State Bank of India (SBIN) — Working Capital to Net Assets Ratio
State Bank of India (SBIN) has a Working Capital to Net Assets ratio of -892.3% as of December 2025. Working capital of Rs-54.54 Trillion (current assets of Rs3.13 Trillion minus current liabilities of Rs57.67 Trillion) is measured against net assets of Rs6.11 Trillion. A higher ratio indicates strong short-term liquidity financed by the equity base. See debt-free asset ratio of State Bank of India to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
State Bank of India Working Capital to Net Assets (2005–2025)
This chart shows how State Bank of India's Working Capital to Net Assets ratio has evolved across 21 annual periods from 2005 to 2025. As of December 2025, the ratio stands at -892.3%, reflecting working capital of Rs-54.54 Trillion against net assets of Rs6.11 Trillion INR. Check tangible equity quality of State Bank of India to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for State Bank of India (2005–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for State Bank of India from 2005 to 2025, covering 21 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see SBIN company net worth.
| Year | WC/NA Ratio | Working Capital (INR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -1006.2% | Rs-50.82 Trillion | Rs5.05 Trillion | Rs3.58 Trillion | Rs54.40 Trillion | ▼ -52.4 pp |
| 2024 | -953.8% | Rs-41.07 Trillion | Rs4.31 Trillion | Rs8.93 Trillion | Rs49.99 Trillion | ▲ +45.7 pp |
| 2023 | -999.5% | Rs-37.16 Trillion | Rs3.72 Trillion | Rs7.80 Trillion | Rs44.96 Trillion | ▲ +36.7 pp |
| 2022 | -1036.2% | Rs-32.83 Trillion | Rs3.17 Trillion | Rs8.23 Trillion | Rs41.05 Trillion | ▲ +30.9 pp |
| 2021 | -1067.1% | Rs-30.43 Trillion | Rs2.85 Trillion | Rs6.87 Trillion | Rs37.31 Trillion | ▼ -16.0 pp |
| 2020 | -1051.2% | Rs-27.23 Trillion | Rs2.59 Trillion | Rs5.67 Trillion | Rs32.90 Trillion | ▼ -30.2 pp |
| 2019 | -1021.0% | Rs-24.56 Trillion | Rs2.41 Trillion | Rs4.99 Trillion | Rs29.55 Trillion | ▼ -28.0 pp |
| 2018 | -992.9% | Rs-23.33 Trillion | Rs2.35 Trillion | Rs4.05 Trillion | Rs27.38 Trillion | ▼ -28.4 pp |
| 2017 | -964.5% | Rs-21.57 Trillion | Rs2.24 Trillion | Rs4.58 Trillion | Rs26.15 Trillion | ▲ +39.5 pp |
| 2016 | -1004.0% | Rs-18.76 Trillion | Rs1.87 Trillion | Rs4.08 Trillion | Rs22.84 Trillion | ▲ +18.4 pp |
| 2015 | -1022.4% | Rs-17.06 Trillion | Rs1.67 Trillion | Rs3.72 Trillion | Rs20.79 Trillion | ▲ +7.3 pp |
| 2014 | -1029.7% | Rs-15.68 Trillion | Rs1.52 Trillion | Rs2.91 Trillion | Rs18.59 Trillion | ▲ +33.0 pp |
| 2013 | -1062.7% | Rs-13.74 Trillion | Rs1.29 Trillion | Rs2.71 Trillion | Rs16.45 Trillion | ▲ +16.1 pp |
| 2012 | -1078.8% | Rs-11.86 Trillion | Rs1.10 Trillion | Rs2.44 Trillion | Rs14.30 Trillion | ▲ +249.7 pp |
| 2011 | -1328.5% | Rs-11.48 Trillion | Rs864.48 Billion | Rs1.55 Trillion | Rs13.04 Trillion | ▼ -124.3 pp |
| 2010 | -1204.2% | Rs-10.33 Trillion | Rs857.67 Billion | Rs1.22 Trillion | Rs11.55 Trillion | ▲ +24.3 pp |
| 2009 | -1228.5% | Rs-9.17 Trillion | Rs746.19 Billion | Rs1.25 Trillion | Rs10.42 Trillion | ▼ -142.0 pp |
| 2008 | -1086.5% | Rs-6.87 Trillion | Rs632.65 Billion | Rs890.28 Billion | Rs7.76 Trillion | ▲ +188.3 pp |
| 2007 | -1274.8% | Rs-5.64 Trillion | Rs442.26 Billion | Rs724.77 Billion | Rs6.36 Trillion | ▼ -15.2 pp |
| 2006 | -1259.6% | Rs-4.87 Trillion | Rs386.37 Billion | Rs573.37 Billion | Rs5.44 Trillion | ▲ +84.7 pp |
| 2005 | -1344.4% | Rs-4.55 Trillion | Rs338.56 Billion | Rs509.57 Billion | Rs5.06 Trillion | — |