American Financial Group, Inc. (AFG) — Financial Flexibility Index

Latest as of March 2026: 0.02x

American Financial Group, Inc. (AFG) has a Financial Flexibility Index of 0.02x as of March 2026. Free cash flow of $491.00 Million (operating CF $474.00 Million minus capex $17.00 Million) represents 0% of total liabilities ($21.16 Billion). Check American Financial Group, Inc. strategic asset allocation index to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

$491.00 Million
Operating CF − Capex

Total Liabilities

$21.16 Billion
USD

Capital Expenditures

$17.00 Million
USD

American Financial Group, Inc. Financial Flexibility Index (1983–2025)

Historical Financial Flexibility Index trend for American Financial Group, Inc. across 43 annual periods. See AFG working capital efficiency to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for American Financial Group, Inc. (1983–2025)

Year-by-year free cash flow to debt coverage for American Financial Group, Inc.. For the full company profile including market capitalisation, see AFG market cap overview.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.06x $1.67 Billion $1.53 Billion $27.82 Billion ▼ -4.2%
2024 0.06x $1.28 Billion $1.15 Billion $20.54 Billion ▼ -37.6%
2023 0.10x $2.04 Billion $1.97 Billion $20.36 Billion ▲ +62.2%
2022 0.06x $1.24 Billion $1.15 Billion $20.04 Billion ▼ -20.6%
2021 0.08x $1.86 Billion $1.71 Billion $23.93 Billion ▲ +105.9%
2020 0.04x $2.53 Billion $2.18 Billion $66.78 Billion ▼ -3.2%
2019 0.04x $2.50 Billion $2.46 Billion $63.86 Billion ▲ +7.5%
2018 0.04x $2.13 Billion $2.08 Billion $58.48 Billion ▲ +5.1%
2017 0.03x $1.91 Billion $1.80 Billion $55.32 Billion ▲ +44.6%
2016 0.02x $1.20 Billion $1.15 Billion $50.15 Billion ▼ -24.3%
2015 0.03x $1.42 Billion $1.36 Billion $45.09 Billion ▼ -16.0%
2014 0.04x $1.60 Billion $1.23 Billion $42.48 Billion ▲ +36.4%
2013 0.03x $950.00 Million $760.00 Million $34.46 Billion ▼ -23.2%
2012 0.04x $1.11 Billion $817.00 Million $30.85 Billion ▲ +35.8%
2011 0.03x $753.00 Million $667.00 Million $28.50 Billion ▼ -29.5%
2010 0.04x $938.00 Million $864.00 Million $25.04 Billion ▼ -6.8%
2009 0.04x $976.90 Million $914.40 Million $24.31 Billion ▼ -4.3%
2008 0.04x $1.02 Billion $972.90 Million $24.26 Billion ▲ +18.6%
2007 0.04x $803.00 Million $788.50 Million $22.66 Billion ▼ -25.4%
2006 0.05x $1.04 Billion $967.60 Million $21.89 Billion ▼ -13.3%
2005 0.05x $1.10 Billion $1.02 Billion $20.10 Billion ▲ +2.6%
2004 0.05x $1.06 Billion $1.01 Billion $19.91 Billion ▲ +23.0%
2003 0.04x $779.20 Million $749.50 Million $17.93 Billion ▼ -12.8%
2002 0.05x $862.21 Million $808.57 Million $17.31 Billion ▼ -5.2%
2001 0.05x $812.03 Million $721.92 Million $15.45 Billion ▲ +42.5%
2000 0.04x $529.84 Million $441.46 Million $14.36 Billion ▲ +16.0%
1999 0.03x $452.29 Million $378.23 Million $14.22 Billion ▼ -4.3%
1998 0.03x $452.26 Million $385.44 Million $13.61 Billion ▼ -8.1%
1997 0.04x $490.92 Million $426.00 Million $13.58 Billion ▲ +14.4%
1996 0.03x $411.00 Million $373.00 Million $13.00 Billion ▲ +17.5%
1995 0.03x $355.20 Million $312.60 Million $13.20 Billion ▼ -78.5%
1994 0.12x $329.70 Million $307.60 Million $2.64 Billion ▼ -10.2%
1993 0.14x $321.60 Million $304.10 Million $2.31 Billion ▲ +5.0%
1992 0.13x $266.60 Million $240.80 Million $2.01 Billion ▲ +8.7%
1991 0.12x $229.90 Million $204.20 Million $1.89 Billion ▼ -15.8%
1990 0.14x $272.80 Million $214.90 Million $1.89 Billion ▼ -18.4%
1989 0.18x $236.60 Million $195.90 Million $1.33 Billion ▼ -7.7%
1988 0.19x $121.10 Million $85.10 Million $630.40 Million ▲ +28.8%
1987 0.15x $124.70 Million $93.90 Million $836.00 Million ▼ -64.0%
1986 0.41x $348.60 Million $311.10 Million $840.30 Million ▲ +41.6%
1985 0.29x $307.10 Million $228.30 Million $1.05 Billion ▼ -23.6%
1984 0.38x $439.80 Million $306.80 Million $1.15 Billion ▲ +20.3%
1983 0.32x $456.50 Million $354.30 Million $1.43 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities