancorp Defensive Interval Ratio
Old National Bancorp defensive interval ratio. Old National Bancorp (ONB) has a Defensive Interval Ratio of 319 days as of December 2025. Defensive assets of $49.43 Billion (cash $-, short-term investments $1.23 Billion, receivables $48.19 Billion) cover 319 days of daily cash needs of $154.98 Million/day. See Old National Bancorp short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Old National Bancorp (1989–2025)
Defensive interval ratio of Old National Bancorp from 1989 to 2025. This chart shows how Old National Bancorp's Defensive Interval Ratio has evolved across 37 annual periods from 1989 to 2025. As of December 2025, the ratio stands at 319 days, meaning defensive assets of $49.43 Billion can fund 319 days of operations without new revenue. Check Old National Bancorp (ONB) asset resilience to evaluate the company's liquid asset resilience ratio.
Old National Bancorp Defensive Interval Ratio by Year (1989–2025)
Old National Bancorp defensive interval ratio by year from 1989 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Old National Bancorp from 1989 to 2025, covering 37 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see Old National Bancorp assets under control.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 319 days | $49.43 Billion | $154.98 Million/day | $- | $1.23 Billion | ▲ +253 days |
| 2024 | 66 days | $7.46 Billion | $112.58 Million/day | $- | $7.46 Billion | ▲ +3 days |
| 2023 | 64 days | $6.71 Billion | $105.43 Million/day | $- | $6.71 Billion | ▼ -5 days |
| 2022 | 69 days | $6.96 Billion | $101.54 Million/day | $- | $6.77 Billion | ▼ -73 days |
| 2021 | 142 days | $7.47 Billion | $52.56 Million/day | $- | $7.38 Billion | ▲ +17 days |
| 2020 | 125 days | $6.06 Billion | $48.38 Million/day | $- | $5.97 Billion | ▼ -5 days |
| 2019 | 130 days | $5.47 Billion | $42.17 Million/day | $- | $5.39 Billion | ▲ +28 days |
| 2018 | 101 days | $4.21 Billion | $41.58 Million/day | $- | $4.12 Billion | ▲ +13 days |
| 2017 | 89 days | $3.28 Billion | $37.00 Million/day | $- | $3.20 Billion | ▲ +7 days |
| 2016 | 82 days | $2.88 Billion | $35.15 Million/day | $- | $2.80 Billion | ▼ -16 days |
| 2015 | 98 days | $2.49 Billion | $25.50 Million/day | $- | $2.42 Billion | ▼ -1702 days |
| 2014 | 1800 days | $2.72 Billion | $1.51 Million/day | $- | $2.66 Billion | ▲ +1688 days |
| 2013 | 112 days | $2.42 Billion | $21.68 Million/day | $- | $2.37 Billion | ▼ -2 days |
| 2012 | 114 days | $2.55 Billion | $22.36 Million/day | $- | $2.50 Billion | ▲ +9 days |
| 2011 | 105 days | $2.12 Billion | $20.10 Million/day | $- | $2.07 Billion | ▲ +111 days |
| 2010 | -6 days | $-101.21 Million | $16.34 Million/day | $- | $-144.18 Million | ▼ -27 days |
| 2009 | 21 days | $366.84 Million | $17.71 Million/day | $- | $317.50 Million | ▼ -108 days |
| 2008 | 129 days | $2.23 Billion | $17.28 Million/day | $- | $2.18 Billion | ▲ +6 days |
| 2007 | 122 days | $2.19 Billion | $17.91 Million/day | $- | $2.14 Billion | ▼ 0 days |
| 2006 | 123 days | $2.23 Billion | $18.18 Million/day | $- | $2.18 Billion | ▼ -4 days |
| 2005 | 127 days | $2.36 Billion | $18.54 Million/day | $- | $2.30 Billion | ▲ +123 days |
| 2004 | 4 days | $69.41 Million | $18.54 Million/day | $- | $12.32 Million | ▼ -16 days |
| 2003 | 19 days | $365.16 Million | $18.93 Million/day | $- | $14.50 Million | ▲ +16 days |
| 2002 | 4 days | $72.32 Million | $20.16 Million/day | $- | $13.22 Million | ▼ -3 days |
| 2001 | 7 days | $136.41 Million | $20.00 Million/day | $- | $71.70 Million | ▲ +2 days |
| 2000 | 4 days | $85.04 Million | $19.57 Million/day | $- | $13.55 Million | ▲ +3 days |
| 1999 | 2 days | $29.34 Million | $18.20 Million/day | $- | $-24.66 Million | ▼ -2 days |
| 1998 | 4 days | $50.30 Million | $14.18 Million/day | $- | $- | ▼ 0 days |
| 1997 | 4 days | $48.60 Million | $12.99 Million/day | $- | $- | ▲ +0 days |
| 1996 | 4 days | $47.10 Million | $13.06 Million/day | $- | $- | ▼ 0 days |
| 1995 | 4 days | $45.10 Million | $11.65 Million/day | $- | $- | ▲ +1 days |
| 1994 | 3 days | $33.50 Million | $10.08 Million/day | $- | $- | ▲ +0 days |
| 1993 | 3 days | $28.30 Million | $9.01 Million/day | $- | $- | ▼ 0 days |
| 1992 | 3 days | $26.50 Million | $7.81 Million/day | $- | $- | ▼ 0 days |
| 1991 | 4 days | $24.60 Million | $6.60 Million/day | $- | $- | ▼ -1 days |
| 1990 | 4 days | $27.90 Million | $6.47 Million/day | $- | $- | ▼ -1 days |
| 1989 | 5 days | $26.00 Million | $5.30 Million/day | $- | $- | — |