PB Bankshares Inc (PBBK) — Cash Flow Reinvestment Rate

Latest as of September 2025: 9.36x

PB Bankshares Inc (PBBK) has a Cash Flow Reinvestment Rate of 9.36x as of September 2025, reinvesting $7.29 Million (capex $24.00K plus investments $7.27 Million) from operating cash flow of $779.00K. See PB Bankshares Inc (PBBK) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

9.36x
(Capex + Investments) / Operating CF

Total Reinvested

$7.29 Million
Capex + Investments

Operating Cash Flow

$779.00K
USD

Capital Expenditures

$24.00K
USD

PB Bankshares Inc Cash Flow Reinvestment Rate (2019–2024)

Historical reinvestment intensity for PB Bankshares Inc across 6 annual periods. For the full cash flow conversion analysis, see PBBK cash flow conversion.

Annual Cash Flow Reinvestment Rate for PB Bankshares Inc (2019–2024)

Year-by-year capital reinvestment analysis for PB Bankshares Inc. See PBBK FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2024 2.03x $3.69 Million $1.82 Million $381.00K ▼ -73.2%
2023 7.55x $29.32 Million $3.88 Million $641.00K ▼ -68.9%
2022 24.32x $81.97 Million $3.37 Million $145.00K ▲ +8807.6%
2021 0.27x $379.00K $1.39 Million $10.00K ▼ -98.3%
2020 16.29x $3.35 Million $206.00K $692.00K ▲ +905.1%
2019 1.62x $2.39 Million $1.48 Million $134.00K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow