Old National Bancorp (ONB) — Working Capital to Net Assets Ratio
Old National Bancorp (ONB) has a Working Capital to Net Assets ratio of -76.4% as of December 2025. Working capital of $-6.49 Billion (current assets of $50.07 Billion minus current liabilities of $56.57 Billion) is measured against net assets of $8.49 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See financial agility of Old National Bancorp to measure the company's free cash flow as a share of total liabilities.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Old National Bancorp Working Capital to Net Assets (1989–2025)
This chart shows how Old National Bancorp's Working Capital to Net Assets ratio has evolved across 37 annual periods from 1989 to 2025. As of December 2025, the ratio stands at -76.4%, reflecting working capital of $-6.49 Billion against net assets of $8.49 Billion USD. See ONB cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.
Annual Working Capital to Net Assets for Old National Bancorp (1989–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Old National Bancorp from 1989 to 2025, covering 37 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see ONB market cap.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -76.4% | $-6.49 Billion | $8.49 Billion | $50.07 Billion | $56.57 Billion | ▲ +434.7 pp |
| 2024 | -511.1% | $-32.41 Billion | $6.34 Billion | $8.69 Billion | $41.09 Billion | ▲ +38.8 pp |
| 2023 | -550.0% | $-30.59 Billion | $5.56 Billion | $7.89 Billion | $38.48 Billion | ▲ +22.7 pp |
| 2022 | -572.7% | $-29.37 Billion | $5.13 Billion | $7.69 Billion | $37.06 Billion | ▼ -211.0 pp |
| 2021 | -361.7% | $-10.89 Billion | $3.01 Billion | $8.29 Billion | $19.18 Billion | ▲ +8.7 pp |
| 2020 | -370.4% | $-11.01 Billion | $2.97 Billion | $6.65 Billion | $17.66 Billion | ▼ -32.3 pp |
| 2019 | -338.2% | $-9.65 Billion | $2.85 Billion | $5.75 Billion | $15.39 Billion | ▲ +57.7 pp |
| 2018 | -395.9% | $-10.65 Billion | $2.69 Billion | $4.53 Billion | $15.18 Billion | ▲ +65.1 pp |
| 2017 | -461.0% | $-9.93 Billion | $2.15 Billion | $3.57 Billion | $13.51 Billion | ▼ -314.1 pp |
| 2016 | -146.9% | $-2.67 Billion | $1.81 Billion | $10.17 Billion | $12.83 Billion | ▲ +295.8 pp |
| 2015 | -442.7% | $-6.60 Billion | $1.49 Billion | $2.71 Billion | $9.31 Billion | ▼ -912.5 pp |
| 2014 | 469.8% | $6.89 Billion | $1.47 Billion | $7.44 Billion | $551.30 Million | ▲ +924.2 pp |
| 2013 | -454.4% | $-5.28 Billion | $1.16 Billion | $2.63 Billion | $7.91 Billion | ▼ -6.6 pp |
| 2012 | -447.8% | $-5.35 Billion | $1.19 Billion | $2.81 Billion | $8.16 Billion | ▲ +35.6 pp |
| 2011 | -483.4% | $-5.00 Billion | $1.03 Billion | $2.34 Billion | $7.34 Billion | ▲ +161.6 pp |
| 2010 | -645.0% | $-5.67 Billion | $878.80 Million | $294.52 Million | $5.96 Billion | ▲ +97.9 pp |
| 2009 | -742.9% | $-6.27 Billion | $843.83 Million | $193.50 Million | $6.46 Billion | ▲ +91.2 pp |
| 2008 | -834.1% | $-6.10 Billion | $730.87 Million | $211.92 Million | $6.31 Billion | ▲ +120.3 pp |
| 2007 | -954.4% | $-6.23 Billion | $652.88 Million | $305.47 Million | $6.54 Billion | ▲ +37.4 pp |
| 2006 | -991.8% | $-6.37 Billion | $642.37 Million | $263.65 Million | $6.63 Billion | ▲ +3.4 pp |
| 2005 | -995.1% | $-6.47 Billion | $649.90 Million | $301.02 Million | $6.77 Billion | ▼ -70.2 pp |
| 2004 | -924.9% | $-6.50 Billion | $703.21 Million | $261.76 Million | $6.77 Billion | ▼ -39.6 pp |
| 2003 | -885.4% | $-6.33 Billion | $715.49 Million | $573.04 Million | $6.91 Billion | ▼ -92.5 pp |
| 2002 | -792.9% | $-7.06 Billion | $890.71 Million | $295.33 Million | $7.36 Billion | ▲ +224.5 pp |
| 2001 | -1017.4% | $-7.01 Billion | $689.24 Million | $289.37 Million | $7.30 Billion | ▼ -1.7 pp |
| 2000 | -1015.7% | $-6.87 Billion | $676.34 Million | $274.09 Million | $7.14 Billion | ▲ +74.4 pp |
| 1999 | -1090.1% | $-6.38 Billion | $585.00 Million | $264.25 Million | $6.64 Billion | ▼ -138.8 pp |
| 1998 | -951.3% | $-4.94 Billion | $519.60 Million | $232.10 Million | $5.18 Billion | ▲ +0.7 pp |
| 1997 | -952.0% | $-4.53 Billion | $475.40 Million | $215.70 Million | $4.74 Billion | ▲ +36.8 pp |
| 1996 | -988.8% | $-4.53 Billion | $458.50 Million | $234.20 Million | $4.77 Billion | ▼ -66.6 pp |
| 1995 | -922.2% | $-3.95 Billion | $428.10 Million | $306.20 Million | $4.25 Billion | ▲ +6.7 pp |
| 1994 | -928.9% | $-3.40 Billion | $365.90 Million | $282.00 Million | $3.68 Billion | ▲ +29.1 pp |
| 1993 | -958.0% | $-3.02 Billion | $315.60 Million | $265.40 Million | $3.29 Billion | ▲ +24.7 pp |
| 1992 | -982.6% | $-2.56 Billion | $260.70 Million | $288.30 Million | $2.85 Billion | ▲ +71.8 pp |
| 1991 | -1054.5% | $-2.16 Billion | $204.70 Million | $252.10 Million | $2.41 Billion | ▲ +10.2 pp |
| 1990 | -1064.7% | $-2.11 Billion | $198.00 Million | $254.50 Million | $2.36 Billion | ▼ -93.6 pp |
| 1989 | -971.1% | $-1.69 Billion | $174.30 Million | $240.50 Million | $1.93 Billion | — |