State Bank of India (SBIN) — Financial Flexibility Index
State Bank of India (SBIN) has a Financial Flexibility Index of -0.02x as of September 2025. Free cash flow of Rs-1.59 Trillion (operating CF Rs-1.62 Trillion minus capex Rs30.55 Billion) represents 0% of total liabilities (Rs70.84 Trillion). Also explore State Bank of India (SBIN) net asset momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
State Bank of India Financial Flexibility Index (2005–2025)
Historical Financial Flexibility Index trend for State Bank of India across 21 annual periods. Check SBIN strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for State Bank of India (2005–2025)
Year-by-year free cash flow to debt coverage for State Bank of India. For the full company profile including market capitalisation, see how much is State Bank of India worth.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | Rs541.24 Billion | Rs484.86 Billion | Rs68.09 Trillion | ▲ +94.1% |
| 2024 | 0.00x | Rs258.08 Billion | Rs216.32 Billion | Rs63.03 Trillion | ▲ +128.1% |
| 2023 | -0.01x | Rs-813.43 Billion | Rs-860.14 Billion | Rs55.83 Trillion | ▼ -220.5% |
| 2022 | 0.01x | Rs610.00 Billion | Rs576.95 Billion | Rs50.44 Trillion | ▼ -41.2% |
| 2021 | 0.02x | Rs938.29 Billion | Rs899.19 Billion | Rs45.60 Trillion | ▲ +200.2% |
| 2020 | 0.01x | Rs269.94 Billion | Rs239.29 Billion | Rs39.38 Trillion | ▼ -23.2% |
| 2019 | 0.01x | Rs325.62 Billion | Rs295.56 Billion | Rs36.48 Trillion | ▲ +131.5% |
| 2018 | -0.03x | Rs-957.17 Billion | Rs-965.08 Billion | Rs33.82 Trillion | ▼ -211.4% |
| 2017 | 0.03x | Rs818.30 Billion | Rs774.06 Billion | Rs32.21 Trillion | ▲ +310.7% |
| 2016 | 0.01x | Rs178.52 Billion | Rs140.77 Billion | Rs28.87 Trillion | ▼ -68.6% |
| 2015 | 0.02x | Rs498.55 Billion | Rs464.03 Billion | Rs25.33 Trillion | ▲ +92.2% |
| 2014 | 0.01x | Rs229.75 Billion | Rs195.77 Billion | Rs22.44 Trillion | ▼ -25.9% |
| 2013 | 0.01x | Rs276.69 Billion | Rs240.98 Billion | Rs20.04 Trillion | ▲ +185.5% |
| 2012 | -0.02x | Rs-277.74 Billion | Rs-301.14 Billion | Rs17.20 Trillion | ▼ -155.1% |
| 2011 | 0.03x | Rs457.74 Billion | Rs439.00 Billion | Rs15.61 Trillion | ▲ +968.1% |
| 2010 | 0.00x | Rs37.45 Billion | Rs16.23 Billion | Rs13.64 Trillion | ▼ -89.7% |
| 2009 | 0.03x | Rs326.59 Billion | Rs311.70 Billion | Rs12.30 Trillion | ▲ +1116.2% |
| 2008 | 0.00x | Rs-25.18 Billion | Rs-42.09 Billion | Rs9.64 Trillion | ▼ -133.2% |
| 2007 | 0.01x | Rs60.62 Billion | Rs50.82 Billion | Rs7.71 Trillion | ▼ -26.7% |
| 2006 | 0.01x | Rs70.60 Billion | Rs55.43 Billion | Rs6.58 Trillion | ▲ +373.5% |
| 2005 | 0.00x | Rs13.47 Billion | Rs1.84 Billion | Rs5.95 Trillion | — |