Pagaya Technologies Ltd. (PGY) — Defensive Interval Ratio
Pagaya Technologies Ltd. (PGY) has a Defensive Interval Ratio of 5166 days as of December 2025. Defensive assets of $1.11 Billion (cash $-, short-term investments $958.79 Million, receivables $153.25 Million) cover 5166 days of daily cash needs of $215.25K/day. Check Pagaya Technologies Ltd. tangible book value ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Pagaya Technologies Ltd. Defensive Interval Ratio (2019–2025)
This chart shows how Pagaya Technologies Ltd.'s Defensive Interval Ratio has evolved across 7 annual periods from 2019 to 2025. As of December 2025, the ratio stands at 5166 days, meaning defensive assets of $1.11 Billion can fund 5166 days of operations without new revenue. Also explore Pagaya Technologies Ltd. equity growth rate to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Pagaya Technologies Ltd. (2019–2025)
The table below presents the year-by-year Defensive Interval Ratio for Pagaya Technologies Ltd. from 2019 to 2025, covering 7 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see PGY market cap.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 5166 days | $1.11 Billion | $215.25K/day | $- | $958.79 Million | ▲ +4914 days |
| 2024 | 252 days | $135.20 Million | $535.60K/day | $- | $7.80 Million | ▼ -186 days |
| 2023 | 438 days | $89.91 Million | $205.27K/day | $- | $2.49 Million | ▲ +266 days |
| 2022 | 172 days | $60.23 Million | $350.73K/day | $- | $1.01 Million | ▼ -387 days |
| 2021 | 558 days | $43.86 Million | $78.56K/day | $- | $10.16 Million | ▼ -5462 days |
| 2020 | 6020 days | $70.38 Million | $11.69K/day | $- | $57.57 Million | ▲ +2824 days |
| 2019 | 3196 days | $14.34 Million | $4.49K/day | $- | $10.08 Million | — |