Pagaya Technologies Ltd. (PGY) — Financial Flexibility Index
Pagaya Technologies Ltd. (PGY) has a Financial Flexibility Index of 0.04x as of March 2026. Free cash flow of $46.36 Million (operating CF $43.18 Million minus capex $3.18 Million) represents 0% of total liabilities ($1.05 Billion). Check PGY capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Pagaya Technologies Ltd. Financial Flexibility Index (2019–2025)
Historical Financial Flexibility Index trend for Pagaya Technologies Ltd. across 7 annual periods. For the full cash flow conversion analysis, see PGY cash flow metrics.
Annual Financial Flexibility Index for Pagaya Technologies Ltd. (2019–2025)
Year-by-year free cash flow to debt coverage for Pagaya Technologies Ltd.. Explore Pagaya Technologies Ltd. cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.25x | $252.52 Million | $238.62 Million | $990.56 Million | ▲ +141.3% |
| 2024 | 0.11x | $89.76 Million | $66.52 Million | $849.53 Million | ▲ +92.6% |
| 2023 | 0.05x | $29.77 Million | $9.58 Million | $542.63 Million | ▲ +187.2% |
| 2022 | -0.06x | $-17.59 Million | $-40.00 Million | $279.66 Million | ▼ -111.8% |
| 2021 | 0.53x | $56.44 Million | $49.81 Million | $105.86 Million | ▲ +1.0% |
| 2020 | 0.53x | $5.35 Million | $4.26 Million | $10.15 Million | ▲ +111.9% |
| 2019 | -4.44x | $-7.28 Million | $-7.95 Million | $1.64 Million | — |