State Bank of India Net Asset Quality Index
State Bank of India net asset quality index. State Bank of India (SBIN) has a Net Asset Quality Index of 7.8% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs78.81 Trillion minus total liabilities of Rs72.70 Trillion yields net assets of Rs6.11 Trillion. A higher index indicates a stronger, lower-leverage balance sheet. See shareholders equity of State Bank of India for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of State Bank of India (2005–2025)
Net asset quality index of State Bank of India from 2005 to 2025. This chart shows how State Bank of India's Net Asset Quality Index has evolved across 21 annual periods from 2005 to 2025. As of December 2025, the index stands at 7.8%, representing net assets of Rs6.11 Trillion against total assets of Rs78.81 Trillion INR. Check State Bank of India (SBIN) strategic asset index to assess the company's strategic physical and investment asset allocation.
State Bank of India Net Asset Quality Index by Year (2005–2025)
State Bank of India net asset quality index by year from 2005 to 2025. The table below presents the year-by-year Net Asset Quality Index for State Bank of India from 2005 to 2025, covering 21 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see market value of State Bank of India.
| Year | Quality Index | Net Assets (INR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 6.9% | Rs5.05 Trillion | Rs73.14 Trillion | Rs68.09 Trillion | ▲ +0.5 pp |
| 2024 | 6.4% | Rs4.31 Trillion | Rs67.34 Trillion | Rs63.03 Trillion | ▲ +0.2 pp |
| 2023 | 6.2% | Rs3.72 Trillion | Rs59.54 Trillion | Rs55.83 Trillion | ▲ +0.3 pp |
| 2022 | 5.9% | Rs3.17 Trillion | Rs53.61 Trillion | Rs50.44 Trillion | ▲ +0.0 pp |
| 2021 | 5.9% | Rs2.85 Trillion | Rs48.46 Trillion | Rs45.60 Trillion | ▼ -0.3 pp |
| 2020 | 6.2% | Rs2.59 Trillion | Rs41.97 Trillion | Rs39.38 Trillion | ▼ 0.0 pp |
| 2019 | 6.2% | Rs2.41 Trillion | Rs38.88 Trillion | Rs36.48 Trillion | ▼ -0.3 pp |
| 2018 | 6.5% | Rs2.35 Trillion | Rs36.16 Trillion | Rs33.82 Trillion | ▲ +0.0 pp |
| 2017 | 6.5% | Rs2.24 Trillion | Rs34.45 Trillion | Rs32.21 Trillion | ▲ +0.4 pp |
| 2016 | 6.1% | Rs1.87 Trillion | Rs30.73 Trillion | Rs28.87 Trillion | ▼ -0.1 pp |
| 2015 | 6.2% | Rs1.67 Trillion | Rs27.00 Trillion | Rs25.33 Trillion | ▼ -0.2 pp |
| 2014 | 6.4% | Rs1.52 Trillion | Rs23.96 Trillion | Rs22.44 Trillion | ▲ +0.3 pp |
| 2013 | 6.1% | Rs1.29 Trillion | Rs21.33 Trillion | Rs20.04 Trillion | ▲ +0.1 pp |
| 2012 | 6.0% | Rs1.10 Trillion | Rs18.30 Trillion | Rs17.20 Trillion | ▲ +0.8 pp |
| 2011 | 5.2% | Rs864.48 Billion | Rs16.48 Trillion | Rs15.61 Trillion | ▼ -0.7 pp |
| 2010 | 5.9% | Rs857.67 Billion | Rs14.50 Trillion | Rs13.64 Trillion | ▲ +0.2 pp |
| 2009 | 5.7% | Rs746.19 Billion | Rs13.05 Trillion | Rs12.30 Trillion | ▼ -0.4 pp |
| 2008 | 6.2% | Rs632.65 Billion | Rs10.27 Trillion | Rs9.64 Trillion | ▲ +0.7 pp |
| 2007 | 5.4% | Rs442.26 Billion | Rs8.15 Trillion | Rs7.71 Trillion | ▼ -0.1 pp |
| 2006 | 5.5% | Rs386.37 Billion | Rs6.97 Trillion | Rs6.58 Trillion | ▲ +0.2 pp |
| 2005 | 5.4% | Rs338.56 Billion | Rs6.29 Trillion | Rs5.95 Trillion | — |