American Express Company (AXP) — Cash Flow Reinvestment Rate

Latest as of March 2026: 0.76x

American Express Company (AXP) has a Cash Flow Reinvestment Rate of 0.76x as of March 2026, reinvesting $2.89 Billion (capex $1.15 Billion plus investments $-1.74 Billion) from operating cash flow of $3.80 Billion. See how much free cash does American Express Company generate to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

0.76x
(Capex + Investments) / Operating CF

Total Reinvested

$2.89 Billion
Capex + Investments

Operating Cash Flow

$3.80 Billion
USD

Capital Expenditures

$1.15 Billion
USD

American Express Company Cash Flow Reinvestment Rate (1989–2025)

Historical reinvestment intensity for American Express Company across 36 annual periods. For the full cash flow conversion analysis, see American Express Company (AXP) cash conversion ratio.

Annual Cash Flow Reinvestment Rate for American Express Company (1989–2025)

Year-by-year capital reinvestment analysis for American Express Company. See how financially flexible is American Express Company to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.15x $2.69 Billion $18.43 Billion $2.42 Billion ▼ -92.2%
2024 1.87x $26.31 Billion $14.05 Billion $1.91 Billion ▲ +33.7%
2023 1.40x $26.00 Billion $18.56 Billion $1.56 Billion ▼ -12.3%
2022 1.60x $33.67 Billion $21.08 Billion $1.85 Billion ▲ +122.2%
2021 0.72x $10.53 Billion $14.64 Billion $1.55 Billion ▼ -73.3%
2020 2.69x $15.05 Billion $5.59 Billion $1.48 Billion ▲ +122.3%
2019 1.21x $16.51 Billion $13.63 Billion $1.65 Billion ▼ -43.4%
2018 2.14x $19.09 Billion $8.93 Billion $1.31 Billion ▲ +49.7%
2017 1.43x $19.34 Billion $13.54 Billion $1.06 Billion ▲ +262.1%
2016 0.39x $3.24 Billion $8.22 Billion $1.38 Billion ▼ -45.4%
2015 0.72x $7.92 Billion $10.97 Billion $1.34 Billion ▲ +1.5%
2014 0.71x $7.81 Billion $10.99 Billion $1.20 Billion ▼ -15.0%
2013 0.84x $7.15 Billion $8.55 Billion $1.01 Billion ▼ -3.1%
2012 0.86x $6.11 Billion $7.08 Billion $1.05 Billion ▲ +161.6%
2011 0.33x $3.46 Billion $10.47 Billion $1.19 Billion ▲ +220.4%
2010 0.10x $956.00 Million $9.29 Billion $887.00 Million ▼ -73.8%
2009 0.39x $2.51 Billion $6.38 Billion $772.00 Million ▲ +248.3%
2008 0.11x $977.00 Million $8.67 Billion $977.00 Million ▲ +2.0%
2007 0.11x $938.00 Million $8.48 Billion $938.00 Million ▲ +15.6%
2006 0.10x $861.00 Million $9.01 Billion $861.00 Million ▲ +26.5%
2005 0.08x $608.00 Million $8.04 Billion $608.00 Million ▼ -6.6%
2004 0.08x $740.00 Million $9.14 Billion $740.00 Million ▼ -79.9%
2003 0.40x $1.02 Billion $2.54 Billion $1.02 Billion ▲ +420.8%
2002 0.08x $670.00 Million $8.67 Billion $670.00 Million ▼ -52.1%
2001 0.16x $859.00 Million $5.32 Billion $859.00 Million ▲ +11.5%
2000 0.14x $919.00 Million $6.35 Billion $919.00 Million ▲ +30.4%
1999 0.11x $819.00 Million $7.38 Billion $819.00 Million ▼ -43.2%
1998 0.20x $862.00 Million $4.41 Billion $862.00 Million ▲ +194.4%
1997 0.07x $343.00 Million $5.17 Billion $343.00 Million ▼ -25.2%
1996 0.09x $438.00 Million $4.94 Billion $438.00 Million ▼ -21.9%
1995 0.11x $347.00 Million $3.05 Billion $347.00 Million ▼ -38.1%
1994 0.18x $333.00 Million $1.81 Billion $333.00 Million ▼ -73.5%
1993 0.69x $286.00 Million $413.00 Million $286.00 Million ▼ -57.0%
1991 1.61x $656.00 Million $407.00 Million $656.00 Million ▲ +927.6%
1990 0.16x $719.00 Million $4.58 Billion $719.00 Million ▼ -2.6%
1989 0.16x $962.00 Million $5.97 Billion $962.00 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow