American Express Company - Asset Resilience Ratio
American Express Company (AXP) has an Asset Resilience Ratio of 0.09% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check AXP strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1989–2025)
This chart shows how American Express Company's Asset Resilience Ratio has changed over time. See American Express Company (AXP) net asset quality to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down American Express Company's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of American Express Company.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $290.00 Million | 0.09% |
| Total Liquid Assets | $290.00 Million | 0.09% |
Asset Resilience Insights
- Limited Liquidity: American Express Company maintains only 0.09% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
American Express Company Industry Peers by Asset Resilience Ratio
Compare American Express Company's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
SLM Corp
NASDAQ:SLM |
Credit Services | 2.01% |
|
Credit Corp Group Ltd
AU:CCP |
Credit Services | 4.06% |
|
Pepper Money Ltd
AU:PPM |
Credit Services | 0.08% |
|
Brockhaus Capital Management AG
F:BKHT |
Credit Services | 2.81% |
|
Jiayin Group Inc
NASDAQ:JFIN |
Credit Services | 0.00% |
|
Vardhman Holdings Limited
NSE:VHL |
Credit Services | 0.03% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
|
Moneyme Ltd
AU:MME |
Credit Services | 1.75% |
Annual Asset Resilience Ratio for American Express Company (1989–2025)
The table below shows the annual Asset Resilience Ratio data for American Express Company.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 14.77% | $44.32 Billion | $300.05 Billion | +0.70pp |
| 2024-12-31 | 14.07% | $38.20 Billion | $271.46 Billion | -1.80pp |
| 2023-12-31 | 15.87% | $41.43 Billion | $261.11 Billion | -1.15pp |
| 2022-12-31 | 17.02% | $38.85 Billion | $228.35 Billion | +4.54pp |
| 2021-12-31 | 12.48% | $23.52 Billion | $188.55 Billion | -14.42pp |
| 2020-12-31 | 26.89% | $51.47 Billion | $191.37 Billion | +12.37pp |
| 2019-12-31 | 14.53% | $28.81 Billion | $198.32 Billion | +0.62pp |
| 2018-12-31 | 13.91% | $26.29 Billion | $189.00 Billion | -3.13pp |
| 2017-12-31 | 17.04% | $30.87 Billion | $181.20 Billion | +1.93pp |
| 2016-12-31 | 15.11% | $24.00 Billion | $158.89 Billion | +14.95pp |
| 2015-12-31 | 0.16% | $258.00 Million | $161.00 Billion | +0.03pp |
| 2014-12-31 | 0.13% | $204.00 Million | $159.10 Billion | -0.19pp |
| 2013-12-31 | 0.32% | $486.00 Million | $153.00 Billion | +0.15pp |
| 2012-12-31 | 0.16% | $250.00 Million | $153.14 Billion | +0.23pp |
| 2011-12-31 | -0.07% | $-107.00 Million | $153.34 Billion | +0.13pp |
| 2010-12-31 | -0.20% | $-291.00 Million | $147.00 Billion | -3.45pp |
| 2009-12-31 | 3.25% | $4.06 Billion | $125.14 Billion | -6.60pp |
| 2008-12-31 | 9.85% | $12.42 Billion | $126.07 Billion | +9.67pp |
| 2007-12-31 | 0.18% | $276.00 Million | $149.74 Billion | -2.40pp |
| 2006-12-31 | 2.58% | $3.31 Billion | $128.33 Billion | -1.58pp |
| 2005-12-31 | 4.16% | $4.74 Billion | $113.96 Billion | +3.60pp |
| 2004-12-31 | 0.57% | $1.10 Billion | $194.22 Billion | -1.07pp |
| 2003-12-31 | 1.64% | $2.87 Billion | $175.00 Billion | -1.37pp |
| 2002-12-31 | 3.01% | $4.74 Billion | $157.25 Billion | +0.59pp |
| 2001-12-31 | 2.42% | $3.66 Billion | $151.10 Billion | +0.43pp |
| 2000-12-31 | 2.00% | $3.08 Billion | $154.42 Billion | -13.41pp |
| 1992-12-31 | 15.40% | $27.07 Billion | $175.75 Billion | +4.69pp |
| 1991-12-31 | 10.71% | $15.69 Billion | $146.44 Billion | +6.46pp |
| 1990-12-31 | 4.25% | $5.85 Billion | $137.68 Billion | -5.83pp |
| 1989-12-31 | 10.08% | $13.19 Billion | $130.85 Billion | -- |
About American Express Company
American Express Company, together with its subsidiaries, operates as an integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and internationally. It operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Networ… Read more