Bajaj Finserv Limited Asset Resilience Ratio

Latest as of March 2026: 12.10%

Bajaj Finserv Limited asset resilience ratio. Bajaj Finserv Limited (BAJAJFINSV) has an Asset Resilience Ratio of 12.10% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See BAJAJFINSV cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.

Liquid Assets

Rs918.05 Billion

≈ $9.93 Billion USD Cash + Short-term Investments

Total Assets

Rs7.58 Trillion

≈ $82.03 Billion USD All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio of Bajaj Finserv Limited (2012–2026)

Asset resilience ratio of Bajaj Finserv Limited from 2012 to 2026. This chart shows how Bajaj Finserv Limited's Asset Resilience Ratio has changed over time. Read Bajaj Finserv Limited total liabilities for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down Bajaj Finserv Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see BAJAJFINSV total assets.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs918.05 Billion	12.1%
Total Liquid Assets	Rs918.05 Billion	12.10%

Asset Resilience Insights

Moderate Liquidity: Bajaj Finserv Limited has 12.10% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

Bajaj Finserv Limited Industry Peers by Asset Resilience Ratio

Compare Bajaj Finserv Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
NETFONDS AG VNA O.N. F:NF4	Financial Conglomerates	11.06%
Consórcio Alfa de Administração S.A SA:BRGE3	Financial Conglomerates	53.20%
Investsmart Group Ltd AU:INV	Financial Conglomerates	0.13%
AMP Ltd AU:AMP	Financial Conglomerates	21.50%
Kina Securities Ltd AU:KSL	Financial Conglomerates	15.80%
Sequoia Financial Group Ltd AU:SEQ	Financial Conglomerates	30.13%
Financeira Alfa S.A. - Crédito Financiamento e Investimentos SA:CRIV3	Financial Conglomerates	0.85%
BICECORP S.A SN:BICECORP	Financial Conglomerates	9.51%

Bajaj Finserv Limited Asset Resilience Ratio by Year (2012–2026)

Bajaj Finserv Limited asset resilience ratio by year from 2012 to 2026. The table below shows the annual Asset Resilience Ratio data for Bajaj Finserv Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2026-03-31	12.10%	Rs918.05 Billion ≈ $9.93 Billion	Rs7.58 Trillion ≈ $82.03 Billion	-1.27pp
2025-03-31	13.37%	Rs872.02 Billion ≈ $9.43 Billion	Rs6.52 Trillion ≈ $70.54 Billion	-0.94pp
2024-03-31	14.31%	Rs769.52 Billion ≈ $8.32 Billion	Rs5.38 Trillion ≈ $58.18 Billion	-0.17pp
2023-03-31	14.48%	Rs587.10 Billion ≈ $6.35 Billion	Rs4.06 Trillion ≈ $43.85 Billion	+1.42pp
2022-03-31	13.06%	Rs435.83 Billion ≈ $4.71 Billion	Rs3.34 Trillion ≈ $36.09 Billion	-2.01pp
2021-03-31	15.07%	Rs422.12 Billion ≈ $4.57 Billion	Rs2.80 Trillion ≈ $30.30 Billion	+0.82pp
2020-03-31	14.25%	Rs358.16 Billion ≈ $3.87 Billion	Rs2.51 Trillion ≈ $27.19 Billion	+14.12pp
2019-03-31	0.13%	Rs2.62 Billion ≈ $28.31 Million	Rs2.09 Trillion ≈ $22.55 Billion	-1.23pp
2018-03-31	1.35%	Rs21.50 Billion ≈ $232.48 Million	Rs1.59 Trillion ≈ $17.21 Billion	-1.86pp
2017-03-31	3.21%	Rs41.25 Billion ≈ $446.11 Million	Rs1.29 Trillion ≈ $13.91 Billion	+1.34pp
2016-03-31	1.87%	Rs19.33 Billion ≈ $209.09 Million	Rs1.03 Trillion ≈ $11.19 Billion	+0.95pp
2015-03-31	0.92%	Rs8.15 Billion ≈ $88.15 Million	Rs882.68 Billion ≈ $9.55 Billion	+0.71pp
2014-03-31	0.21%	Rs1.55 Billion ≈ $16.80 Million	Rs743.94 Billion ≈ $8.05 Billion	+0.05pp
2013-03-31	0.16%	Rs1.05 Billion ≈ $11.33 Million	Rs653.79 Billion ≈ $7.07 Billion	-45.52pp
2012-03-31	45.68%	Rs271.55 Billion ≈ $2.94 Billion	Rs594.47 Billion ≈ $6.43 Billion	--

pp = percentage points

About Bajaj Finserv Limited

NSE:BAJAJFINSV India Financial Conglomerates

Market Cap

$28.86 Billion

Rs2.67 Trillion INR

Market Cap Rank

#918 Global

#23 in India

Share Price

Rs1667.60

Change (1 day)

-0.02%

52-Week Range

Rs1631.80 - Rs2118.30

All Time High

Rs2176.60