Pagaya Technologies Ltd. (PGY) — Cash Flow-to-Debt Ratio
Pagaya Technologies Ltd. (PGY) has a Cash Flow-to-Debt Ratio of 0.08x as of December 2025, meaning its operating cash flow of $79.80 Million could theoretically repay 0% of its total liabilities ($990.56 Million) in one year. See Pagaya Technologies Ltd. free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Pagaya Technologies Ltd. Cash Flow-to-Debt Ratio (2019–2025)
Historical debt coverage capacity for Pagaya Technologies Ltd. across 7 annual periods. Also explore Pagaya Technologies Ltd. (PGY) net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Pagaya Technologies Ltd. (2019–2025)
Year-by-year debt coverage analysis for Pagaya Technologies Ltd.. For market capitalisation and broader financial context, see market cap of Pagaya Technologies Ltd..
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.24x | $238.62 Million | $990.56 Million | ▲ +207.6% |
| 2024 | 0.08x | $66.52 Million | $849.53 Million | ▲ +343.7% |
| 2023 | 0.02x | $9.58 Million | $542.63 Million | ▲ +112.3% |
| 2022 | -0.14x | $-40.00 Million | $279.66 Million | ▼ -130.4% |
| 2021 | 0.47x | $49.81 Million | $105.86 Million | ▲ +12.1% |
| 2020 | 0.42x | $4.26 Million | $10.15 Million | ▲ +108.6% |
| 2019 | -4.85x | $-7.95 Million | $1.64 Million | — |