State Bank of India Cash Flow Conversion Efficiency

Latest as of September 2025: -0.275x

State Bank of India cash flow conversion efficiency. Based on the latest financial reports, State Bank of India (SBIN) has a cash flow conversion efficiency ratio of -0.275x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rs-1.62 Trillion ≈ $-17.51 Billion USD) by net assets (Rs5.89 Trillion ≈ $63.69 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Cash Flow Conversion Efficiency of State Bank of India (2005–2025)

Cash flow conversion efficiency of State Bank of India from 2005 to 2025. This chart illustrates how State Bank of India's cash flow conversion efficiency has evolved over time, based on yearly financial data. View SBIN stock price for real-time trading data and today's change.

State Bank of India Cash Flow Conversion Ratio Explained

State Bank of India cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.

State Bank of India Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of State Bank of India ranked by their cash flow conversion efficiency. Also see State Bank of India (SBIN) total market value for the company's overall valuation and market capitalisation.

Company	Cash Flow Conversion Efficiency
BNP PARIBAS ADR 1/2/EO 2 F:BNPH	N/A
HDFC Bank Limited F:HDFA	N/A
Adobe Systems Incorporated NASDAQ:ADBE	0.218x
The Bank of New York Mellon Corporation NYSE:BNY	-0.012x
Amphenol Corporation NYSE:APH	0.127x
Equinix Inc NASDAQ:EQIX	0.074x
Southern Company NYSE:SO	0.099x
Tata Consultancy Services Limited NSE:TCS	0.111x

Annual Cash Flow Conversion Efficiency for State Bank of India (2005–2025)

The table below shows the annual cash flow conversion efficiency of State Bank of India from 2005 to 2025. Review State Bank of India (SBIN) FCF generation index to assess how much free cash flow the company generates relative to operating cash flow.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-03-31	Rs5.05 Trillion ≈ $54.62 Billion	Rs484.86 Billion ≈ $5.24 Billion	0.096x	+91.07%
2024-03-31	Rs4.31 Trillion ≈ $46.56 Billion	Rs216.32 Billion ≈ $2.34 Billion	0.050x	+121.72%
2023-03-31	Rs3.72 Trillion ≈ $40.21 Billion	Rs-860.14 Billion ≈ $-9.30 Billion	-0.231x	-227.04%
2022-03-31	Rs3.17 Trillion ≈ $34.26 Billion	Rs576.95 Billion ≈ $6.24 Billion	0.182x	-42.24%
2021-03-31	Rs2.85 Trillion ≈ $30.84 Billion	Rs899.19 Billion ≈ $9.72 Billion	0.315x	+241.28%
2020-03-31	Rs2.59 Trillion ≈ $28.01 Billion	Rs239.29 Billion ≈ $2.59 Billion	0.092x	-24.81%
2019-03-31	Rs2.41 Trillion ≈ $26.01 Billion	Rs295.56 Billion ≈ $3.20 Billion	0.123x	+129.91%
2018-03-31	Rs2.35 Trillion ≈ $25.41 Billion	Rs-965.08 Billion ≈ $-10.44 Billion	-0.411x	-218.70%
2017-03-31	Rs2.24 Trillion ≈ $24.19 Billion	Rs774.06 Billion ≈ $8.37 Billion	0.346x	+359.39%
2016-03-31	Rs1.87 Trillion ≈ $20.21 Billion	Rs140.77 Billion ≈ $1.52 Billion	0.075x	-72.91%
2015-03-31	Rs1.67 Trillion ≈ $18.05 Billion	Rs464.03 Billion ≈ $5.02 Billion	0.278x	+116.29%
2014-03-31	Rs1.52 Trillion ≈ $16.47 Billion	Rs195.77 Billion ≈ $2.12 Billion	0.129x	-31.03%
2013-03-31	Rs1.29 Trillion ≈ $13.98 Billion	Rs240.98 Billion ≈ $2.61 Billion	0.186x	+168.06%
2012-03-31	Rs1.10 Trillion ≈ $11.89 Billion	Rs-301.14 Billion ≈ $-3.26 Billion	-0.274x	-153.93%
2011-03-31	Rs864.48 Billion ≈ $9.35 Billion	Rs439.00 Billion ≈ $4.75 Billion	0.508x	+2583.98%
2010-03-31	Rs857.67 Billion ≈ $9.28 Billion	Rs16.23 Billion ≈ $175.49 Million	0.019x	-95.47%
2009-03-31	Rs746.19 Billion ≈ $8.07 Billion	Rs311.70 Billion ≈ $3.37 Billion	0.418x	+727.81%
2008-03-31	Rs632.65 Billion ≈ $6.84 Billion	Rs-42.09 Billion ≈ $-455.23 Million	-0.067x	-157.91%
2007-03-31	Rs442.26 Billion ≈ $4.78 Billion	Rs50.82 Billion ≈ $549.55 Million	0.115x	-19.91%
2006-03-31	Rs386.37 Billion ≈ $4.18 Billion	Rs55.43 Billion ≈ $599.48 Million	0.143x	+2540.07%
2005-03-31	Rs338.56 Billion ≈ $3.66 Billion	Rs1.84 Billion ≈ $19.90 Million	0.005x	--

About State Bank of India

NSE:SBIN India Banks - Regional

Market Cap

$98.53 Billion

Rs9.11 Trillion INR

Market Cap Rank

#260 Global

#2 in India

Share Price

Rs987.00

Change (1 day)

+2.61%

52-Week Range

Rs939.40 - Rs1227.80

All Time High

Rs1227.80