PB Bankshares Inc - Asset Resilience Ratio
PB Bankshares Inc (PBBK) has an Asset Resilience Ratio of 6.61% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital to net assets of PB Bankshares Inc to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2019–2024)
This chart shows how PB Bankshares Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see how large is PB Bankshares Inc's balance sheet.
Liquid Assets Composition Over Time
This chart breaks down PB Bankshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore PBBK long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $30.19 Million | 6.61% |
| Total Liquid Assets | $30.19 Million | 6.61% |
Asset Resilience Insights
- Limited Liquidity: PB Bankshares Inc maintains only 6.61% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
PB Bankshares Inc Industry Peers by Asset Resilience Ratio
Compare PB Bankshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for PB Bankshares Inc (2019–2024)
The table below shows the annual Asset Resilience Ratio data for PB Bankshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 11.14% | $50.30 Million | $451.32 Million | -4.35pp |
| 2023-12-31 | 15.49% | $68.11 Million | $439.75 Million | +2.02pp |
| 2022-12-31 | 13.46% | $52.05 Million | $386.55 Million | +5.32pp |
| 2021-12-31 | 8.14% | $25.65 Million | $314.93 Million | -1.25pp |
| 2020-12-31 | 9.40% | $25.88 Million | $275.32 Million | -1.14pp |
| 2019-12-31 | 10.54% | $22.86 Million | $216.88 Million | -- |
About PB Bankshares Inc
As of January 5, 2026, PB Bankshares, Inc. was acquired by Norwood Financial Corp. PB Bankshares, Inc. operates as the bank holding company for Presence Bank that provides various banking products and services. The company accepts various deposit accounts, including demand deposit accounts, savings accounts, money market accounts, and certificates of deposit accounts. It also provides one- to fou… Read more