American Express Company (AXP) — Free Cash Flow Generation Index

Latest as of March 2026: 0.70x

American Express Company (AXP) has a Free Cash Flow Generation Index of 0.70x as of March 2026. Free cash flow of $2.65 Billion represents 1% of operating cash flow ($3.80 Billion). Read AXP current and long-term liabilities for a breakdown of total debt and financial obligations.

FCF Generation Index

0.70x
Free Cash Flow / Operating CF

Free Cash Flow

$2.65 Billion
USD

Operating Cash Flow

$3.80 Billion
USD

Capital Expenditures

$1.15 Billion
USD

American Express Company Free Cash Flow Generation Index (1989–2025)

Historical FCF Generation Index trend for American Express Company across 36 annual periods. Explore AXP capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.

Annual Free Cash Flow Generation for American Express Company (1989–2025)

Year-by-year Free Cash Flow Generation Index for American Express Company. For the full company profile including market capitalisation, see AXP market cap overview.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.87x $16.00 Billion $18.43 Billion $2.42 Billion ▲ +0.5%
2024 0.86x $12.14 Billion $14.05 Billion $1.91 Billion ▼ -5.7%
2023 0.92x $17.00 Billion $18.56 Billion $1.56 Billion ▲ +0.4%
2022 0.91x $19.22 Billion $21.08 Billion $1.85 Billion ▲ +2.0%
2021 0.89x $13.10 Billion $14.64 Billion $1.55 Billion ▲ +21.5%
2020 0.74x $4.11 Billion $5.59 Billion $1.48 Billion ▼ -16.3%
2019 0.88x $11.99 Billion $13.63 Billion $1.65 Billion ▲ +3.0%
2018 0.85x $7.62 Billion $8.93 Billion $1.31 Billion ▼ -7.4%
2017 0.92x $12.48 Billion $13.54 Billion $1.06 Billion ▲ +10.7%
2016 0.83x $6.85 Billion $8.22 Billion $1.38 Billion ▼ -5.1%
2015 0.88x $9.63 Billion $10.97 Billion $1.34 Billion ▼ -1.5%
2014 0.89x $9.79 Billion $10.99 Billion $1.20 Billion ▲ +1.0%
2013 0.88x $7.54 Billion $8.55 Billion $1.01 Billion ▲ +3.6%
2012 0.85x $6.03 Billion $7.08 Billion $1.05 Billion ▼ -4.0%
2011 0.89x $9.29 Billion $10.47 Billion $1.19 Billion ▼ -2.0%
2010 0.90x $8.40 Billion $9.29 Billion $887.00 Million ▲ +2.9%
2009 0.88x $5.61 Billion $6.38 Billion $772.00 Million ▼ -0.9%
2008 0.89x $7.69 Billion $8.67 Billion $977.00 Million ▼ -0.2%
2007 0.89x $7.55 Billion $8.48 Billion $938.00 Million ▼ -1.7%
2006 0.90x $8.14 Billion $9.01 Billion $861.00 Million ▼ -2.2%
2005 0.92x $7.44 Billion $8.04 Billion $608.00 Million ▲ +0.6%
2004 0.92x $8.40 Billion $9.14 Billion $740.00 Million ▲ +53.8%
2003 0.60x $1.52 Billion $2.54 Billion $1.02 Billion ▼ -35.2%
2002 0.92x $8.00 Billion $8.67 Billion $670.00 Million ▲ +10.0%
2001 0.84x $4.46 Billion $5.32 Billion $859.00 Million ▼ -2.0%
2000 0.86x $5.43 Billion $6.35 Billion $919.00 Million ▼ -3.8%
1999 0.89x $6.57 Billion $7.38 Billion $819.00 Million ▲ +10.5%
1998 0.80x $3.55 Billion $4.41 Billion $862.00 Million ▼ -13.8%
1997 0.93x $4.83 Billion $5.17 Billion $343.00 Million ▲ +2.5%
1996 0.91x $4.50 Billion $4.94 Billion $438.00 Million ▲ +2.8%
1995 0.89x $2.71 Billion $3.05 Billion $347.00 Million ▲ +8.6%
1994 0.82x $1.48 Billion $1.81 Billion $333.00 Million ▲ +165.5%
1993 0.31x $127.00 Million $413.00 Million $286.00 Million ▲ +150.3%
1991 -0.61x $-249.00 Million $407.00 Million $656.00 Million ▼ -172.6%
1990 0.84x $3.87 Billion $4.58 Billion $719.00 Million ▲ +0.5%
1989 0.84x $5.01 Billion $5.97 Billion $962.00 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).