American Financial Group, Inc. (AFG) — Financial Flexibility Index
American Financial Group, Inc. (AFG) has a Financial Flexibility Index of 0.02x as of March 2026. Free cash flow of $491.00 Million (operating CF $474.00 Million minus capex $17.00 Million) represents 0% of total liabilities ($21.16 Billion). Check cash flow reinvestment rate of American Financial Group, Inc. to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
American Financial Group, Inc. Financial Flexibility Index (1983–2025)
Historical Financial Flexibility Index trend for American Financial Group, Inc. across 43 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of American Financial Group, Inc..
Annual Financial Flexibility Index for American Financial Group, Inc. (1983–2025)
Year-by-year free cash flow to debt coverage for American Financial Group, Inc.. Explore AFG operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.06x | $1.67 Billion | $1.53 Billion | $27.82 Billion | ▼ -4.2% |
| 2024 | 0.06x | $1.28 Billion | $1.15 Billion | $20.54 Billion | ▼ -37.6% |
| 2023 | 0.10x | $2.04 Billion | $1.97 Billion | $20.36 Billion | ▲ +62.2% |
| 2022 | 0.06x | $1.24 Billion | $1.15 Billion | $20.04 Billion | ▼ -20.6% |
| 2021 | 0.08x | $1.86 Billion | $1.71 Billion | $23.93 Billion | ▲ +105.9% |
| 2020 | 0.04x | $2.53 Billion | $2.18 Billion | $66.78 Billion | ▼ -3.2% |
| 2019 | 0.04x | $2.50 Billion | $2.46 Billion | $63.86 Billion | ▲ +7.5% |
| 2018 | 0.04x | $2.13 Billion | $2.08 Billion | $58.48 Billion | ▲ +5.1% |
| 2017 | 0.03x | $1.91 Billion | $1.80 Billion | $55.32 Billion | ▲ +44.6% |
| 2016 | 0.02x | $1.20 Billion | $1.15 Billion | $50.15 Billion | ▼ -24.3% |
| 2015 | 0.03x | $1.42 Billion | $1.36 Billion | $45.09 Billion | ▼ -16.0% |
| 2014 | 0.04x | $1.60 Billion | $1.23 Billion | $42.48 Billion | ▲ +36.4% |
| 2013 | 0.03x | $950.00 Million | $760.00 Million | $34.46 Billion | ▼ -23.2% |
| 2012 | 0.04x | $1.11 Billion | $817.00 Million | $30.85 Billion | ▲ +35.8% |
| 2011 | 0.03x | $753.00 Million | $667.00 Million | $28.50 Billion | ▼ -29.5% |
| 2010 | 0.04x | $938.00 Million | $864.00 Million | $25.04 Billion | ▼ -6.8% |
| 2009 | 0.04x | $976.90 Million | $914.40 Million | $24.31 Billion | ▼ -4.3% |
| 2008 | 0.04x | $1.02 Billion | $972.90 Million | $24.26 Billion | ▲ +18.6% |
| 2007 | 0.04x | $803.00 Million | $788.50 Million | $22.66 Billion | ▼ -25.4% |
| 2006 | 0.05x | $1.04 Billion | $967.60 Million | $21.89 Billion | ▼ -13.3% |
| 2005 | 0.05x | $1.10 Billion | $1.02 Billion | $20.10 Billion | ▲ +2.6% |
| 2004 | 0.05x | $1.06 Billion | $1.01 Billion | $19.91 Billion | ▲ +23.0% |
| 2003 | 0.04x | $779.20 Million | $749.50 Million | $17.93 Billion | ▼ -12.8% |
| 2002 | 0.05x | $862.21 Million | $808.57 Million | $17.31 Billion | ▼ -5.2% |
| 2001 | 0.05x | $812.03 Million | $721.92 Million | $15.45 Billion | ▲ +42.5% |
| 2000 | 0.04x | $529.84 Million | $441.46 Million | $14.36 Billion | ▲ +16.0% |
| 1999 | 0.03x | $452.29 Million | $378.23 Million | $14.22 Billion | ▼ -4.3% |
| 1998 | 0.03x | $452.26 Million | $385.44 Million | $13.61 Billion | ▼ -8.1% |
| 1997 | 0.04x | $490.92 Million | $426.00 Million | $13.58 Billion | ▲ +14.4% |
| 1996 | 0.03x | $411.00 Million | $373.00 Million | $13.00 Billion | ▲ +17.5% |
| 1995 | 0.03x | $355.20 Million | $312.60 Million | $13.20 Billion | ▼ -78.5% |
| 1994 | 0.12x | $329.70 Million | $307.60 Million | $2.64 Billion | ▼ -10.2% |
| 1993 | 0.14x | $321.60 Million | $304.10 Million | $2.31 Billion | ▲ +5.0% |
| 1992 | 0.13x | $266.60 Million | $240.80 Million | $2.01 Billion | ▲ +8.7% |
| 1991 | 0.12x | $229.90 Million | $204.20 Million | $1.89 Billion | ▼ -15.8% |
| 1990 | 0.14x | $272.80 Million | $214.90 Million | $1.89 Billion | ▼ -18.4% |
| 1989 | 0.18x | $236.60 Million | $195.90 Million | $1.33 Billion | ▼ -7.7% |
| 1988 | 0.19x | $121.10 Million | $85.10 Million | $630.40 Million | ▲ +28.8% |
| 1987 | 0.15x | $124.70 Million | $93.90 Million | $836.00 Million | ▼ -64.0% |
| 1986 | 0.41x | $348.60 Million | $311.10 Million | $840.30 Million | ▲ +41.6% |
| 1985 | 0.29x | $307.10 Million | $228.30 Million | $1.05 Billion | ▼ -23.6% |
| 1984 | 0.38x | $439.80 Million | $306.80 Million | $1.15 Billion | ▲ +20.3% |
| 1983 | 0.32x | $456.50 Million | $354.30 Million | $1.43 Billion | — |