State Bank of India - Asset Resilience Ratio

Latest as of March 2024: -9.64%

State Bank of India (SBIN) has an Asset Resilience Ratio of -9.64% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check SBIN capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets

Rs-6.53 Trillion

≈ $-70.64 Billion USD Cash + Short-term Investments

Total Assets

Rs67.75 Trillion

≈ $732.66 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2019–2024)

This chart shows how State Bank of India's Asset Resilience Ratio has changed over time. See State Bank of India net asset quality index to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down State Bank of India's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see State Bank of India stock valuation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs-6.53 Trillion	-9.64%
Total Liquid Assets	Rs-6.53 Trillion	-9.64%

Asset Resilience Insights

Limited Liquidity: State Bank of India maintains only -9.64% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

State Bank of India Industry Peers by Asset Resilience Ratio

Compare State Bank of India's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Banco Santander Chile NYSE:BSAC	Banks - Regional	6.33%
Bangkok Bank PCL BK:BBL	Banks - Regional	21.97%
Western Alliance Bancorporation NYSE:WAL	Banks - Regional	22.03%
Regional S.A.B. de C.V MX:RA	Banks - Regional	0.00%
AFFIN Holdings Bhd KLSE:5185	Banks - Regional	0.22%
Grupo Security SN:SECURITY	Banks - Regional	0.15%
Judo Capital Holdings Ltd AU:JDO	Banks - Regional	10.76%
EnTie Commercial Bank Ltd TW:2849	Banks - Regional	-2.50%

Annual Asset Resilience Ratio for State Bank of India (2019–2024)

The table below shows the annual Asset Resilience Ratio data for State Bank of India.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-03-31	-7.10%	Rs-4.78 Trillion ≈ $-51.67 Billion	Rs67.34 Trillion ≈ $728.23 Billion	-3.30pp
2023-03-31	-3.79%	Rs-2.26 Trillion ≈ $-24.41 Billion	Rs59.54 Trillion ≈ $643.95 Billion	+5.39pp
2022-03-31	-9.18%	Rs-4.92 Trillion ≈ $-53.22 Billion	Rs53.61 Trillion ≈ $579.76 Billion	-1.46pp
2021-03-31	-7.72%	Rs-3.74 Trillion ≈ $-40.44 Billion	Rs48.46 Trillion ≈ $524.04 Billion	-0.33pp
2020-03-31	-7.38%	Rs-3.10 Trillion ≈ $-33.51 Billion	Rs41.97 Trillion ≈ $453.94 Billion	+0.24pp
2019-03-31	-7.62%	Rs-2.96 Trillion ≈ $-32.06 Billion	Rs38.88 Trillion ≈ $420.52 Billion	--

pp = percentage points

About State Bank of India

NSE:SBIN India Banks - Regional

Market Cap

$96.88 Billion

Rs8.96 Trillion INR

Market Cap Rank

#261 Global

#2 in India

Share Price

Rs970.45

Change (1 day)

+1.44%

52-Week Range

Rs785.10 - Rs1227.80

All Time High

Rs1227.80