American Financial Group, Inc. (AFG) — Cash Flow-to-Debt Ratio
American Financial Group, Inc. (AFG) has a Cash Flow-to-Debt Ratio of 0.02x as of March 2026, meaning its operating cash flow of $474.00 Million could theoretically repay 0% of its total liabilities ($21.16 Billion) in one year. See how financially flexible is American Financial Group, Inc. to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
American Financial Group, Inc. Cash Flow-to-Debt Ratio (1983–2025)
Historical debt coverage capacity for American Financial Group, Inc. across 43 annual periods. For the full cash flow conversion analysis, see American Financial Group, Inc. (AFG) cash flow conversion.
Annual Cash Flow-to-Debt Ratio for American Financial Group, Inc. (1983–2025)
Year-by-year debt coverage analysis for American Financial Group, Inc.. Check cash flow quality index of American Financial Group, Inc. to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.06x | $1.53 Billion | $27.82 Billion | ▼ -1.8% |
| 2024 | 0.06x | $1.15 Billion | $20.54 Billion | ▼ -42.0% |
| 2023 | 0.10x | $1.97 Billion | $20.36 Billion | ▲ +68.2% |
| 2022 | 0.06x | $1.15 Billion | $20.04 Billion | ▼ -19.7% |
| 2021 | 0.07x | $1.71 Billion | $23.93 Billion | ▲ +119.1% |
| 2020 | 0.03x | $2.18 Billion | $66.78 Billion | ▼ -15.0% |
| 2019 | 0.04x | $2.46 Billion | $63.86 Billion | ▲ +8.0% |
| 2018 | 0.04x | $2.08 Billion | $58.48 Billion | ▲ +9.2% |
| 2017 | 0.03x | $1.80 Billion | $55.32 Billion | ▲ +42.2% |
| 2016 | 0.02x | $1.15 Billion | $50.15 Billion | ▼ -23.8% |
| 2015 | 0.03x | $1.36 Billion | $45.09 Billion | ▲ +3.9% |
| 2014 | 0.03x | $1.23 Billion | $42.48 Billion | ▲ +31.4% |
| 2013 | 0.02x | $760.00 Million | $34.46 Billion | ▼ -16.7% |
| 2012 | 0.03x | $817.00 Million | $30.85 Billion | ▲ +13.2% |
| 2011 | 0.02x | $667.00 Million | $28.50 Billion | ▼ -32.2% |
| 2010 | 0.03x | $864.00 Million | $25.04 Billion | ▼ -8.3% |
| 2009 | 0.04x | $914.40 Million | $24.31 Billion | ▼ -6.2% |
| 2008 | 0.04x | $972.90 Million | $24.26 Billion | ▲ +15.3% |
| 2007 | 0.03x | $788.50 Million | $22.66 Billion | ▼ -21.3% |
| 2006 | 0.04x | $967.60 Million | $21.89 Billion | ▼ -13.1% |
| 2005 | 0.05x | $1.02 Billion | $20.10 Billion | ▲ +0.5% |
| 2004 | 0.05x | $1.01 Billion | $19.91 Billion | ▲ +21.1% |
| 2003 | 0.04x | $749.50 Million | $17.93 Billion | ▼ -10.5% |
| 2002 | 0.05x | $808.57 Million | $17.31 Billion | ▼ 0.0% |
| 2001 | 0.05x | $721.92 Million | $15.45 Billion | ▲ +52.0% |
| 2000 | 0.03x | $441.46 Million | $14.36 Billion | ▲ +15.6% |
| 1999 | 0.03x | $378.23 Million | $14.22 Billion | ▼ -6.1% |
| 1998 | 0.03x | $385.44 Million | $13.61 Billion | ▼ -9.7% |
| 1997 | 0.03x | $426.00 Million | $13.58 Billion | ▲ +9.4% |
| 1996 | 0.03x | $373.00 Million | $13.00 Billion | ▲ +21.1% |
| 1995 | 0.02x | $312.60 Million | $13.20 Billion | ▼ -79.7% |
| 1994 | 0.12x | $307.60 Million | $2.64 Billion | ▼ -11.4% |
| 1993 | 0.13x | $304.10 Million | $2.31 Billion | ▲ +9.9% |
| 1992 | 0.12x | $240.80 Million | $2.01 Billion | ▲ +10.6% |
| 1991 | 0.11x | $204.20 Million | $1.89 Billion | ▼ -5.0% |
| 1990 | 0.11x | $214.90 Million | $1.89 Billion | ▼ -22.4% |
| 1989 | 0.15x | $195.90 Million | $1.33 Billion | ▲ +8.8% |
| 1988 | 0.13x | $85.10 Million | $630.40 Million | ▲ +20.2% |
| 1987 | 0.11x | $93.90 Million | $836.00 Million | ▼ -69.7% |
| 1986 | 0.37x | $311.10 Million | $840.30 Million | ▲ +69.9% |
| 1985 | 0.22x | $228.30 Million | $1.05 Billion | ▼ -18.6% |
| 1984 | 0.27x | $306.80 Million | $1.15 Billion | ▲ +8.1% |
| 1983 | 0.25x | $354.30 Million | $1.43 Billion | — |