Pagaya Technologies Ltd. (PGY) — Financial Flexibility Index
Pagaya Technologies Ltd. (PGY) has a Financial Flexibility Index of 0.04x as of March 2026. Free cash flow of $46.36 Million (operating CF $43.18 Million minus capex $3.18 Million) represents 0% of total liabilities ($1.05 Billion). Check PGY strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Pagaya Technologies Ltd. Financial Flexibility Index (2019–2025)
Historical Financial Flexibility Index trend for Pagaya Technologies Ltd. across 7 annual periods. See how liquid is Pagaya Technologies Ltd.'s working capital to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Pagaya Technologies Ltd. (2019–2025)
Year-by-year free cash flow to debt coverage for Pagaya Technologies Ltd.. For the full company profile including market capitalisation, see market cap of Pagaya Technologies Ltd..
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.25x | $252.52 Million | $238.62 Million | $990.56 Million | ▲ +141.3% |
| 2024 | 0.11x | $89.76 Million | $66.52 Million | $849.53 Million | ▲ +92.6% |
| 2023 | 0.05x | $29.77 Million | $9.58 Million | $542.63 Million | ▲ +187.2% |
| 2022 | -0.06x | $-17.59 Million | $-40.00 Million | $279.66 Million | ▼ -111.8% |
| 2021 | 0.53x | $56.44 Million | $49.81 Million | $105.86 Million | ▲ +1.0% |
| 2020 | 0.53x | $5.35 Million | $4.26 Million | $10.15 Million | ▲ +111.9% |
| 2019 | -4.44x | $-7.28 Million | $-7.95 Million | $1.64 Million | — |