Root Inc (ROOT) — Net Asset Quality Index

Latest as of March 2026: 28.0%

Root Inc (ROOT) has a Net Asset Quality Index of 28.0% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $1.56 Billion minus total liabilities of $1.12 Billion yields net assets of $437.90 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check ROOT financial resilience to evaluate the company's liquid asset resilience ratio.

Quality Index

28.0%
Equity / Total Assets

Net Assets

$437.90 Million
USD

Total Assets

$1.56 Billion
USD

Total Liabilities

$1.12 Billion
USD

Root Inc Net Asset Quality Index Over Time (2018–2025)

This chart shows how Root Inc's Net Asset Quality Index has evolved across 8 annual periods from 2018 to 2025. As of March 2026, the index stands at 28.0%, representing net assets of $437.90 Million against total assets of $1.56 Billion USD. See Root Inc working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Annual Net Asset Quality Index for Root Inc (2018–2025)

The table below presents the year-by-year Net Asset Quality Index for Root Inc from 2018 to 2025, covering 8 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see ROOT market cap.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 31.8% $532.40 Million $1.67 Billion $1.14 Billion ▼ -1.1 pp
2024 32.9% $491.40 Million $1.50 Billion $1.00 Billion ▼ -0.6 pp
2023 33.5% $451.20 Million $1.35 Billion $896.50 Million ▲ +12.4 pp
2022 21.1% $277.10 Million $1.31 Billion $1.04 Billion ▼ -39.9 pp
2021 61.0% $648.40 Million $1.06 Billion $415.10 Million ▲ +2.4 pp
2020 58.6% $1.03 Billion $1.76 Billion $729.90 Million ▲ +31.4 pp
2019 27.2% $186.40 Million $685.90 Million $499.50 Million ▼ -19.3 pp
2018 46.4% $86.90 Million $187.10 Million $100.20 Million
pp = percentage points