Selective Insurance Group, Inc. Financial Flexibility Index
Selective Insurance Group, Inc. financial flexibility index. Selective Insurance Group, Inc. (SIGI) has a Financial Flexibility Index of 0.02x as of March 2026. Free cash flow of $232.38 Million (operating CF $221.45 Million minus capex $10.94 Million) represents 0% of total liabilities ($11.73 Billion). See SIGI free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Selective Insurance Group, Inc. (1989–2025)
Financial flexibility index of Selective Insurance Group, Inc. from 1989 to 2025. Historical Financial Flexibility Index trend for Selective Insurance Group, Inc. across 37 annual periods. Check Selective Insurance Group, Inc. (SIGI) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
Selective Insurance Group, Inc. Financial Flexibility Index by Year (1989–2025)
Selective Insurance Group, Inc. financial flexibility index by year from 1989 to 2025. Year-by-year free cash flow to debt coverage for Selective Insurance Group, Inc.. For the full cash flow conversion analysis, see SIGI operating cash flow.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.12x | $1.27 Billion | $1.23 Billion | $10.52 Billion | ▼ -1.2% |
| 2024 | 0.12x | $1.13 Billion | $1.10 Billion | $9.24 Billion | ▲ +27.1% |
| 2023 | 0.10x | $781.54 Million | $758.91 Million | $8.12 Billion | ▼ -3.9% |
| 2022 | 0.10x | $828.43 Million | $802.41 Million | $8.27 Billion | ▼ -5.7% |
| 2021 | 0.11x | $793.59 Million | $771.42 Million | $7.48 Billion | ▲ +28.0% |
| 2020 | 0.08x | $576.11 Million | $554.04 Million | $6.95 Billion | ▲ +7.6% |
| 2019 | 0.08x | $508.48 Million | $477.50 Million | $6.60 Billion | ▼ -9.7% |
| 2018 | 0.09x | $471.05 Million | $454.94 Million | $5.52 Billion | ▲ +29.5% |
| 2017 | 0.07x | $393.62 Million | $379.55 Million | $5.97 Billion | ▼ -2.0% |
| 2016 | 0.07x | $347.66 Million | $329.51 Million | $5.17 Billion | ▼ -6.9% |
| 2015 | 0.07x | $397.81 Million | $381.58 Million | $5.51 Billion | ▲ +54.2% |
| 2014 | 0.05x | $248.27 Million | $232.76 Million | $5.30 Billion | ▼ -31.5% |
| 2013 | 0.07x | $350.15 Million | $336.12 Million | $5.12 Billion | ▲ +62.9% |
| 2012 | 0.04x | $239.58 Million | $226.70 Million | $5.70 Billion | ▲ +25.6% |
| 2011 | 0.03x | $134.78 Million | $122.96 Million | $4.03 Billion | ▼ -16.0% |
| 2010 | 0.04x | $165.71 Million | $159.19 Million | $4.16 Billion | ▼ -28.9% |
| 2009 | 0.06x | $235.77 Million | $227.56 Million | $4.21 Billion | ▼ -6.9% |
| 2008 | 0.06x | $249.26 Million | $241.17 Million | $4.14 Billion | ▼ -38.7% |
| 2007 | 0.10x | $400.80 Million | $386.29 Million | $4.08 Billion | ▼ -12.0% |
| 2006 | 0.11x | $411.73 Million | $393.06 Million | $3.69 Billion | ▼ -8.6% |
| 2005 | 0.12x | $416.40 Million | $406.84 Million | $3.41 Billion | ▼ -1.8% |
| 2004 | 0.12x | $378.82 Million | $367.07 Million | $3.05 Billion | ▲ +14.0% |
| 2003 | 0.11x | $291.67 Million | $281.92 Million | $2.67 Billion | ▲ +34.4% |
| 2002 | 0.08x | $191.83 Million | $180.06 Million | $2.36 Billion | ▲ +185.4% |
| 2001 | 0.03x | $59.51 Million | $52.68 Million | $2.09 Billion | ▼ -25.0% |
| 2000 | 0.04x | $76.27 Million | $64.27 Million | $2.01 Billion | ▼ -1.7% |
| 1999 | 0.04x | $74.72 Million | $63.81 Million | $1.94 Billion | ▲ +3.8% |
| 1998 | 0.04x | $67.79 Million | $56.63 Million | $1.82 Billion | ▲ +17.6% |
| 1997 | 0.03x | $54.99 Million | $50.93 Million | $1.74 Billion | ▼ -43.2% |
| 1996 | 0.06x | $95.44 Million | $90.86 Million | $1.72 Billion | ▼ -47.5% |
| 1995 | 0.11x | $177.70 Million | $174.70 Million | $1.68 Billion | ▲ +31.8% |
| 1994 | 0.08x | $123.70 Million | $119.40 Million | $1.54 Billion | ▲ +34.2% |
| 1993 | 0.06x | $84.90 Million | $81.30 Million | $1.42 Billion | ▼ -35.5% |
| 1992 | 0.09x | $108.50 Million | $105.90 Million | $1.17 Billion | ▼ -10.0% |
| 1991 | 0.10x | $97.20 Million | $92.00 Million | $940.60 Million | ▲ +9.7% |
| 1990 | 0.09x | $83.90 Million | $81.00 Million | $890.50 Million | ▼ -27.1% |
| 1989 | 0.13x | $109.00 Million | $103.30 Million | $843.90 Million | — |