Bajaj Finserv Limited Net Assets
Bajaj Finserv Limited net assets. Based on the latest financial reports, Bajaj Finserv Limited (BAJAJFINSV) has net assets worth Rs1.43 Trillion INR (≈ $15.51 Billion USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs7.58 Trillion ≈ $82.03 Billion USD) and total liabilities (Rs6.15 Trillion ≈ $66.52 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore Bajaj Finserv Limited (BAJAJFINSV) equity growth momentum to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rs1.43 Trillion |
| % of Total Assets | 18.91% |
| Annual Growth Rate | 25.64% |
| 5-Year Change | 116.24% |
| 10-Year Change | 514.13% |
| Growth Volatility | 13.54 |
Net Assets of Bajaj Finserv Limited (2008–2026)
Net assets of Bajaj Finserv Limited from 2008 to 2026. This chart illustrates how Bajaj Finserv Limited's net assets have evolved over time, based on quarterly financial data. See debt-free asset ratio of Bajaj Finserv Limited to measure how much of total assets are equity-financed.
Annual Net Assets for Bajaj Finserv Limited (2008–2026)
The table below shows the annual net assets of Bajaj Finserv Limited from 2008 to 2026. For live market cap and overall valuation, see Bajaj Finserv Limited (BAJAJFINSV) total market value.
| Year | Net Assets | Change |
|---|---|---|
| 2026-03-31 | Rs1.43 Trillion ≈ $15.51 Billion |
+11.66% |
| 2025-03-31 | Rs1.28 Trillion ≈ $13.89 Billion |
+23.76% |
| 2024-03-31 | Rs1.04 Trillion ≈ $11.22 Billion |
+33.74% |
| 2023-03-31 | Rs775.98 Billion ≈ $8.39 Billion |
+17.01% |
| 2022-03-31 | Rs663.20 Billion ≈ $7.17 Billion |
+13.77% |
| 2021-03-31 | Rs582.94 Billion ≈ $6.30 Billion |
+14.61% |
| 2020-03-31 | Rs508.61 Billion ≈ $5.50 Billion |
+39.07% |
| 2019-03-31 | Rs365.74 Billion ≈ $3.96 Billion |
+13.48% |
| 2018-03-31 | Rs322.30 Billion ≈ $3.49 Billion |
+38.02% |
| 2017-03-31 | Rs233.51 Billion ≈ $2.53 Billion |
+19.90% |
| 2016-03-31 | Rs194.75 Billion ≈ $2.11 Billion |
+27.17% |
| 2015-03-31 | Rs153.15 Billion ≈ $1.66 Billion |
+17.47% |
| 2014-03-31 | Rs130.37 Billion ≈ $1.41 Billion |
+19.88% |
| 2013-03-31 | Rs108.74 Billion ≈ $1.18 Billion |
+48.74% |
| 2012-03-31 | Rs73.11 Billion ≈ $790.64 Million |
+42.15% |
| 2011-03-31 | Rs51.43 Billion ≈ $556.20 Million |
+45.74% |
| 2010-03-31 | Rs35.29 Billion ≈ $381.65 Million |
+45.12% |
| 2009-03-31 | Rs24.32 Billion ≈ $262.99 Million |
+3.21% |
| 2008-03-31 | Rs23.56 Billion ≈ $254.82 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Bajaj Finserv Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 51550520000000.0% over the analyzed period, indicating profitable operations and earnings retention.
Bajaj Finserv Limited Net Assets Breakdown (March 2026)
Bajaj Finserv Limited net assets breakdown by equity component as of March 2026.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rs515.51 Billion | 66.16% |
| Common Stock | Rs1.60 Billion | 0.21% |
| Other Comprehensive Income | Rs112.53 Billion | 14.44% |
| Other Components | Rs149.51 Billion | 19.19% |
| Total Equity | Rs779.15 Billion | 100.00% |
Bajaj Finserv Limited Competitors by Market Cap
The table below lists competitors of Bajaj Finserv Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Kraft Heinz Co
NASDAQ:KHC
|
$28.86 Billion |
|
King Slide Works Co Ltd
TW:2059
|
$28.97 Billion |
|
Nokia Oyj
HE:NOKIA
|
$28.99 Billion |
|
Vodafone Group Plc
F:VODJ
|
$29.01 Billion |
|
Shinhan Financial Group
KO:055550
|
$28.82 Billion |
|
Hannover Rück SE
F:HNR1
|
$28.80 Billion |
|
Teledyne Technologies Incorporated
NYSE:TDY
|
$28.79 Billion |
|
Atmos Energy Corporation
NYSE:ATO
|
$28.78 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bajaj Finserv Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2025 to 2026, total equity changed from 723,953,100,000 to 779,145,300,000, a change of 55,192,200,000 (7.6%).
- Net income of 98,009,700,000 contributed positively to equity growth.
- Dividend payments of 18,476,900,000 reduced retained earnings.
- Share repurchases of 25,109,200,000 reduced equity.
- New share issuances of 6,981,900,000 increased equity.
- Other comprehensive income decreased equity by 11,627,500,000.
