PB Bankshares Inc Financial Flexibility Index

Latest as of September 2025: 0.00x

PB Bankshares Inc financial flexibility index. PB Bankshares Inc (PBBK) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $803.00K (operating CF $779.00K minus capex $24.00K) represents 0% of total liabilities ($405.08 Million). See PB Bankshares Inc (PBBK) free cash flow to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$803.00K
Operating CF − Capex

Total Liabilities

$405.08 Million
USD

Capital Expenditures

$24.00K
USD

Financial Flexibility Index of PB Bankshares Inc (2019–2024)

Financial flexibility index of PB Bankshares Inc from 2019 to 2024. Historical Financial Flexibility Index trend for PB Bankshares Inc across 6 annual periods. Check PBBK operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.

PB Bankshares Inc Financial Flexibility Index by Year (2019–2024)

PB Bankshares Inc financial flexibility index by year from 2019 to 2024. Year-by-year free cash flow to debt coverage for PB Bankshares Inc. For the full cash flow conversion analysis, see PB Bankshares Inc (PBBK) cash flow conversion.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.01x $2.20 Million $1.82 Million $402.66 Million ▼ -52.6%
2023 0.01x $4.52 Million $3.88 Million $392.76 Million ▲ +11.6%
2022 0.01x $3.52 Million $3.37 Million $340.56 Million ▲ +98.7%
2021 0.01x $1.40 Million $1.39 Million $269.10 Million ▲ +46.6%
2020 0.00x $898.00K $206.00K $253.35 Million ▼ -57.1%
2019 0.01x $1.61 Million $1.48 Million $194.68 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities