Bajaj Finserv Limited Financial Flexibility Index
Bajaj Finserv Limited financial flexibility index. Bajaj Finserv Limited (BAJAJFINSV) has a Financial Flexibility Index of -0.04x as of September 2025. Free cash flow of Rs-253.25 Billion (operating CF Rs-257.46 Billion minus capex Rs4.21 Billion) represents 0% of total liabilities (Rs5.72 Trillion). See Bajaj Finserv Limited (BAJAJFINSV) free cash flow to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Bajaj Finserv Limited (2008–2026)
Financial flexibility index of Bajaj Finserv Limited from 2008 to 2026. Historical Financial Flexibility Index trend for Bajaj Finserv Limited across 19 annual periods. Check BAJAJFINSV cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
Bajaj Finserv Limited Financial Flexibility Index by Year (2008–2026)
Bajaj Finserv Limited financial flexibility index by year from 2008 to 2026. Year-by-year free cash flow to debt coverage for Bajaj Finserv Limited. For the full cash flow conversion analysis, see cash flow conversion of Bajaj Finserv Limited.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | -0.08x | Rs-501.63 Billion | Rs-511.77 Billion | Rs6.15 Trillion | ▲ +29.1% |
| 2025 | -0.12x | Rs-602.50 Billion | Rs-621.13 Billion | Rs5.24 Trillion | ▲ +25.0% |
| 2024 | -0.15x | Rs-665.54 Billion | Rs-675.16 Billion | Rs4.34 Trillion | ▼ -31.4% |
| 2023 | -0.12x | Rs-382.59 Billion | Rs-394.80 Billion | Rs3.28 Trillion | ▲ +4.8% |
| 2022 | -0.12x | Rs-327.60 Billion | Rs-336.70 Billion | Rs2.67 Trillion | ▼ -641.7% |
| 2021 | 0.02x | Rs50.18 Billion | Rs45.47 Billion | Rs2.22 Trillion | ▲ +120.2% |
| 2020 | -0.11x | Rs-224.90 Billion | Rs-233.69 Billion | Rs2.01 Trillion | ▲ +27.3% |
| 2019 | -0.15x | Rs-265.28 Billion | Rs-270.76 Billion | Rs1.72 Trillion | ▼ -714.4% |
| 2018 | 0.03x | Rs31.86 Billion | Rs28.45 Billion | Rs1.27 Trillion | ▲ +1.5% |
| 2017 | 0.02x | Rs26.03 Billion | Rs23.35 Billion | Rs1.05 Trillion | ▼ -5.2% |
| 2016 | 0.03x | Rs21.89 Billion | Rs19.21 Billion | Rs839.70 Billion | ▲ +10.1% |
| 2015 | 0.02x | Rs17.28 Billion | Rs17.28 Billion | Rs729.54 Billion | ▼ -7.7% |
| 2014 | 0.03x | Rs15.75 Billion | Rs15.75 Billion | Rs613.57 Billion | ▼ -12.1% |
| 2013 | 0.03x | Rs15.91 Billion | Rs15.91 Billion | Rs545.04 Billion | ▲ +12.6% |
| 2012 | 0.03x | Rs13.52 Billion | Rs13.52 Billion | Rs521.36 Billion | ▲ +379.0% |
| 2011 | 0.01x | Rs2.64 Billion | Rs2.64 Billion | Rs488.35 Billion | ▼ -97.1% |
| 2010 | 0.18x | Rs66.21 Billion | Rs66.21 Billion | Rs359.27 Billion | ▼ -48.2% |
| 2009 | 0.36x | Rs71.54 Billion | Rs71.54 Billion | Rs201.03 Billion | ▲ +12193.9% |
| 2008 | 0.00x | Rs457.56 Million | Rs321.27 Million | Rs158.07 Billion | — |