Equity Change Factors (2025 to 2026)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rs98.01 Billion | +12.58% |
| Dividends Paid | Rs18.48 Billion | -2.37% |
| Share Repurchases | Rs25.11 Billion | -3.22% |
| Share Issuances | Rs6.98 Billion | +0.9% |
| Other Comprehensive Income | Rs-11.63 Billion | -1.49% |
| Other Changes | Rs5.41 Billion | +0.69% |
| Total Change | Rs- | 7.62% |
Book Value vs Market Value Analysis
This analysis compares Bajaj Finserv Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 3.44x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 132.54x to 3.44x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2008-03-31 | Rs12.58 | Rs1667.60 | x |
| 2009-03-31 | Rs13.01 | Rs1667.60 | x |
| 2010-03-31 | Rs18.77 | Rs1667.60 | x |
| 2011-03-31 | Rs23.21 | Rs1667.60 | x |
| 2012-03-31 | Rs33.20 | Rs1667.60 | x |
| 2013-03-31 | Rs49.69 | Rs1667.60 | x |
| 2014-03-31 | Rs59.16 | Rs1667.60 | x |
| 2015-03-31 | Rs69.09 | Rs1667.60 | x |
| 2016-03-31 | Rs84.73 | Rs1667.60 | x |
| 2017-03-31 | Rs100.63 | Rs1667.60 | x |
| 2018-03-31 | Rs131.98 | Rs1667.60 | x |
| 2019-03-31 | Rs148.08 | Rs1667.60 | x |
| 2020-03-31 | Rs195.03 | Rs1667.60 | x |
| 2021-03-31 | Rs223.25 | Rs1667.60 | x |
| 2022-03-31 | Rs250.76 | Rs1667.60 | x |
| 2023-03-31 | Rs289.15 | Rs1667.60 | x |
| 2024-03-31 | Rs375.11 | Rs1667.60 | x |
| 2025-03-31 | Rs450.14 | Rs1667.60 | x |
| 2026-03-31 | Rs484.93 | Rs1667.60 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bajaj Finserv Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 12.58%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 6.43%
- • Asset Turnover: 0.20x
- • Equity Multiplier: 9.73x
- Recent ROE (12.58%) is below the historical average (14.06%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2008 | -1.62% | -31.82% | 0.01x | 8.99x | Rs-2.35 Billion |
| 2009 | 3.42% | 47.81% | 0.01x | 10.79x | Rs-1.37 Billion |
| 2010 | 18.56% | 334.38% | 0.00x | 13.10x | Rs2.58 Billion |
| 2011 | 29.93% | 74.25% | 0.03x | 14.49x | Rs7.42 Billion |
| 2012 | 25.11% | 50.98% | 0.04x | 11.16x | Rs8.05 Billion |
| 2013 | 19.73% | 41.63% | 0.06x | 8.20x | Rs7.76 Billion |
| 2014 | 16.26% | 32.01% | 0.06x | 7.83x | Rs5.95 Billion |
| 2015 | 15.24% | 26.87% | 0.07x | 7.96x | Rs5.81 Billion |
| 2016 | 13.70% | 27.53% | 0.07x | 7.61x | Rs5.03 Billion |
| 2017 | 14.01% | 25.16% | 0.07x | 7.96x | Rs6.47 Billion |
| 2018 | 12.51% | 19.23% | 0.09x | 7.51x | Rs5.32 Billion |
| 2019 | 13.54% | 17.09% | 0.09x | 8.78x | Rs8.42 Billion |
| 2020 | 10.76% | 12.68% | 0.11x | 8.03x | Rs2.39 Billion |
| 2021 | 12.48% | 16.54% | 0.10x | 7.82x | Rs8.87 Billion |
| 2022 | 11.32% | 14.50% | 0.09x | 8.29x | Rs5.32 Billion |
| 2023 | 13.83% | 15.93% | 0.10x | 8.74x | Rs17.77 Billion |
| 2024 | 13.51% | 15.10% | 0.10x | 8.92x | Rs21.15 Billion |
| 2025 | 12.26% | 13.12% | 0.10x | 9.01x | Rs16.33 Billion |
| 2026 | 12.58% | 6.43% | 0.20x | 9.73x | Rs20.10 Billion |
Industry Comparison
This section compares Bajaj Finserv Limited's net assets metrics with peer companies in the Financial Conglomerates industry.
Industry Context
- Industry: Financial Conglomerates
- Average net assets among peers: $37,215,074,103
- Average return on equity (ROE) among peers: 19.73%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bajaj Finserv Limited (BAJAJFINSV) | Rs1.43 Trillion | -1.62% | 4.29x | $28.86 Billion |
| Aditya Birla Capital Limited (ABCAPITAL) | $106.70 Billion | 8.16% | 9.28x | $10.93 Billion |
| Crest Ventures Limited (CREST) | $429.44 Million | 37.19% | 1.25x | $110.36 Million |
| DiGiSPICE Technologies Limited (DIGISPICE) | $672.86 Million | 3.55% | 0.62x | $36.41 Million |
| Edelweiss Financial Services Limited (EDELWEISS) | $601.47 Million | 37.38% | 0.93x | $1.24 Billion |
| IL&FS Investment Managers Limited (IVC) | $2.37 Billion | 31.09% | 0.67x | $25.47 Million |
| Piramal Enterprises Limited (PEL) | $112.52 Billion | 0.99% | 0.31x | $2.74 Billion |
About Bajaj Finserv Limited
Bajaj Finserv Ltd., through its subsidiaries, provides financial services in India. The company operates through Life Insurance, General Insurance, Windmill, Retail Financing, and Investments and Others segments. It offers personal, home, business, gold, loan for doctors and lawyers; loan against properties, securities, car, fixed deposit, insurance policy, mutual funds, and shares; unsecured and… Read more