Pagaya Technologies Ltd. (PGY) — Financial Flexibility Index
Pagaya Technologies Ltd. (PGY) has a Financial Flexibility Index of 0.08x as of December 2025. Free cash flow of $82.88 Million (operating CF $79.80 Million minus capex $3.09 Million) represents 0% of total liabilities ($990.56 Million). Also explore Pagaya Technologies Ltd. equity growth rate to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Pagaya Technologies Ltd. Financial Flexibility Index (2019–2025)
Historical Financial Flexibility Index trend for Pagaya Technologies Ltd. across 7 annual periods. Check Pagaya Technologies Ltd. (PGY) strategic asset index to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Pagaya Technologies Ltd. (2019–2025)
Year-by-year free cash flow to debt coverage for Pagaya Technologies Ltd.. For the full company profile including market capitalisation, see Pagaya Technologies Ltd. (PGY) total market value.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.25x | $252.52 Million | $238.62 Million | $990.56 Million | ▲ +141.3% |
| 2024 | 0.11x | $89.76 Million | $66.52 Million | $849.53 Million | ▲ +92.6% |
| 2023 | 0.05x | $29.77 Million | $9.58 Million | $542.63 Million | ▲ +187.2% |
| 2022 | -0.06x | $-17.59 Million | $-40.00 Million | $279.66 Million | ▼ -111.8% |
| 2021 | 0.53x | $56.44 Million | $49.81 Million | $105.86 Million | ▲ +1.0% |
| 2020 | 0.53x | $5.35 Million | $4.26 Million | $10.15 Million | ▲ +111.9% |
| 2019 | -4.44x | $-7.28 Million | $-7.95 Million | $1.64 Million | — |