Pagaya Technologies Ltd. (PGY) — Cash Flow Reinvestment Rate

Latest as of March 2026: 0.37x

Pagaya Technologies Ltd. (PGY) has a Cash Flow Reinvestment Rate of 0.37x as of March 2026, reinvesting $15.92 Million (capex $3.18 Million plus investments $-12.74 Million) from operating cash flow of $43.18 Million. See cash generation quality of Pagaya Technologies Ltd. to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

0.37x
(Capex + Investments) / Operating CF

Total Reinvested

$15.92 Million
Capex + Investments

Operating Cash Flow

$43.18 Million
USD

Capital Expenditures

$3.18 Million
USD

Pagaya Technologies Ltd. Cash Flow Reinvestment Rate (2020–2025)

Historical reinvestment intensity for Pagaya Technologies Ltd. across 5 annual periods. For the full cash flow conversion analysis, see PGY cash generation efficiency.

Annual Cash Flow Reinvestment Rate for Pagaya Technologies Ltd. (2020–2025)

Year-by-year capital reinvestment analysis for Pagaya Technologies Ltd.. See PGY free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 1.23x $293.71 Million $238.62 Million $13.90 Million ▼ -84.3%
2024 7.85x $521.88 Million $66.52 Million $23.24 Million ▼ -81.7%
2023 42.80x $409.89 Million $9.58 Million $20.19 Million ▲ +4537.5%
2021 0.92x $45.97 Million $49.81 Million $6.62 Million ▼ -92.0%
2020 11.53x $49.10 Million $4.26 Million $1.10 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow