PB Bankshares Inc (PBBK) — Cash Flow Quality Index

Latest as of September 2025: 1.50x

PB Bankshares Inc (PBBK) has a Cash Flow Quality Index of 1.50x as of September 2025. Operating cash flow of $779.00K exceeds net income of $519.00K, indicating high earnings quality where cash backs reported profits. Explore PBBK long-term investment intensity to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

1.50x
Operating CF / Net Income

Operating Cash Flow

$779.00K
USD

Net Income

$519.00K
USD

Data as of

Sep 2025
Most recent filing

PB Bankshares Inc Cash Flow Quality Index (2019–2024)

Historical Cash Flow Quality Index for PB Bankshares Inc across 5 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check PBBK goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for PB Bankshares Inc (2019–2024)

Year-by-year earnings quality comparison for PB Bankshares Inc. For live market cap and the full company financial profile, see market cap of PB Bankshares Inc.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 1.03x $1.82 Million $1.77 Million ▼ -49.3%
2023 2.02x $3.88 Million $1.92 Million ▲ +26.9%
2022 1.59x $3.37 Million $2.11 Million ▼ -9.8%
2021 1.77x $1.39 Million $785.00K ▼ -6.6%
2019 1.89x $1.48 Million $779.00K
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.