PB Bankshares Inc Asset Resilience Ratio
PB Bankshares Inc asset resilience ratio. PB Bankshares Inc (PBBK) has an Asset Resilience Ratio of 6.61% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See PBBK defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of PB Bankshares Inc (2019–2024)
Asset resilience ratio of PB Bankshares Inc from 2019 to 2024. This chart shows how PB Bankshares Inc's Asset Resilience Ratio has changed over time. Read total liabilities of PB Bankshares Inc for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down PB Bankshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see how large is PB Bankshares Inc's balance sheet.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $30.19 Million | 6.61% |
| Total Liquid Assets | $30.19 Million | 6.61% |
Asset Resilience Insights
- Limited Liquidity: PB Bankshares Inc maintains only 6.61% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
PB Bankshares Inc Industry Peers by Asset Resilience Ratio
Compare PB Bankshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
PB Bankshares Inc Asset Resilience Ratio by Year (2019–2024)
PB Bankshares Inc asset resilience ratio by year from 2019 to 2024. The table below shows the annual Asset Resilience Ratio data for PB Bankshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 11.14% | $50.30 Million | $451.32 Million | -4.35pp |
| 2023-12-31 | 15.49% | $68.11 Million | $439.75 Million | +2.02pp |
| 2022-12-31 | 13.46% | $52.05 Million | $386.55 Million | +5.32pp |
| 2021-12-31 | 8.14% | $25.65 Million | $314.93 Million | -1.25pp |
| 2020-12-31 | 9.40% | $25.88 Million | $275.32 Million | -1.14pp |
| 2019-12-31 | 10.54% | $22.86 Million | $216.88 Million | -- |
About PB Bankshares Inc
As of January 5, 2026, PB Bankshares, Inc. was acquired by Norwood Financial Corp. PB Bankshares, Inc. operates as the bank holding company for Presence Bank that provides various banking products and services. The company accepts various deposit accounts, including demand deposit accounts, savings accounts, money market accounts, and certificates of deposit accounts. It also provides one- to fou… Read more