PB Bankshares Inc (PBBK) — Defensive Interval Ratio
PB Bankshares Inc (PBBK) has a Defensive Interval Ratio of 37 days as of June 2025. Defensive assets of $37.08 Million (cash $-, short-term investments $35.60 Million, receivables $1.48 Million) cover 37 days of daily cash needs of $995.67K/day. See PBBK working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
PB Bankshares Inc Defensive Interval Ratio (2019–2024)
This chart shows how PB Bankshares Inc's Defensive Interval Ratio has evolved across 6 annual periods from 2019 to 2024. As of June 2025, the ratio stands at 37 days, meaning defensive assets of $37.08 Million can fund 37 days of operations without new revenue. See PB Bankshares Inc balance sheet quality to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for PB Bankshares Inc (2019–2024)
The table below presents the year-by-year Defensive Interval Ratio for PB Bankshares Inc from 2019 to 2024, covering 6 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see PB Bankshares Inc (PBBK) market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 53 days | $51.56 Million | $970.38K/day | $- | $50.30 Million | ▼ -23 days |
| 2023 | 76 days | $69.37 Million | $912.24K/day | $- | $68.11 Million | ▲ +10 days |
| 2022 | 66 days | $53.17 Million | $802.53K/day | $- | $52.05 Million | ▲ +28 days |
| 2021 | 38 days | $26.50 Million | $691.55K/day | $- | $25.65 Million | ▼ -4 days |
| 2020 | 42 days | $26.73 Million | $637.81K/day | $- | $25.88 Million | ▼ -9 days |
| 2019 | 51 days | $23.38 Million | $462.06K/day | $- | $22.86 Million | — |