Bajaj Finserv Limited (BAJAJFINSV) — Working Capital to Net Assets Ratio
Bajaj Finserv Limited (BAJAJFINSV) has a Working Capital to Net Assets ratio of 1.8% as of September 2025. Working capital of Rs23.84 Billion (current assets of Rs102.61 Billion minus current liabilities of Rs78.77 Billion) is measured against net assets of Rs1.36 Trillion. A higher ratio indicates strong short-term liquidity financed by the equity base. See financial flexibility index of Bajaj Finserv Limited to measure the company's free cash flow as a share of total liabilities.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Bajaj Finserv Limited Working Capital to Net Assets (2009–2025)
This chart shows how Bajaj Finserv Limited's Working Capital to Net Assets ratio has evolved across 17 annual periods from 2009 to 2025. As of September 2025, the ratio stands at 1.8%, reflecting working capital of Rs23.84 Billion against net assets of Rs1.36 Trillion INR. See BAJAJFINSV days of operational coverage to measure how many days the company can operate on defensive assets alone.
Annual Working Capital to Net Assets for Bajaj Finserv Limited (2009–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Bajaj Finserv Limited from 2009 to 2025, covering 17 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see market cap of Bajaj Finserv Limited.
| Year | WC/NA Ratio | Working Capital (INR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -1.7% | Rs-21.48 Billion | Rs1.28 Trillion | Rs58.17 Billion | Rs79.65 Billion | ▼ -79.1 pp |
| 2024 | 77.4% | Rs803.03 Billion | Rs1.04 Trillion | Rs888.72 Billion | Rs85.70 Billion | ▲ +96.7 pp |
| 2023 | -19.3% | Rs-149.65 Billion | Rs775.98 Billion | Rs25.94 Billion | Rs175.59 Billion | ▼ -2.2 pp |
| 2022 | -17.1% | Rs-113.35 Billion | Rs663.20 Billion | Rs40.87 Billion | Rs154.22 Billion | ▲ +0.4 pp |
| 2021 | -17.5% | Rs-101.88 Billion | Rs582.94 Billion | Rs29.55 Billion | Rs131.43 Billion | ▼ -14.7 pp |
| 2020 | -2.8% | Rs-14.21 Billion | Rs508.61 Billion | Rs23.96 Billion | Rs38.16 Billion | ▲ +6.9 pp |
| 2019 | -9.7% | Rs-35.29 Billion | Rs365.74 Billion | Rs15.83 Billion | Rs51.12 Billion | ▲ +44.7 pp |
| 2018 | -54.3% | Rs-175.17 Billion | Rs322.30 Billion | Rs33.68 Billion | Rs208.84 Billion | ▼ -1.3 pp |
| 2017 | -53.1% | Rs-123.88 Billion | Rs233.51 Billion | Rs55.37 Billion | Rs179.25 Billion | ▼ -6.1 pp |
| 2016 | -47.0% | Rs-91.49 Billion | Rs194.75 Billion | Rs43.58 Billion | Rs135.07 Billion | ▲ +14.4 pp |
| 2015 | -61.3% | Rs-93.94 Billion | Rs153.15 Billion | Rs23.44 Billion | Rs117.37 Billion | ▲ +18.6 pp |
| 2014 | -79.9% | Rs-104.23 Billion | Rs130.37 Billion | Rs26.25 Billion | Rs130.47 Billion | ▼ -26.2 pp |
| 2013 | -53.8% | Rs-58.50 Billion | Rs108.74 Billion | Rs23.71 Billion | Rs82.21 Billion | ▼ -346.2 pp |
| 2012 | 292.4% | Rs213.78 Billion | Rs73.11 Billion | Rs285.52 Billion | Rs71.74 Billion | ▲ +264.6 pp |
| 2011 | 27.8% | Rs14.30 Billion | Rs51.43 Billion | Rs15.41 Billion | Rs1.11 Billion | ▲ +13.5 pp |
| 2010 | 14.3% | Rs5.05 Billion | Rs35.29 Billion | Rs5.18 Billion | Rs138.40 Million | ▼ -5.4 pp |
| 2009 | 19.6% | Rs4.78 Billion | Rs24.32 Billion | Rs6.42 Billion | Rs1.64 Billion | — |