Selective Insurance Group, Inc. (SIGI) — Cash Flow-to-Debt Ratio
Selective Insurance Group, Inc. (SIGI) has a Cash Flow-to-Debt Ratio of 0.02x as of March 2026, meaning its operating cash flow of $221.45 Million could theoretically repay 0% of its total liabilities ($11.73 Billion) in one year. See financial agility of Selective Insurance Group, Inc. to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Selective Insurance Group, Inc. Cash Flow-to-Debt Ratio (1989–2025)
Historical debt coverage capacity for Selective Insurance Group, Inc. across 37 annual periods. For the full cash flow conversion analysis, see Selective Insurance Group, Inc. cash conversion from operations.
Annual Cash Flow-to-Debt Ratio for Selective Insurance Group, Inc. (1989–2025)
Year-by-year debt coverage analysis for Selective Insurance Group, Inc.. Check Selective Insurance Group, Inc. (SIGI) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.12x | $1.23 Billion | $10.52 Billion | ▼ -1.5% |
| 2024 | 0.12x | $1.10 Billion | $9.24 Billion | ▲ +27.4% |
| 2023 | 0.09x | $758.91 Million | $8.12 Billion | ▼ -3.6% |
| 2022 | 0.10x | $802.41 Million | $8.27 Billion | ▼ -6.0% |
| 2021 | 0.10x | $771.42 Million | $7.48 Billion | ▲ +29.4% |
| 2020 | 0.08x | $554.04 Million | $6.95 Billion | ▲ +10.2% |
| 2019 | 0.07x | $477.50 Million | $6.60 Billion | ▼ -12.2% |
| 2018 | 0.08x | $454.94 Million | $5.52 Billion | ▲ +29.7% |
| 2017 | 0.06x | $379.55 Million | $5.97 Billion | ▼ -0.3% |
| 2016 | 0.06x | $329.51 Million | $5.17 Billion | ▼ -8.0% |
| 2015 | 0.07x | $381.58 Million | $5.51 Billion | ▲ +57.8% |
| 2014 | 0.04x | $232.76 Million | $5.30 Billion | ▼ -33.1% |
| 2013 | 0.07x | $336.12 Million | $5.12 Billion | ▲ +65.3% |
| 2012 | 0.04x | $226.70 Million | $5.70 Billion | ▲ +30.2% |
| 2011 | 0.03x | $122.96 Million | $4.03 Billion | ▼ -20.2% |
| 2010 | 0.04x | $159.19 Million | $4.16 Billion | ▼ -29.2% |
| 2009 | 0.05x | $227.56 Million | $4.21 Billion | ▼ -7.2% |
| 2008 | 0.06x | $241.17 Million | $4.14 Billion | ▼ -38.5% |
| 2007 | 0.09x | $386.29 Million | $4.08 Billion | ▼ -11.1% |
| 2006 | 0.11x | $393.06 Million | $3.69 Billion | ▼ -10.7% |
| 2005 | 0.12x | $406.84 Million | $3.41 Billion | ▼ -1.0% |
| 2004 | 0.12x | $367.07 Million | $3.05 Billion | ▲ +14.3% |
| 2003 | 0.11x | $281.92 Million | $2.67 Billion | ▲ +38.4% |
| 2002 | 0.08x | $180.06 Million | $2.36 Billion | ▲ +202.6% |
| 2001 | 0.03x | $52.68 Million | $2.09 Billion | ▼ -21.2% |
| 2000 | 0.03x | $64.27 Million | $2.01 Billion | ▼ -3.1% |
| 1999 | 0.03x | $63.81 Million | $1.94 Billion | ▲ +6.1% |
| 1998 | 0.03x | $56.63 Million | $1.82 Billion | ▲ +6.1% |
| 1997 | 0.03x | $50.93 Million | $1.74 Billion | ▼ -44.8% |
| 1996 | 0.05x | $90.86 Million | $1.72 Billion | ▼ -49.2% |
| 1995 | 0.10x | $174.70 Million | $1.68 Billion | ▲ +34.2% |
| 1994 | 0.08x | $119.40 Million | $1.54 Billion | ▲ +35.3% |
| 1993 | 0.06x | $81.30 Million | $1.42 Billion | ▼ -36.7% |
| 1992 | 0.09x | $105.90 Million | $1.17 Billion | ▼ -7.2% |
| 1991 | 0.10x | $92.00 Million | $940.60 Million | ▲ +7.5% |
| 1990 | 0.09x | $81.00 Million | $890.50 Million | ▼ -25.7% |
| 1989 | 0.12x | $103.30 Million | $843.90 Million | — |