Pagaya Technologies Ltd. (PGY) — Free Cash Flow Generation Index
Pagaya Technologies Ltd. (PGY) has a Free Cash Flow Generation Index of 0.96x as of December 2025. Free cash flow of $76.71 Million represents 1% of operating cash flow ($79.80 Million). See PGY working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Pagaya Technologies Ltd. Free Cash Flow Generation Index (2020–2025)
Historical FCF Generation Index trend for Pagaya Technologies Ltd. across 5 annual periods. Explore PGY debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Pagaya Technologies Ltd. (2020–2025)
Year-by-year Free Cash Flow Generation Index for Pagaya Technologies Ltd.. For the full company profile including market capitalisation, see Pagaya Technologies Ltd. stock valuation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.94x | $224.72 Million | $238.62 Million | $13.90 Million | ▲ +44.7% |
| 2024 | 0.65x | $43.28 Million | $66.52 Million | $23.24 Million | ▲ +158.7% |
| 2023 | -1.11x | $-10.61 Million | $9.58 Million | $20.19 Million | ▼ -227.8% |
| 2021 | 0.87x | $43.19 Million | $49.81 Million | $6.62 Million | ▲ +16.8% |
| 2020 | 0.74x | $3.16 Million | $4.26 Million | $1.10 Million | — |