PB Bankshares Inc Cash Flow Quality Index

Latest as of September 2025: 1.50x

PB Bankshares Inc cash flow quality index. PB Bankshares Inc (PBBK) has a Cash Flow Quality Index of 1.50x as of September 2025. Operating cash flow of $779.00K exceeds net income of $519.00K, indicating high earnings quality where cash backs reported profits. See PB Bankshares Inc (PBBK) flexibility index to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

1.50x
Operating CF / Net Income

Operating Cash Flow

$779.00K
USD

Net Income

$519.00K
USD

Data as of

Sep 2025
Most recent filing

Cash Flow Quality Index of PB Bankshares Inc (2019–2024)

Cash flow quality index of PB Bankshares Inc from 2019 to 2024. Historical Cash Flow Quality Index for PB Bankshares Inc across 5 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore PBBK cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

PB Bankshares Inc Cash Flow Quality Index by Year (2019–2024)

PB Bankshares Inc cash flow quality index by year from 2019 to 2024. Year-by-year earnings quality comparison for PB Bankshares Inc. For the full cash flow conversion analysis, see PBBK operating cash flow.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 1.03x $1.82 Million $1.77 Million ▼ -49.3%
2023 2.02x $3.88 Million $1.92 Million ▲ +26.9%
2022 1.59x $3.37 Million $2.11 Million ▼ -9.8%
2021 1.77x $1.39 Million $785.00K ▼ -6.6%
2019 1.89x $1.48 Million $779.00K —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.