American Financial Group, Inc. Financial Flexibility Index

Latest as of March 2026: 0.02x

American Financial Group, Inc. financial flexibility index. American Financial Group, Inc. (AFG) has a Financial Flexibility Index of 0.02x as of March 2026. Free cash flow of $491.00 Million (operating CF $474.00 Million minus capex $17.00 Million) represents 0% of total liabilities ($21.16 Billion). See AFG FCF generation index to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

$491.00 Million
Operating CF − Capex

Total Liabilities

$21.16 Billion
USD

Capital Expenditures

$17.00 Million
USD

Financial Flexibility Index of American Financial Group, Inc. (1983–2025)

Financial flexibility index of American Financial Group, Inc. from 1983 to 2025. Historical Financial Flexibility Index trend for American Financial Group, Inc. across 43 annual periods. Check how high is American Financial Group, Inc.'s earnings quality to evaluate the quality of earnings relative to operating cash generation.

American Financial Group, Inc. Financial Flexibility Index by Year (1983–2025)

American Financial Group, Inc. financial flexibility index by year from 1983 to 2025. Year-by-year free cash flow to debt coverage for American Financial Group, Inc.. For the full cash flow conversion analysis, see American Financial Group, Inc. operating cash flow efficiency.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.06x $1.67 Billion $1.53 Billion $27.82 Billion ▼ -4.2%
2024 0.06x $1.28 Billion $1.15 Billion $20.54 Billion ▼ -37.6%
2023 0.10x $2.04 Billion $1.97 Billion $20.36 Billion ▲ +62.2%
2022 0.06x $1.24 Billion $1.15 Billion $20.04 Billion ▼ -20.6%
2021 0.08x $1.86 Billion $1.71 Billion $23.93 Billion ▲ +105.9%
2020 0.04x $2.53 Billion $2.18 Billion $66.78 Billion ▼ -3.2%
2019 0.04x $2.50 Billion $2.46 Billion $63.86 Billion ▲ +7.5%
2018 0.04x $2.13 Billion $2.08 Billion $58.48 Billion ▲ +5.1%
2017 0.03x $1.91 Billion $1.80 Billion $55.32 Billion ▲ +44.6%
2016 0.02x $1.20 Billion $1.15 Billion $50.15 Billion ▼ -24.3%
2015 0.03x $1.42 Billion $1.36 Billion $45.09 Billion ▼ -16.0%
2014 0.04x $1.60 Billion $1.23 Billion $42.48 Billion ▲ +36.4%
2013 0.03x $950.00 Million $760.00 Million $34.46 Billion ▼ -23.2%
2012 0.04x $1.11 Billion $817.00 Million $30.85 Billion ▲ +35.8%
2011 0.03x $753.00 Million $667.00 Million $28.50 Billion ▼ -29.5%
2010 0.04x $938.00 Million $864.00 Million $25.04 Billion ▼ -6.8%
2009 0.04x $976.90 Million $914.40 Million $24.31 Billion ▼ -4.3%
2008 0.04x $1.02 Billion $972.90 Million $24.26 Billion ▲ +18.6%
2007 0.04x $803.00 Million $788.50 Million $22.66 Billion ▼ -25.4%
2006 0.05x $1.04 Billion $967.60 Million $21.89 Billion ▼ -13.3%
2005 0.05x $1.10 Billion $1.02 Billion $20.10 Billion ▲ +2.6%
2004 0.05x $1.06 Billion $1.01 Billion $19.91 Billion ▲ +23.0%
2003 0.04x $779.20 Million $749.50 Million $17.93 Billion ▼ -12.8%
2002 0.05x $862.21 Million $808.57 Million $17.31 Billion ▼ -5.2%
2001 0.05x $812.03 Million $721.92 Million $15.45 Billion ▲ +42.5%
2000 0.04x $529.84 Million $441.46 Million $14.36 Billion ▲ +16.0%
1999 0.03x $452.29 Million $378.23 Million $14.22 Billion ▼ -4.3%
1998 0.03x $452.26 Million $385.44 Million $13.61 Billion ▼ -8.1%
1997 0.04x $490.92 Million $426.00 Million $13.58 Billion ▲ +14.4%
1996 0.03x $411.00 Million $373.00 Million $13.00 Billion ▲ +17.5%
1995 0.03x $355.20 Million $312.60 Million $13.20 Billion ▼ -78.5%
1994 0.12x $329.70 Million $307.60 Million $2.64 Billion ▼ -10.2%
1993 0.14x $321.60 Million $304.10 Million $2.31 Billion ▲ +5.0%
1992 0.13x $266.60 Million $240.80 Million $2.01 Billion ▲ +8.7%
1991 0.12x $229.90 Million $204.20 Million $1.89 Billion ▼ -15.8%
1990 0.14x $272.80 Million $214.90 Million $1.89 Billion ▼ -18.4%
1989 0.18x $236.60 Million $195.90 Million $1.33 Billion ▼ -7.7%
1988 0.19x $121.10 Million $85.10 Million $630.40 Million ▲ +28.8%
1987 0.15x $124.70 Million $93.90 Million $836.00 Million ▼ -64.0%
1986 0.41x $348.60 Million $311.10 Million $840.30 Million ▲ +41.6%
1985 0.29x $307.10 Million $228.30 Million $1.05 Billion ▼ -23.6%
1984 0.38x $439.80 Million $306.80 Million $1.15 Billion ▲ +20.3%
1983 0.32x $456.50 Million $354.30 Million $1.43 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities