Selective Insurance Group, Inc. (SIGI) — Financial Flexibility Index
Selective Insurance Group, Inc. (SIGI) has a Financial Flexibility Index of 0.02x as of March 2026. Free cash flow of $232.38 Million (operating CF $221.45 Million minus capex $10.94 Million) represents 0% of total liabilities ($11.73 Billion). Check SIGI total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Selective Insurance Group, Inc. Financial Flexibility Index (1989–2025)
Historical Financial Flexibility Index trend for Selective Insurance Group, Inc. across 37 annual periods. For the full cash flow conversion analysis, see how efficiently does Selective Insurance Group, Inc. generate cash.
Annual Financial Flexibility Index for Selective Insurance Group, Inc. (1989–2025)
Year-by-year free cash flow to debt coverage for Selective Insurance Group, Inc.. Explore SIGI operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.12x | $1.27 Billion | $1.23 Billion | $10.52 Billion | ▼ -1.2% |
| 2024 | 0.12x | $1.13 Billion | $1.10 Billion | $9.24 Billion | ▲ +27.1% |
| 2023 | 0.10x | $781.54 Million | $758.91 Million | $8.12 Billion | ▼ -3.9% |
| 2022 | 0.10x | $828.43 Million | $802.41 Million | $8.27 Billion | ▼ -5.7% |
| 2021 | 0.11x | $793.59 Million | $771.42 Million | $7.48 Billion | ▲ +28.0% |
| 2020 | 0.08x | $576.11 Million | $554.04 Million | $6.95 Billion | ▲ +7.6% |
| 2019 | 0.08x | $508.48 Million | $477.50 Million | $6.60 Billion | ▼ -9.7% |
| 2018 | 0.09x | $471.05 Million | $454.94 Million | $5.52 Billion | ▲ +29.5% |
| 2017 | 0.07x | $393.62 Million | $379.55 Million | $5.97 Billion | ▼ -2.0% |
| 2016 | 0.07x | $347.66 Million | $329.51 Million | $5.17 Billion | ▼ -6.9% |
| 2015 | 0.07x | $397.81 Million | $381.58 Million | $5.51 Billion | ▲ +54.2% |
| 2014 | 0.05x | $248.27 Million | $232.76 Million | $5.30 Billion | ▼ -31.5% |
| 2013 | 0.07x | $350.15 Million | $336.12 Million | $5.12 Billion | ▲ +62.9% |
| 2012 | 0.04x | $239.58 Million | $226.70 Million | $5.70 Billion | ▲ +25.6% |
| 2011 | 0.03x | $134.78 Million | $122.96 Million | $4.03 Billion | ▼ -16.0% |
| 2010 | 0.04x | $165.71 Million | $159.19 Million | $4.16 Billion | ▼ -28.9% |
| 2009 | 0.06x | $235.77 Million | $227.56 Million | $4.21 Billion | ▼ -6.9% |
| 2008 | 0.06x | $249.26 Million | $241.17 Million | $4.14 Billion | ▼ -38.7% |
| 2007 | 0.10x | $400.80 Million | $386.29 Million | $4.08 Billion | ▼ -12.0% |
| 2006 | 0.11x | $411.73 Million | $393.06 Million | $3.69 Billion | ▼ -8.6% |
| 2005 | 0.12x | $416.40 Million | $406.84 Million | $3.41 Billion | ▼ -1.8% |
| 2004 | 0.12x | $378.82 Million | $367.07 Million | $3.05 Billion | ▲ +14.0% |
| 2003 | 0.11x | $291.67 Million | $281.92 Million | $2.67 Billion | ▲ +34.4% |
| 2002 | 0.08x | $191.83 Million | $180.06 Million | $2.36 Billion | ▲ +185.4% |
| 2001 | 0.03x | $59.51 Million | $52.68 Million | $2.09 Billion | ▼ -25.0% |
| 2000 | 0.04x | $76.27 Million | $64.27 Million | $2.01 Billion | ▼ -1.7% |
| 1999 | 0.04x | $74.72 Million | $63.81 Million | $1.94 Billion | ▲ +3.8% |
| 1998 | 0.04x | $67.79 Million | $56.63 Million | $1.82 Billion | ▲ +17.6% |
| 1997 | 0.03x | $54.99 Million | $50.93 Million | $1.74 Billion | ▼ -43.2% |
| 1996 | 0.06x | $95.44 Million | $90.86 Million | $1.72 Billion | ▼ -47.5% |
| 1995 | 0.11x | $177.70 Million | $174.70 Million | $1.68 Billion | ▲ +31.8% |
| 1994 | 0.08x | $123.70 Million | $119.40 Million | $1.54 Billion | ▲ +34.2% |
| 1993 | 0.06x | $84.90 Million | $81.30 Million | $1.42 Billion | ▼ -35.5% |
| 1992 | 0.09x | $108.50 Million | $105.90 Million | $1.17 Billion | ▼ -10.0% |
| 1991 | 0.10x | $97.20 Million | $92.00 Million | $940.60 Million | ▲ +9.7% |
| 1990 | 0.09x | $83.90 Million | $81.00 Million | $890.50 Million | ▼ -27.1% |
| 1989 | 0.13x | $109.00 Million | $103.30 Million | $843.90 Million | — |