PB Bankshares Inc (PBBK) — Financial Flexibility Index
PB Bankshares Inc (PBBK) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $803.00K (operating CF $779.00K minus capex $24.00K) represents 0% of total liabilities ($405.08 Million). Check total reinvestment intensity of PB Bankshares Inc to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
PB Bankshares Inc Financial Flexibility Index (2019–2024)
Historical Financial Flexibility Index trend for PB Bankshares Inc across 6 annual periods. For the full cash flow conversion analysis, see PB Bankshares Inc cash flow conversion.
Annual Financial Flexibility Index for PB Bankshares Inc (2019–2024)
Year-by-year free cash flow to debt coverage for PB Bankshares Inc. Explore cash flow to debt ratio of PB Bankshares Inc to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $2.20 Million | $1.82 Million | $402.66 Million | ▼ -52.6% |
| 2023 | 0.01x | $4.52 Million | $3.88 Million | $392.76 Million | ▲ +11.6% |
| 2022 | 0.01x | $3.52 Million | $3.37 Million | $340.56 Million | ▲ +98.7% |
| 2021 | 0.01x | $1.40 Million | $1.39 Million | $269.10 Million | ▲ +46.6% |
| 2020 | 0.00x | $898.00K | $206.00K | $253.35 Million | ▼ -57.1% |
| 2019 | 0.01x | $1.61 Million | $1.48 Million | $194.68 Million | — |