State Bank of India (SBIN) — Cash Flow-to-Debt Ratio
State Bank of India (SBIN) has a Cash Flow-to-Debt Ratio of -0.02x as of September 2025, meaning its operating cash flow of Rs-1.62 Trillion could theoretically repay 0% of its total liabilities (Rs70.84 Trillion) in one year. Explore SBIN long-term investments to assets to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
State Bank of India Cash Flow-to-Debt Ratio (2005–2025)
Historical debt coverage capacity for State Bank of India across 21 annual periods. Also explore SBIN asset base for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for State Bank of India (2005–2025)
Year-by-year debt coverage analysis for State Bank of India. For market capitalisation and broader financial context, see market cap of State Bank of India.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | Rs484.86 Billion | Rs68.09 Trillion | ▲ +107.5% |
| 2024 | 0.00x | Rs216.32 Billion | Rs63.03 Trillion | ▲ +122.3% |
| 2023 | -0.02x | Rs-860.14 Billion | Rs55.83 Trillion | ▼ -234.7% |
| 2022 | 0.01x | Rs576.95 Billion | Rs50.44 Trillion | ▼ -42.0% |
| 2021 | 0.02x | Rs899.19 Billion | Rs45.60 Trillion | ▲ +224.5% |
| 2020 | 0.01x | Rs239.29 Billion | Rs39.38 Trillion | ▼ -25.0% |
| 2019 | 0.01x | Rs295.56 Billion | Rs36.48 Trillion | ▲ +128.4% |
| 2018 | -0.03x | Rs-965.08 Billion | Rs33.82 Trillion | ▼ -218.8% |
| 2017 | 0.02x | Rs774.06 Billion | Rs32.21 Trillion | ▲ +392.7% |
| 2016 | 0.00x | Rs140.77 Billion | Rs28.87 Trillion | ▼ -73.4% |
| 2015 | 0.02x | Rs464.03 Billion | Rs25.33 Trillion | ▲ +110.0% |
| 2014 | 0.01x | Rs195.77 Billion | Rs22.44 Trillion | ▼ -27.5% |
| 2013 | 0.01x | Rs240.98 Billion | Rs20.04 Trillion | ▲ +168.7% |
| 2012 | -0.02x | Rs-301.14 Billion | Rs17.20 Trillion | ▼ -162.3% |
| 2011 | 0.03x | Rs439.00 Billion | Rs15.61 Trillion | ▲ +2263.9% |
| 2010 | 0.00x | Rs16.23 Billion | Rs13.64 Trillion | ▼ -95.3% |
| 2009 | 0.03x | Rs311.70 Billion | Rs12.30 Trillion | ▲ +680.3% |
| 2008 | 0.00x | Rs-42.09 Billion | Rs9.64 Trillion | ▼ -166.2% |
| 2007 | 0.01x | Rs50.82 Billion | Rs7.71 Trillion | ▼ -21.7% |
| 2006 | 0.01x | Rs55.43 Billion | Rs6.58 Trillion | ▲ +2621.7% |
| 2005 | 0.00x | Rs1.84 Billion | Rs5.95 Trillion | — |