Root Inc (ROOT) — Cash Flow-to-Debt Ratio
Latest as of June 2026:
0.05x
Root Inc (ROOT) has a Cash Flow-to-Debt Ratio of 0.05x as of June 2026, meaning its operating cash flow of $57.50 Million could theoretically repay 0% of its total liabilities ($1.12 Billion) in one year. See how financially flexible is Root Inc to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
0.05x
Operating CF / Total Liabilities
Operating Cash Flow
$57.50 Million
USD
Total Liabilities
$1.12 Billion
USD
Data as of
Jun 2026
Most recent filing
Root Inc Cash Flow-to-Debt Ratio (2018–2025)
Historical debt coverage capacity for Root Inc across 8 annual periods. For the full cash flow conversion analysis, see Root Inc cash conversion from operations.
Annual Cash Flow-to-Debt Ratio for Root Inc (2018–2025)
Year-by-year debt coverage analysis for Root Inc. Check ROOT cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.18x | $206.50 Million | $1.14 Billion | ▼ -7.2% |
| 2024 | 0.19x | $195.70 Million | $1.00 Billion | ▲ +619.9% |
| 2023 | -0.04x | $-33.60 Million | $896.50 Million | ▲ +81.6% |
| 2022 | -0.20x | $-210.60 Million | $1.04 Billion | ▲ +79.1% |
| 2021 | -0.97x | $-403.40 Million | $415.10 Million | ▼ -147.0% |
| 2020 | -0.39x | $-287.20 Million | $729.90 Million | ▼ -54.5% |
| 2019 | -0.25x | $-127.20 Million | $499.50 Million | ▲ +2.2% |
| 2018 | -0.26x | $-26.10 Million | $100.20 Million | — |
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.