Pagaya Technologies Ltd. Financial Flexibility Index
Pagaya Technologies Ltd. financial flexibility index. Pagaya Technologies Ltd. (PGY) has a Financial Flexibility Index of 0.04x as of March 2026. Free cash flow of $46.36 Million (operating CF $43.18 Million minus capex $3.18 Million) represents 0% of total liabilities ($1.05 Billion). See free cash flow generation of Pagaya Technologies Ltd. to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Pagaya Technologies Ltd. (2019–2025)
Financial flexibility index of Pagaya Technologies Ltd. from 2019 to 2025. Historical Financial Flexibility Index trend for Pagaya Technologies Ltd. across 7 annual periods. Check earnings quality score of Pagaya Technologies Ltd. to evaluate the quality of earnings relative to operating cash generation.
Pagaya Technologies Ltd. Financial Flexibility Index by Year (2019–2025)
Pagaya Technologies Ltd. financial flexibility index by year from 2019 to 2025. Year-by-year free cash flow to debt coverage for Pagaya Technologies Ltd.. For the full cash flow conversion analysis, see PGY operating cash flow.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.25x | $252.52 Million | $238.62 Million | $990.56 Million | ▲ +141.3% |
| 2024 | 0.11x | $89.76 Million | $66.52 Million | $849.53 Million | ▲ +92.6% |
| 2023 | 0.05x | $29.77 Million | $9.58 Million | $542.63 Million | ▲ +187.2% |
| 2022 | -0.06x | $-17.59 Million | $-40.00 Million | $279.66 Million | ▼ -111.8% |
| 2021 | 0.53x | $56.44 Million | $49.81 Million | $105.86 Million | ▲ +1.0% |
| 2020 | 0.53x | $5.35 Million | $4.26 Million | $10.15 Million | ▲ +111.9% |
| 2019 | -4.44x | $-7.28 Million | $-7.95 Million | $1.64 Million | — |