Bajaj Finserv Limited (BAJAJFINSV) — Cash Flow Quality Index
Bajaj Finserv Limited (BAJAJFINSV) has a Cash Flow Quality Index of -5.12x as of September 2025. Operating cash flow of Rs-257.46 Billion is below net income of Rs50.33 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Bajaj Finserv Limited debt service capacity to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bajaj Finserv Limited Cash Flow Quality Index (2008–2026)
Historical Cash Flow Quality Index for Bajaj Finserv Limited across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Bajaj Finserv Limited cash flow conversion.
Annual Cash Flow Quality Index for Bajaj Finserv Limited (2008–2026)
Year-by-year earnings quality comparison for Bajaj Finserv Limited.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | -5.22x | Rs-511.77 Billion | Rs98.01 Billion | ▼ -99.6% |
| 2025 | -2.62x | Rs-621.13 Billion | Rs237.48 Billion | ▲ +68.4% |
| 2024 | -8.29x | Rs-675.16 Billion | Rs81.48 Billion | ▼ -252.8% |
| 2023 | -2.35x | Rs-394.80 Billion | Rs168.11 Billion | ▲ +21.4% |
| 2022 | -2.99x | Rs-336.70 Billion | Rs112.71 Billion | ▼ -747.9% |
| 2021 | 0.46x | Rs45.47 Billion | Rs98.62 Billion | ▲ +116.4% |
| 2020 | -2.81x | Rs-233.69 Billion | Rs83.02 Billion | ▲ +66.5% |
| 2019 | -8.41x | Rs-270.76 Billion | Rs32.19 Billion | ▼ -910.6% |
| 2018 | 1.04x | Rs28.45 Billion | Rs27.41 Billion | ▲ +0.5% |
| 2017 | 1.03x | Rs23.35 Billion | Rs22.62 Billion | ▲ +0.1% |
| 2016 | 1.03x | Rs19.21 Billion | Rs18.63 Billion | ▲ +0.8% |
| 2015 | 1.02x | Rs17.28 Billion | Rs16.90 Billion | ▲ +0.3% |
| 2014 | 1.02x | Rs15.75 Billion | Rs15.44 Billion | ▲ +0.9% |
| 2013 | 1.01x | Rs15.91 Billion | Rs15.74 Billion | ▲ +0.0% |
| 2012 | 1.01x | Rs13.52 Billion | Rs13.38 Billion | ▲ +326.1% |
| 2011 | 0.24x | Rs2.64 Billion | Rs11.15 Billion | ▼ -98.0% |
| 2010 | 11.94x | Rs66.21 Billion | Rs5.55 Billion | ▼ -88.1% |
| 2009 | 100.32x | Rs71.54 Billion | Rs713.10 Million | ▲ +9262.2% |
| 2008 | 1.07x | Rs321.27 Million | Rs299.82 Million | — |