PB Bankshares Inc (PBBK) - Cash Flow Conversion Efficiency
Based on the latest financial reports, PB Bankshares Inc (PBBK) has a cash flow conversion efficiency ratio of 0.015x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($779.00K) by net assets ($51.35 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See PB Bankshares Inc balance sheet independence to measure how much of total assets are equity-financed.
PB Bankshares Inc - Cash Flow Conversion Efficiency Trend (2019–2024)
This chart illustrates how PB Bankshares Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check PB Bankshares Inc cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
PB Bankshares Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of PB Bankshares Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Cj Seafood
KO:011150
|
0.171x |
|
Raphas Co. Ltd
KQ:214260
|
-0.045x |
|
Senheng New Retail Bhd
KLSE:5305
|
0.046x |
|
APS Holdings Corporation
KQ:054620
|
-0.008x |
|
Ram-On Investments and Holdings Ltd
TA:RMN
|
-0.002x |
|
Emperor Energy Ltd
AU:EMP
|
-0.062x |
|
RMS Mezzanine A.S.
PR:PVT
|
N/A |
|
NDL Ventures Limited
NSE:NDLVENTURE
|
0.000x |
Annual Cash Flow Conversion Efficiency for PB Bankshares Inc (2019–2024)
The table below shows the annual cash flow conversion efficiency of PB Bankshares Inc from 2019 to 2024. For the full company profile with market capitalisation and key ratios, see PBBK market cap overview.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $48.66 Million | $1.82 Million | 0.037x | -54.75% |
| 2023-12-31 | $46.99 Million | $3.88 Million | 0.083x | +12.74% |
| 2022-12-31 | $45.99 Million | $3.37 Million | 0.073x | +141.99% |
| 2021-12-31 | $45.83 Million | $1.39 Million | 0.030x | +222.96% |
| 2020-12-31 | $21.97 Million | $206.00K | 0.009x | -85.89% |
| 2019-12-31 | $22.20 Million | $1.48 Million | 0.066x | -- |
About PB Bankshares Inc
As of January 5, 2026, PB Bankshares, Inc. was acquired by Norwood Financial Corp. PB Bankshares, Inc. operates as the bank holding company for Presence Bank that provides various banking products and services. The company accepts various deposit accounts, including demand deposit accounts, savings accounts, money market accounts, and certificates of deposit accounts. It also provides one- to fou… Read more