Root Inc (ROOT) — Defensive Interval Ratio
Root Inc (ROOT) has a Defensive Interval Ratio of 674 days as of December 2025. Defensive assets of $719.80 Million (cash $-, short-term investments $387.00 Million, receivables $332.80 Million) cover 674 days of daily cash needs of $1.07 Million/day. Check Root Inc tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Root Inc Defensive Interval Ratio (2018–2025)
This chart shows how Root Inc's Defensive Interval Ratio has evolved across 8 annual periods from 2018 to 2025. As of December 2025, the ratio stands at 674 days, meaning defensive assets of $719.80 Million can fund 674 days of operations without new revenue. Also explore Root Inc (ROOT) net asset momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Root Inc (2018–2025)
The table below presents the year-by-year Defensive Interval Ratio for Root Inc from 2018 to 2025, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Root Inc.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 674 days | $719.80 Million | $1.07 Million/day | $- | $387.00 Million | ▼ -1 days |
| 2024 | 675 days | $612.10 Million | $906.85K/day | $- | $306.80 Million | ▲ +42 days |
| 2023 | 633 days | $413.90 Million | $653.42K/day | $- | $166.80 Million | ▼ -2948 days |
| 2022 | 3581 days | $389.50 Million | $108.77K/day | $- | $128.80 Million | ▲ +2367 days |
| 2021 | 1214 days | $278.00 Million | $229.04K/day | $- | $129.90 Million | ▼ -61 days |
| 2020 | 1275 days | $478.90 Million | $375.62K/day | $- | $224.00 Million | ▲ +881 days |
| 2019 | 394 days | $245.50 Million | $623.29K/day | $- | $122.80 Million | ▼ -190 days |
| 2018 | 584 days | $55.20 Million | $94.52K/day | $- | $20.20 Million | — |