Bajaj Finserv Limited - Asset Resilience Ratio
Bajaj Finserv Limited (BAJAJFINSV) has an Asset Resilience Ratio of 0.33% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Bajaj Finserv Limited debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2025)
This chart shows how Bajaj Finserv Limited's Asset Resilience Ratio has changed over time. See Bajaj Finserv Limited book value and equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Bajaj Finserv Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see BAJAJFINSV market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs23.23 Billion | 0.33% |
| Short-term Investments | Rs0.00 | 0% |
| Total Liquid Assets | Rs23.23 Billion | 0.33% |
Asset Resilience Insights
- Limited Liquidity: Bajaj Finserv Limited maintains only 0.33% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Bajaj Finserv Limited Industry Peers by Asset Resilience Ratio
Compare Bajaj Finserv Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
ÖKOWORLD AG
XETRA:VVV3 |
Financial Conglomerates | 11.19% |
|
AMP Ltd
AU:AMP |
Financial Conglomerates | 21.50% |
|
Kina Securities Ltd
AU:KSL |
Financial Conglomerates | 15.80% |
|
Sequoia Financial Group Ltd
AU:SEQ |
Financial Conglomerates | 30.13% |
|
Investsmart Group Ltd
AU:INV |
Financial Conglomerates | 0.13% |
|
Consórcio Alfa de Administração S.A
SA:BRGE3 |
Financial Conglomerates | 53.20% |
|
Financeira Alfa S.A. - Crédito Financiamento e Investimentos
SA:CRIV3 |
Financial Conglomerates | 0.85% |
|
BICECORP S.A
SN:BICECORP |
Financial Conglomerates | 9.51% |
Annual Asset Resilience Ratio for Bajaj Finserv Limited (2012–2025)
The table below shows the annual Asset Resilience Ratio data for Bajaj Finserv Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 13.37% | Rs872.02 Billion ≈ $9.43 Billion |
Rs6.52 Trillion ≈ $70.54 Billion |
-0.94pp |
| 2024-03-31 | 14.31% | Rs769.52 Billion ≈ $8.32 Billion |
Rs5.38 Trillion ≈ $58.18 Billion |
-0.17pp |
| 2023-03-31 | 14.48% | Rs587.10 Billion ≈ $6.35 Billion |
Rs4.06 Trillion ≈ $43.85 Billion |
+1.42pp |
| 2022-03-31 | 13.06% | Rs435.83 Billion ≈ $4.71 Billion |
Rs3.34 Trillion ≈ $36.09 Billion |
-2.01pp |
| 2021-03-31 | 15.07% | Rs422.12 Billion ≈ $4.57 Billion |
Rs2.80 Trillion ≈ $30.30 Billion |
+0.82pp |
| 2020-03-31 | 14.25% | Rs358.16 Billion ≈ $3.87 Billion |
Rs2.51 Trillion ≈ $27.19 Billion |
+14.12pp |
| 2019-03-31 | 0.13% | Rs2.62 Billion ≈ $28.31 Million |
Rs2.09 Trillion ≈ $22.55 Billion |
-1.23pp |
| 2018-03-31 | 1.35% | Rs21.50 Billion ≈ $232.48 Million |
Rs1.59 Trillion ≈ $17.21 Billion |
-1.86pp |
| 2017-03-31 | 3.21% | Rs41.25 Billion ≈ $446.11 Million |
Rs1.29 Trillion ≈ $13.91 Billion |
+1.34pp |
| 2016-03-31 | 1.87% | Rs19.33 Billion ≈ $209.09 Million |
Rs1.03 Trillion ≈ $11.19 Billion |
+0.95pp |
| 2015-03-31 | 0.92% | Rs8.15 Billion ≈ $88.15 Million |
Rs882.68 Billion ≈ $9.55 Billion |
+0.71pp |
| 2014-03-31 | 0.21% | Rs1.55 Billion ≈ $16.80 Million |
Rs743.94 Billion ≈ $8.05 Billion |
+0.05pp |
| 2013-03-31 | 0.16% | Rs1.05 Billion ≈ $11.33 Million |
Rs653.79 Billion ≈ $7.07 Billion |
-45.52pp |
| 2012-03-31 | 45.68% | Rs271.55 Billion ≈ $2.94 Billion |
Rs594.47 Billion ≈ $6.43 Billion |
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About Bajaj Finserv Limited
Bajaj Finserv Ltd., through its subsidiaries, provides financial services in India. The company operates through Life Insurance, General Insurance, Windmill, Retail Financing, and Investments and Others segments. It offers personal, business, home, home renovation, commercial, car, and gold loans; two- and three-wheeler loans; mortgages; education loans; unsecured and secured loans to small and m… Read more