State Bank of India Asset Resilience Ratio

Latest as of March 2024: -9.64%

State Bank of India asset resilience ratio. State Bank of India (SBIN) has an Asset Resilience Ratio of -9.64% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See SBIN cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.

Liquid Assets

Rs-6.53 Trillion

≈ $-70.64 Billion USD Cash + Short-term Investments

Total Assets

Rs67.75 Trillion

≈ $732.66 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio of State Bank of India (2019–2024)

Asset resilience ratio of State Bank of India from 2019 to 2024. This chart shows how State Bank of India's Asset Resilience Ratio has changed over time. Read total liabilities of State Bank of India for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down State Bank of India's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see total assets of State Bank of India.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs-6.53 Trillion	-9.64%
Total Liquid Assets	Rs-6.53 Trillion	-9.64%

Asset Resilience Insights

Limited Liquidity: State Bank of India maintains only -9.64% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

State Bank of India Industry Peers by Asset Resilience Ratio

Compare State Bank of India's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Societe Generale S.A. PA:GLE	Banks - Regional	11.25%
CIMB Group Holdings Bhd KLSE:1023	Banks - Regional	1.96%
WOORI FIN. GRP SP.ADR/3 F:2WGA	Banks - Regional	13.88%
Bank of Queensland Ltd AU:BOQ	Banks - Regional	0.21%
Qingdao Rural Commercial Bank Corp Class A SHE:002958	Banks - Regional	-13.48%
Graubuendner Kantonalbank SW:GRKP	Banks - Regional	-38.39%
Jeju Bank KO:006220	Banks - Regional	2.45%
Bank Multiarta Sentosa PT JK:MASB	Banks - Regional	1.29%

State Bank of India Asset Resilience Ratio by Year (2019–2024)

State Bank of India asset resilience ratio by year from 2019 to 2024. The table below shows the annual Asset Resilience Ratio data for State Bank of India.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-03-31	-7.10%	Rs-4.78 Trillion ≈ $-51.67 Billion	Rs67.34 Trillion ≈ $728.23 Billion	-3.30pp
2023-03-31	-3.79%	Rs-2.26 Trillion ≈ $-24.41 Billion	Rs59.54 Trillion ≈ $643.95 Billion	+5.39pp
2022-03-31	-9.18%	Rs-4.92 Trillion ≈ $-53.22 Billion	Rs53.61 Trillion ≈ $579.76 Billion	-1.46pp
2021-03-31	-7.72%	Rs-3.74 Trillion ≈ $-40.44 Billion	Rs48.46 Trillion ≈ $524.04 Billion	-0.33pp
2020-03-31	-7.38%	Rs-3.10 Trillion ≈ $-33.51 Billion	Rs41.97 Trillion ≈ $453.94 Billion	+0.24pp
2019-03-31	-7.62%	Rs-2.96 Trillion ≈ $-32.06 Billion	Rs38.88 Trillion ≈ $420.52 Billion	--

pp = percentage points

About State Bank of India

NSE:SBIN India Banks - Regional

Market Cap

$98.53 Billion

Rs9.11 Trillion INR

Market Cap Rank

#260 Global

#2 in India

Share Price

Rs987.00

Change (1 day)

+2.61%

52-Week Range

Rs939.40 - Rs1227.80

All Time High

Rs1227.80