Bajaj Finserv Limited (BAJAJFINSV) — Financial Flexibility Index

Latest as of September 2025: -0.04x

Bajaj Finserv Limited (BAJAJFINSV) has a Financial Flexibility Index of -0.04x as of September 2025. Free cash flow of Rs-253.25 Billion (operating CF Rs-257.46 Billion minus capex Rs4.21 Billion) represents 0% of total liabilities (Rs5.72 Trillion). Check how aggressively does Bajaj Finserv Limited reinvest cash to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-0.04x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rs-253.25 Billion
Operating CF − Capex

Total Liabilities

Rs5.72 Trillion
INR

Capital Expenditures

Rs4.21 Billion
INR

Bajaj Finserv Limited Financial Flexibility Index (2008–2026)

Historical Financial Flexibility Index trend for Bajaj Finserv Limited across 19 annual periods. For the full cash flow conversion analysis, see Bajaj Finserv Limited (BAJAJFINSV) cash flow conversion.

Annual Financial Flexibility Index for Bajaj Finserv Limited (2008–2026)

Year-by-year free cash flow to debt coverage for Bajaj Finserv Limited. Explore BAJAJFINSV operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (INR) Operating CF Total Liabilities YoY Change
2026 -0.08x Rs-501.63 Billion Rs-511.77 Billion Rs6.15 Trillion ▲ +29.1%
2025 -0.12x Rs-602.50 Billion Rs-621.13 Billion Rs5.24 Trillion ▲ +25.0%
2024 -0.15x Rs-665.54 Billion Rs-675.16 Billion Rs4.34 Trillion ▼ -31.4%
2023 -0.12x Rs-382.59 Billion Rs-394.80 Billion Rs3.28 Trillion ▲ +4.8%
2022 -0.12x Rs-327.60 Billion Rs-336.70 Billion Rs2.67 Trillion ▼ -641.7%
2021 0.02x Rs50.18 Billion Rs45.47 Billion Rs2.22 Trillion ▲ +120.2%
2020 -0.11x Rs-224.90 Billion Rs-233.69 Billion Rs2.01 Trillion ▲ +27.3%
2019 -0.15x Rs-265.28 Billion Rs-270.76 Billion Rs1.72 Trillion ▼ -714.4%
2018 0.03x Rs31.86 Billion Rs28.45 Billion Rs1.27 Trillion ▲ +1.5%
2017 0.02x Rs26.03 Billion Rs23.35 Billion Rs1.05 Trillion ▼ -5.2%
2016 0.03x Rs21.89 Billion Rs19.21 Billion Rs839.70 Billion ▲ +10.1%
2015 0.02x Rs17.28 Billion Rs17.28 Billion Rs729.54 Billion ▼ -7.7%
2014 0.03x Rs15.75 Billion Rs15.75 Billion Rs613.57 Billion ▼ -12.1%
2013 0.03x Rs15.91 Billion Rs15.91 Billion Rs545.04 Billion ▲ +12.6%
2012 0.03x Rs13.52 Billion Rs13.52 Billion Rs521.36 Billion ▲ +379.0%
2011 0.01x Rs2.64 Billion Rs2.64 Billion Rs488.35 Billion ▼ -97.1%
2010 0.18x Rs66.21 Billion Rs66.21 Billion Rs359.27 Billion ▼ -48.2%
2009 0.36x Rs71.54 Billion Rs71.54 Billion Rs201.03 Billion ▲ +12193.9%
2008 0.00x Rs457.56 Million Rs321.27 Million Rs158.07 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities