Bajaj Finserv Limited (BAJAJFINSV) — Defensive Interval Ratio

Latest as of September 2025: 475 days

Bajaj Finserv Limited (BAJAJFINSV) has a Defensive Interval Ratio of 475 days as of September 2025. Defensive assets of Rs102.61 Billion (cash Rs23.23 Billion, short-term investments Rs-, receivables Rs79.38 Billion) cover 475 days of daily cash needs of Rs215.80 Million/day. Check Bajaj Finserv Limited tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

475 days
Days of operational coverage

Defensive Assets

Rs102.61 Billion
Cash + ST Investments + Receivables

Daily Cash Need

Rs215.80 Million
Current Liabilities ÷ 365

Current Liabilities

Rs78.77 Billion
INR

Bajaj Finserv Limited Defensive Interval Ratio (2012–2025)

This chart shows how Bajaj Finserv Limited's Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of September 2025, the ratio stands at 475 days, meaning defensive assets of Rs102.61 Billion can fund 475 days of operations without new revenue. Also explore BAJAJFINSV shareholders equity momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Bajaj Finserv Limited (2012–2025)

The table below presents the year-by-year Defensive Interval Ratio for Bajaj Finserv Limited from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Bajaj Finserv Limited (BAJAJFINSV) total market value.

Year DIR (days) Defensive Assets (INR) Daily Cash Need Cash ST Investments Change (days)
2025 4447 days Rs970.33 Billion Rs218.22 Million/day Rs16.81 Billion Rs855.22 Billion ▲ +875 days
2024 3571 days Rs838.49 Billion Rs234.78 Million/day Rs7.66 Billion Rs761.86 Billion ▲ +2241 days
2023 1330 days Rs639.92 Billion Rs481.06 Million/day Rs4.31 Billion Rs582.79 Billion ▲ +218 days
2022 1112 days Rs469.94 Billion Rs422.53 Million/day Rs27.60 Billion Rs408.23 Billion ▼ -155 days
2021 1267 days Rs456.16 Billion Rs360.08 Million/day Rs8.90 Billion Rs413.22 Billion ▼ -2494 days
2020 3760 days Rs393.15 Billion Rs104.55 Million/day Rs19.02 Billion Rs339.14 Billion ▲ +3561 days
2019 199 days Rs27.91 Billion Rs140.06 Million/day Rs2.62 Billion Rs- ▲ +130 days
2018 70 days Rs39.89 Billion Rs572.18 Million/day Rs4.68 Billion Rs16.82 Billion ▼ -210 days
2017 280 days Rs137.41 Billion Rs491.10 Million/day Rs1.16 Billion Rs40.09 Billion ▲ +69 days
2016 211 days Rs77.99 Billion Rs370.06 Million/day Rs- Rs19.33 Billion ▲ +46 days
2015 165 days Rs53.07 Billion Rs321.57 Million/day Rs- Rs8.15 Billion ▲ +76 days
2014 89 days Rs31.71 Billion Rs357.46 Million/day Rs- Rs1.55 Billion ▲ +84 days
2013 5 days Rs1.05 Billion Rs225.23 Million/day Rs- Rs1.05 Billion ▼ -1377 days
2012 1382 days Rs271.55 Billion Rs196.55 Million/day Rs- Rs271.55 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)