Pagaya Technologies Ltd. (PGY) — Free Cash Flow Generation Index

Latest as of March 2026: 0.93x

Pagaya Technologies Ltd. (PGY) has a Free Cash Flow Generation Index of 0.93x as of March 2026. Free cash flow of $40.01 Million represents 1% of operating cash flow ($43.18 Million). Explore Pagaya Technologies Ltd. capital spending ratio to see what proportion of operating cash flow is directed to capital expenditures.

FCF Generation Index

0.93x
Free Cash Flow / Operating CF

Free Cash Flow

$40.01 Million
USD

Operating Cash Flow

$43.18 Million
USD

Capital Expenditures

$3.18 Million
USD

Pagaya Technologies Ltd. Free Cash Flow Generation Index (2020–2025)

Historical FCF Generation Index trend for Pagaya Technologies Ltd. across 5 annual periods. For the full cash flow conversion analysis, see PGY operating cash flow.

Annual Free Cash Flow Generation for Pagaya Technologies Ltd. (2020–2025)

Year-by-year Free Cash Flow Generation Index for Pagaya Technologies Ltd.. Check PGY cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.94x $224.72 Million $238.62 Million $13.90 Million ▲ +44.7%
2024 0.65x $43.28 Million $66.52 Million $23.24 Million ▲ +158.7%
2023 -1.11x $-10.61 Million $9.58 Million $20.19 Million ▼ -227.8%
2021 0.87x $43.19 Million $49.81 Million $6.62 Million ▲ +16.8%
2020 0.74x $3.16 Million $4.26 Million $1.10 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).