American Financial Group, Inc. - Asset Resilience Ratio
American Financial Group, Inc. (AFG) has an Asset Resilience Ratio of 2.66% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Explore AFG long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1997–2025)
This chart shows how American Financial Group, Inc.'s Asset Resilience Ratio has changed over time. See American Financial Group, Inc. liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Liquid Assets Composition Over Time
This chart breaks down American Financial Group, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see American Financial Group, Inc. balance sheet assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $687.00 Million | 2.66% |
| Total Liquid Assets | $687.00 Million | 2.66% |
Asset Resilience Insights
- Limited Liquidity: American Financial Group, Inc. maintains only 2.66% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
American Financial Group, Inc. Industry Peers by Asset Resilience Ratio
Compare American Financial Group, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
People's Insurance of China Ltd
SHG:601319 |
Insurance - Property & Casualty | 38.29% |
|
Kemper Corporation
NYSE:KMPR |
Insurance - Property & Casualty | 2.63% |
|
Root Inc
NASDAQ:ROOT |
Insurance - Property & Casualty | 29.89% |
|
QBE Insurance Group Limited
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 4.66% |
Annual Asset Resilience Ratio for American Financial Group, Inc. (1997–2025)
The table below shows the annual Asset Resilience Ratio data for American Financial Group, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 7.49% | $2.44 Billion | $32.64 Billion | -0.29pp |
| 2024-12-31 | 7.78% | $1.95 Billion | $25.01 Billion | -39.35pp |
| 2023-12-31 | 47.13% | $11.60 Billion | $24.62 Billion | +1.61pp |
| 2022-12-31 | 45.53% | $10.97 Billion | $24.09 Billion | +2.37pp |
| 2021-12-31 | 43.15% | $12.49 Billion | $28.94 Billion | -17.84pp |
| 2020-12-31 | 61.00% | $44.87 Billion | $73.57 Billion | -8.62pp |
| 2019-12-31 | 69.61% | $48.82 Billion | $70.13 Billion | +1.04pp |
| 2018-12-31 | 68.57% | $43.51 Billion | $63.46 Billion | +1.44pp |
| 2017-12-31 | 67.13% | $40.72 Billion | $60.66 Billion | -2.15pp |
| 2016-12-31 | 69.28% | $38.15 Billion | $55.07 Billion | +4.53pp |
| 2015-12-31 | 64.75% | $32.28 Billion | $49.86 Billion | +0.10pp |
| 2014-12-31 | 64.66% | $30.73 Billion | $47.53 Billion | -2.79pp |
| 2013-12-31 | 67.44% | $26.46 Billion | $39.23 Billion | -0.30pp |
| 2012-12-31 | 67.75% | $24.12 Billion | $35.60 Billion | -9.62pp |
| 2011-12-31 | 77.37% | $25.58 Billion | $33.06 Billion | +0.94pp |
| 2010-12-31 | 76.43% | $22.67 Billion | $29.66 Billion | +6.31pp |
| 2009-12-31 | 70.12% | $19.79 Billion | $28.23 Billion | +7.30pp |
| 2008-12-31 | 62.81% | $16.87 Billion | $26.86 Billion | -7.14pp |
| 2007-12-31 | 69.96% | $18.05 Billion | $25.81 Billion | -0.71pp |
| 2006-12-31 | 70.67% | $17.74 Billion | $25.10 Billion | +69.59pp |
| 2002-12-31 | 1.08% | $211.29 Million | $19.50 Billion | -0.13pp |
| 2001-12-31 | 1.21% | $211.29 Million | $17.40 Billion | -0.09pp |
| 2000-12-31 | 1.30% | $213.47 Million | $16.42 Billion | -0.05pp |
| 1999-12-31 | 1.35% | $217.17 Million | $16.05 Billion | -0.04pp |
| 1998-12-31 | 1.39% | $220.50 Million | $15.85 Billion | -1.87pp |
| 1997-12-31 | 3.26% | $513.69 Million | $15.76 Billion | -- |
About American Financial Group, Inc.
American Financial Group, Inc., an insurance holding company, provides property and casualty insurance products in the United States. It operates through Property and Casualty Insurance and Other segments. The company offers property and transportation insurance products, such as physical damage and liability coverage for buses and trucks, other specialty transportation niches, inland and ocean m… Read more