PB Bankshares Inc (PBBK) — Cash Flow Quality Index
PB Bankshares Inc (PBBK) has a Cash Flow Quality Index of 1.50x as of September 2025. Operating cash flow of $779.00K exceeds net income of $519.00K, indicating high earnings quality where cash backs reported profits. Explore PB Bankshares Inc cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
PB Bankshares Inc Cash Flow Quality Index (2019–2024)
Historical Cash Flow Quality Index for PB Bankshares Inc across 5 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see how efficiently does PB Bankshares Inc generate cash.
Annual Cash Flow Quality Index for PB Bankshares Inc (2019–2024)
Year-by-year earnings quality comparison for PB Bankshares Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.03x | $1.82 Million | $1.77 Million | ▼ -49.3% |
| 2023 | 2.02x | $3.88 Million | $1.92 Million | ▲ +26.9% |
| 2022 | 1.59x | $3.37 Million | $2.11 Million | ▼ -9.8% |
| 2021 | 1.77x | $1.39 Million | $785.00K | ▼ -6.6% |
| 2019 | 1.89x | $1.48 Million | $779.00K | — |