State Bank of India (SBIN) - Cash Flow Conversion Efficiency

Latest as of September 2025: -0.275x

Based on the latest financial reports, State Bank of India (SBIN) has a cash flow conversion efficiency ratio of -0.275x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rs-1.62 Trillion ≈ $-17.51 Billion USD) by net assets (Rs5.89 Trillion ≈ $63.69 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See State Bank of India balance sheet quality to measure how much of total assets are equity-financed.

State Bank of India - Cash Flow Conversion Efficiency Trend (2005–2025)

This chart illustrates how State Bank of India's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check SBIN cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.

State Bank of India Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of State Bank of India ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Newmont Corporation AU:NEM	0.108x
Pinduoduo Inc F:9PDA	0.039x
BNP Paribas SA PA:BNP	0.004x
Trane Technologies plc NYSE:TT	0.136x
GlaxoSmithKline plc MX:GSKN	0.141x
UBS Group AG SW:UBSG	-0.043x
GSK PLC SP. ADR/2 NEW F:GS70	0.065x
Air Liquide SA PA:AI	0.130x

Annual Cash Flow Conversion Efficiency for State Bank of India (2005–2025)

The table below shows the annual cash flow conversion efficiency of State Bank of India from 2005 to 2025. For the full company profile with market capitalisation and key ratios, see State Bank of India market cap and net worth.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-03-31	Rs5.05 Trillion ≈ $54.62 Billion	Rs484.86 Billion ≈ $5.24 Billion	0.096x	+91.07%
2024-03-31	Rs4.31 Trillion ≈ $46.56 Billion	Rs216.32 Billion ≈ $2.34 Billion	0.050x	+121.72%
2023-03-31	Rs3.72 Trillion ≈ $40.21 Billion	Rs-860.14 Billion ≈ $-9.30 Billion	-0.231x	-227.04%
2022-03-31	Rs3.17 Trillion ≈ $34.26 Billion	Rs576.95 Billion ≈ $6.24 Billion	0.182x	-42.24%
2021-03-31	Rs2.85 Trillion ≈ $30.84 Billion	Rs899.19 Billion ≈ $9.72 Billion	0.315x	+241.28%
2020-03-31	Rs2.59 Trillion ≈ $28.01 Billion	Rs239.29 Billion ≈ $2.59 Billion	0.092x	-24.81%
2019-03-31	Rs2.41 Trillion ≈ $26.01 Billion	Rs295.56 Billion ≈ $3.20 Billion	0.123x	+129.91%
2018-03-31	Rs2.35 Trillion ≈ $25.41 Billion	Rs-965.08 Billion ≈ $-10.44 Billion	-0.411x	-218.70%
2017-03-31	Rs2.24 Trillion ≈ $24.19 Billion	Rs774.06 Billion ≈ $8.37 Billion	0.346x	+359.39%
2016-03-31	Rs1.87 Trillion ≈ $20.21 Billion	Rs140.77 Billion ≈ $1.52 Billion	0.075x	-72.91%
2015-03-31	Rs1.67 Trillion ≈ $18.05 Billion	Rs464.03 Billion ≈ $5.02 Billion	0.278x	+116.29%
2014-03-31	Rs1.52 Trillion ≈ $16.47 Billion	Rs195.77 Billion ≈ $2.12 Billion	0.129x	-31.03%
2013-03-31	Rs1.29 Trillion ≈ $13.98 Billion	Rs240.98 Billion ≈ $2.61 Billion	0.186x	+168.06%
2012-03-31	Rs1.10 Trillion ≈ $11.89 Billion	Rs-301.14 Billion ≈ $-3.26 Billion	-0.274x	-153.93%
2011-03-31	Rs864.48 Billion ≈ $9.35 Billion	Rs439.00 Billion ≈ $4.75 Billion	0.508x	+2583.98%
2010-03-31	Rs857.67 Billion ≈ $9.28 Billion	Rs16.23 Billion ≈ $175.49 Million	0.019x	-95.47%
2009-03-31	Rs746.19 Billion ≈ $8.07 Billion	Rs311.70 Billion ≈ $3.37 Billion	0.418x	+727.81%
2008-03-31	Rs632.65 Billion ≈ $6.84 Billion	Rs-42.09 Billion ≈ $-455.23 Million	-0.067x	-157.91%
2007-03-31	Rs442.26 Billion ≈ $4.78 Billion	Rs50.82 Billion ≈ $549.55 Million	0.115x	-19.91%
2006-03-31	Rs386.37 Billion ≈ $4.18 Billion	Rs55.43 Billion ≈ $599.48 Million	0.143x	+2540.07%
2005-03-31	Rs338.56 Billion ≈ $3.66 Billion	Rs1.84 Billion ≈ $19.90 Million	0.005x	--

About State Bank of India

NSE:SBIN India Banks - Regional

Market Cap

$102.32 Billion

Rs9.46 Trillion INR

Market Cap Rank

#244 Global

#2 in India

Share Price

Rs1025.00

Change (1 day)

-1.86%

52-Week Range

Rs794.00 - Rs1227.80

All Time High

Rs1227.80