Bajaj Finserv Limited (BAJAJFINSV) — Financial Flexibility Index
Bajaj Finserv Limited (BAJAJFINSV) has a Financial Flexibility Index of -0.04x as of September 2025. Free cash flow of Rs-253.25 Billion (operating CF Rs-257.46 Billion minus capex Rs4.21 Billion) represents 0% of total liabilities (Rs5.72 Trillion). Also explore Bajaj Finserv Limited net asset momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bajaj Finserv Limited Financial Flexibility Index (2008–2026)
Historical Financial Flexibility Index trend for Bajaj Finserv Limited across 19 annual periods. Check strategic asset allocation of Bajaj Finserv Limited to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Bajaj Finserv Limited (2008–2026)
Year-by-year free cash flow to debt coverage for Bajaj Finserv Limited. For the full company profile including market capitalisation, see BAJAJFINSV stock market capitalisation.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | -0.08x | Rs-501.63 Billion | Rs-511.77 Billion | Rs6.15 Trillion | ▲ +29.1% |
| 2025 | -0.12x | Rs-602.50 Billion | Rs-621.13 Billion | Rs5.24 Trillion | ▲ +25.0% |
| 2024 | -0.15x | Rs-665.54 Billion | Rs-675.16 Billion | Rs4.34 Trillion | ▼ -31.4% |
| 2023 | -0.12x | Rs-382.59 Billion | Rs-394.80 Billion | Rs3.28 Trillion | ▲ +4.8% |
| 2022 | -0.12x | Rs-327.60 Billion | Rs-336.70 Billion | Rs2.67 Trillion | ▼ -641.7% |
| 2021 | 0.02x | Rs50.18 Billion | Rs45.47 Billion | Rs2.22 Trillion | ▲ +120.2% |
| 2020 | -0.11x | Rs-224.90 Billion | Rs-233.69 Billion | Rs2.01 Trillion | ▲ +27.3% |
| 2019 | -0.15x | Rs-265.28 Billion | Rs-270.76 Billion | Rs1.72 Trillion | ▼ -714.4% |
| 2018 | 0.03x | Rs31.86 Billion | Rs28.45 Billion | Rs1.27 Trillion | ▲ +1.5% |
| 2017 | 0.02x | Rs26.03 Billion | Rs23.35 Billion | Rs1.05 Trillion | ▼ -5.2% |
| 2016 | 0.03x | Rs21.89 Billion | Rs19.21 Billion | Rs839.70 Billion | ▲ +10.1% |
| 2015 | 0.02x | Rs17.28 Billion | Rs17.28 Billion | Rs729.54 Billion | ▼ -7.7% |
| 2014 | 0.03x | Rs15.75 Billion | Rs15.75 Billion | Rs613.57 Billion | ▼ -12.1% |
| 2013 | 0.03x | Rs15.91 Billion | Rs15.91 Billion | Rs545.04 Billion | ▲ +12.6% |
| 2012 | 0.03x | Rs13.52 Billion | Rs13.52 Billion | Rs521.36 Billion | ▲ +379.0% |
| 2011 | 0.01x | Rs2.64 Billion | Rs2.64 Billion | Rs488.35 Billion | ▼ -97.1% |
| 2010 | 0.18x | Rs66.21 Billion | Rs66.21 Billion | Rs359.27 Billion | ▼ -48.2% |
| 2009 | 0.36x | Rs71.54 Billion | Rs71.54 Billion | Rs201.03 Billion | ▲ +12193.9% |
| 2008 | 0.00x | Rs457.56 Million | Rs321.27 Million | Rs158.07 Billion | — |